Raw Truth
The things weighing on my mind
I decided that I would just take a moment and spill the tea on what I have been noticing the last few months that I have been on Substack.
This article is raw, unedited and simply not polished for anyone who is looking for editorial brilliance this might not be the best stop. Just warning you.
Last week was one hell of a week. I closed $20k in sales and yes that sounds great, but my actual paycheck was just $2500. Not bad for a week. What people never really tell you when you see sales professionals posting their “BIG” wins is that the commission is what we live off of. We don’t have nice weekly paychecks. It’s feast or famine.
So that’s why I wanted to do something a little different with my Substack because entrepreneurs also live off the sales they make. Some businesses are more steady than others and some like mine are feast and famine.
So I focus on finances as well here. If we have an accurate picture of what we need to survive in the real world we can allocate correctly. NOT SAVE! Saving and budgeting make you feel like you are always in a famine. For me that was a death trap.
Most of us like to see I have allocated 10% of every paycheck to furthering my education. So I have an account that I neatly tuck 10% away and wait for the balance to rise like planting a seed and watching it grow, it helps your mindset. Seeing the balance rise shows you how close you are to the goal. With a high yielding savings account this can help you uplevel your skills quicker.
Some terminology either makes or breaks your mindset. So let’s go through some words that help me change my mindset around money.
ALLOCATED
Do you see that? Officially assigning funds to a specific category. That sounds and feels so much better than Save.
To me I don’t want to “defer consumption” or “reduce expenses” I want to flow with money when I need it. TO me Saving seems like a restriction not a flow. Let’s look at the next word.
INVEST
I want to invest in my future and my present so I can grow the future. I don’t want to invest in the next shiny object just because some guru says he’s making a killing doing it. I want to invest in something that I trust and I trust myself. So how do I invest in myself?
I see to my health. I invest in the best foods I can at the time to maintain my current level of health.
Upleveling my health. I am always studying different ways to improve my current level of health. I invest in the things that help me make sure I will live a long healthy life.
I invest in my mind. I surround myself with people who will add to my wealth of knowledge, wisdom, and understanding. I don’t dally with people who are in it to win it. This isn’t a competition. I want to join forces with people who are eager to learning and expand their horizons not take each other out.
I get rid of advertising noise. I don’t read ads anymore. It messes with your mind. I read great content. I listen to great speakers who are actually teaching something I want to learn. Not settling for communities that actually market all the time to their members.
I invest in character. Like responsibility, respect, patience, compassion, and education. If I am falling short I call myself out, I surround myself with people who will call me out and I try my hardest, still working on this, to remain humble and acknowledge that correction is true love.
This is just a few things that are crossing my mind today. I feel like we are SAVING our knowledge for when the time is ripe, instead of INVESTING in things that actually make it grow. It’s like that with finances as well.
My questions for everyone this week is
What are we allocating our resources to this week?
Who are we investing in?
Where are we spending time?
How are we growing our mind?
When are we going to setup our allocations and investments?
What are allowing into our minds and focusing on?
Where are we cutting waste and reallocating those resources to something that really matters?
How are we going to make the environment we live better than it was yesterday?