Real Estate Investing in Hudson, Maine (04449)

Penobscot County • Population: 1,144 • Data updated: June 2026

☆ Watch this market Free account

Should you buy in 04449 (Hudson, ME)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • High vacancy: 25.7% of homes vacant — above national norms.

What’s happening in Hudson, ME (04449)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $261,056
Avg Monthly Rent $1,656
1% Rule ✗ Does Not Meet
Median Income $52,143
% Renters 7.7%

Market Analysis: 04449 Hudson

ZIP 04449 in Hudson, ME carries a impressive set of headwinds. Home values near $261K and rents of $1,656/mo sit inside a market where underwriting has to be tight.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 04449 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 04449 and stronger Hudson ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The 04449 ZIP's population of 1,144 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.

Distressed ZIPs reward experience. substantial returns are possible in 04449, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hudson:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Rising (+11.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,656/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Bangor, ME Metro Area
Even conditions for buyers and sellers
49 days
Average time to sell
Average
9.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of June 20, 2026 — updated weekly from Bangor, ME metro data

Market Trends

Home Value History (with trend line)

$274K$237K$201K$165K$129K$93KJan 2012Apr 2019May 2026

📊 How Does 04449 Compare?

Metric 04449 Hudson Bangor, ME Maine
Home Value $261,056 $261,056 N/A $401,109
5-Year CAGR 8.5% 8.5% N/A 8.6%
Avg Rent $1,656 $1,656 N/A -
Cap Rate 5.0% 5.0% - -
💡 Why Invest in 04449? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 04449 (Hudson, ME). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 04449 (Hudson, ME)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.0%
Fair
5yr Growth
+8.5%
Strong

📉 Market Crash Risk Index

Based on Bangor, ME metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
65%
Days Pending
1/2
49 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $261,056
Monthly Rent $1,656
Price-to-Rent 13.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.6%
Cap Rate 5.0%
5-Year IRR 13.5%

📈 Home Appreciation

1-Year +11.7% ▲
3-Year CAGR +7.2% ▲
5-Year CAGR +8.5% ▲
10-Year CAGR +8.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.0%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
25.7%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+8.5%
Growing
Eviction process: Fast Rent control: Moderate

Demographics in 04449

Population: 1,144

💰 Median Household Income
$52,143
This area
$52,143
State
$66,371
USA
$74,580
🏠 Renter Occupied
7.7%
This area
7.7%
State
17.6%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
-23.6%
USA
3.7%
🎓 College Educated
16.4%
This area
16.4%
State
3.6%
USA
33.7%
👤 Median Age
47.3 years
This area
47.3 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
25.7%
This area
25.7%
State
32.3%
USA
10.5%
👥 Population by Ethnicity
White 93.4%
Other/Mixed 5.9%
Hispanic/Latino 1.9%
Asian 0.6%
👶 Under 18
16.1%
This area
16.1%
USA
22.0%
👴 65 and Over
16.2%
This area
16.2%
USA
17.3%
📊 Poverty Rate
11.1%
This area
11.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby 1,240 Off-Campus Students
C+
University of Maine
11,760 students · 12.5 mi
C
Husson University
3,133 students · 12.5 mi
D
University of Maine-System Central Office
0 students · 12.6 mi
C
Eastern Maine Community College
2,531 students · 13.7 mi

Investor Insight: With 1,240 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are homes affordable in Hudson, ME?

Hudson, ME median home values land near $261K. That is reasonable territory for investors looking at $1,656/mo-per-month rentals.

What is the tenant pool like in Hudson, ME?

The tenant pool in Hudson, ME is solid, supported by local employment and population fundamentals. Rents of $1,656/mo are well-absorbed by the market.

Do landlords face vacancy issues in Hudson, ME?

Expect elevated vacancy in Hudson, ME. Rents at $1,656/mo are absorbed by the tenant base without meaningful lag.

Does house hacking make sense in Hudson, ME?

House hacking works a challenging in Hudson, ME. Rents of $1,656/mo against $261K acquisition make the strategy solid for owner-occupants.

Is Hudson, ME better for rentals, flips, or BRRRR?

Hudson, ME investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($261K prices, $1,656/mo rents) make it a reasonable choice.

See what 04449 really looks like for investors

You're reading the free snapshot. Unlock appreciation trends, cap rates, vacancy signals, Section 8 data, and full demographics for 04449.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 04449 (Hudson)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 04449 (Hudson, ME).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.