{"id":2,"date":"2025-04-25T15:56:10","date_gmt":"2025-04-25T15:56:10","guid":{"rendered":"https:\/\/dev.qlear.ch\/?page_id=2"},"modified":"2026-04-01T08:38:11","modified_gmt":"2026-04-01T08:38:11","slug":"home","status":"publish","type":"page","link":"https:\/\/qlear.ch\/","title":{"rendered":"Accueil"},"content":{"rendered":"

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ACCUEIL<\/h1>\n

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\u00c0 PROPOS<\/h2>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb3_5″ _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text disabled_on=\u00a0\u00bbon|off|off\u00a0\u00bb admin_label=\u00a0\u00bbTitre-Hypoth\u00e8que\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bb#dccaa1″ header_2_font=\u00a0\u00bb||||||||\u00a0\u00bb header_2_text_color=\u00a0\u00bb#dccaa1″ header_2_font_size=\u00a0\u00bb30px\u00a0\u00bb header_2_line_height=\u00a0\u00bb1.3em\u00a0\u00bb width=\u00a0\u00bb68%\u00a0\u00bb custom_margin=\u00a0\u00bb0px|||-93px|false|false\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb0px||10px|-45px|false|false\u00a0\u00bb custom_margin_phone=\u00a0\u00bb|||-45px|false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

<\/span>Bespoke Financial Advisory
Vos questions. Nos solutions.<\/span><\/h2>\n

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<\/span><\/span>Fond\u00e9e par Julien Barthassat \u2013 expert fort de plus de 10 ans dans le financement hypoth\u00e9caire c\u00f4t\u00e9 banque et en courtage \u2013 QLEAR est une soci\u00e9t\u00e9 genevoise ind\u00e9pendante sp\u00e9cialis\u00e9e \u2028<\/span>dans l\u2019hypoth\u00e8que<\/span>, la pr\u00e9voyance<\/span> et l\u2019optimisation fiscale<\/span>. \u2028Nous accompagnons particuliers et professionnels, locaux comme internationaux, dans la concr\u00e9tisation de leurs projets immobiliers gr\u00e2ce \u00e0 des prestations enti\u00e8rement taylor made.<\/span><\/span><\/p>\n

\u00c0 votre \u00e9coute compl\u00e8te et disponibles, en tout temps, nous vous apportons la clart\u00e9 et le niveau d\u2019analyse n\u00e9cessaires \u2028pour transformer toutes les ambitions en r\u00e9ussite.<\/p>\n

Votre r\u00eave m\u00e9rite le meilleur, nous sommes l\u00e0 pour le garantir.<\/p>\n

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NOS M\u00c9TIERS<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb3_5″ _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text disabled_on=\u00a0\u00bbon|off|on\u00a0\u00bb admin_label=\u00a0\u00bbpersonnalisation-titre-tablet\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bb#decca5″ text_font_size=\u00a0\u00bb22px\u00a0\u00bb custom_margin=\u00a0\u00bb||20px|-42px|false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

NOS M\u00c9TIERS<\/p>\n

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<\/span>Financement hypoth\u00e9caire
Conseil en assurance et pr\u00e9voyance
Optimisation fiscale<\/span><\/h2>\n

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\u00c9QUIPE<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb3_5″ _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text disabled_on=\u00a0\u00bbon|off|on\u00a0\u00bb admin_label=\u00a0\u00bbpersonnalisation-titre-tablet\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bb#decca5″ text_font_size=\u00a0\u00bb22px\u00a0\u00bb custom_margin=\u00a0\u00bb||20px|-42px|false|false\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb-105px||20px|-42px|false|false\u00a0\u00bb custom_margin_phone=\u00a0\u00bb-105px||20px|-42px|false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

\u00c9QUIPE<\/p>\n

[\/et_pb_text][et_pb_text disabled_on=\u00a0\u00bbon|off|off\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bb#dccaa1″ header_2_text_color=\u00a0\u00bb#dccaa1″ header_2_font_size=\u00a0\u00bb30px\u00a0\u00bb header_2_line_height=\u00a0\u00bb1.3em\u00a0\u00bb max_width=\u00a0\u00bb86%\u00a0\u00bb custom_margin=\u00a0\u00bb||0px|-93px|false|false\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb0px||25px|-42px|false|false\u00a0\u00bb custom_margin_phone=\u00a0\u00bb0px|||-42px|false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

<\/span>Julien Barthassat<\/span><\/span><\/h2>\n
\n
<\/h6>\n<\/div>\n

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<\/span>Certifi\u00e9 AFA et r\u00e9compens\u00e9 du Award \u00ab Service Excellence P&WMC CH R\u00e9gion Gen\u00e8ve \u00bb – lors de son exp\u00e9rience au Cr\u00e9dit Suisse, en 2017 – Julien Barthassat a accompagn\u00e9 des centaines de clients, pilot\u00e9 des promotions immobili\u00e8res et d\u00e9velopp\u00e9 des solutions optimis\u00e9es pour chaque situation. Gr\u00e2ce \u00e0 une approche rigoureuse et m\u00e9thodique ax\u00e9e sur l\u2019optimisation des opportunit\u00e9s, Julien concr\u00e9tise plus de 360 millions de pr\u00eats hypoth\u00e9caires, t\u00e9moignant de la performance et de la solidit\u00e9 de son savoir-faire.<\/span><\/p>\n

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CONTACT<\/p>\n

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<\/span><\/span>Nos contacts, pour toutes vos questions\u00a0!
Et si nous organisions une rencontre\u00a0?<\/span><\/h2>\n

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Boulevard des Promenades 8
1227 Carouge<\/p>\n

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Politique de confidentialit\u00e9<\/p>\n

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custom_padding=\u00a0\u00bb||||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

\u00c0 PROPOS<\/h4>\n

[\/et_pb_text][et_pb_text disabled_on=\u00a0\u00bboff|on|on\u00a0\u00bb admin_label=\u00a0\u00bbtitre-bespoke\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_font=\u00a0\u00bb||||||||\u00a0\u00bb header_3_font=\u00a0\u00bb||||||||\u00a0\u00bb header_3_text_color=\u00a0\u00bb#49481a\u00a0\u00bb header_3_line_height=\u00a0\u00bb1.1em\u00a0\u00bb custom_margin=\u00a0\u00bb0px||0px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb||10px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

<\/span>Bespoke Financial Advisory
Vos questions. Nos solutions.<\/span><\/h3>\n

[\/et_pb_text][et_pb_text disabled_on=\u00a0\u00bboff|on|on\u00a0\u00bb admin_label=\u00a0\u00bbtexte-bespoke\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bb||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#49481a\u00a0\u00bb text_font_size=\u00a0\u00bb13px\u00a0\u00bb text_line_height=\u00a0\u00bb1.5em\u00a0\u00bb custom_margin=\u00a0\u00bb||||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb||||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

<\/span><\/span>Fond\u00e9e par Julien Barthassat \u2013 expert fort de plus de 10 ans dans le financement hypoth\u00e9caire c\u00f4t\u00e9 banque et en courtage \u2013 QLEAR est une soci\u00e9t\u00e9 genevoise ind\u00e9pendante sp\u00e9cialis\u00e9e \u2028dans l\u2019hypoth\u00e8que<\/span>, la pr\u00e9voyance<\/span> et l\u2019optimisation fiscale<\/span>. \u2028Nous accompagnons particuliers et professionnels, locaux comme internationaux, dans la concr\u00e9tisation de leurs projets immobiliers gr\u00e2ce \u00e0 des prestations enti\u00e8rement<\/span>
taylor made.<\/span><\/span><\/p>\n

\u00c0 votre \u00e9coute compl\u00e8te et disponibles,
en tout temps, nous vous apportons la clart\u00e9 et le niveau d\u2019analyse n\u00e9cessaires \u2028pour transformer toutes les ambitions en r\u00e9ussite.<\/p>\n

Votre r\u00eave m\u00e9rite le meilleur, nous sommes l\u00e0 pour le garantir.<\/p>\n

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NOS M\u00c9TIERS<\/h4>\n

[\/et_pb_text][et_pb_text disabled_on=\u00a0\u00bboff|on|on\u00a0\u00bb admin_label=\u00a0\u00bbfinancement hypoth\u00e9caire\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_font=\u00a0\u00bb||||||||\u00a0\u00bb header_3_font=\u00a0\u00bb||||||||\u00a0\u00bb header_3_text_color=\u00a0\u00bb#49481a\u00a0\u00bb header_3_line_height=\u00a0\u00bb1.1em\u00a0\u00bb custom_margin=\u00a0\u00bb0px||0px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb||||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Financement hypoth\u00e9caire
Conseil en assurance et pr\u00e9voyance Optimisation fiscale<\/span><\/h3>\n

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\u00c9QUIPE<\/h4>\n

[\/et_pb_text][et_pb_text disabled_on=\u00a0\u00bboff|on|on\u00a0\u00bb admin_label=\u00a0\u00bbsimplifier-mobile-texte\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_font=\u00a0\u00bb||||||||\u00a0\u00bb header_3_font=\u00a0\u00bb||||||||\u00a0\u00bb header_3_text_color=\u00a0\u00bb#49481a\u00a0\u00bb header_3_line_height=\u00a0\u00bb1.1em\u00a0\u00bb custom_margin=\u00a0\u00bb0px||8px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb||||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Julien Barthassat<\/span><\/h3>\n

[\/et_pb_text][et_pb_text disabled_on=\u00a0\u00bboff|on|on\u00a0\u00bb admin_label=\u00a0\u00bbFond\u00e9e par-texte-mobile\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bb||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#49481a\u00a0\u00bb text_font_size=\u00a0\u00bb13px\u00a0\u00bb text_line_height=\u00a0\u00bb1.5em\u00a0\u00bb custom_margin=\u00a0\u00bb0px||||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb||||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Certifi\u00e9 AFA et r\u00e9compens\u00e9 du Award \u00ab Service Excellence P&WMC CH R\u00e9gion Gen\u00e8ve \u00bb – lors de son exp\u00e9rience au Cr\u00e9dit Suisse, en 2017 – Julien Barthassat a accompagn\u00e9 des centaines de clients, pilot\u00e9 des promotions immobili\u00e8res et d\u00e9velopp\u00e9 des solutions optimis\u00e9es pour chaque situation. Gr\u00e2ce \u00e0 une approche rigoureuse et m\u00e9thodique ax\u00e9e sur l\u2019optimisation des opportunit\u00e9s, Julien concr\u00e9tise plus de 360 millions de pr\u00eats hypoth\u00e9caires, t\u00e9moignant de la performance et de la solidit\u00e9 de son savoir-faire.<\/span><\/p>\n

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CONTACT<\/h4>\n

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<\/span>Nous sommes l\u00e0 pour toutes vos questions ! Et si nous organisions
<\/span>une rencontre ?<\/span><\/h3>\n

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Boulevard des Promenades 8
1227 Carouge<\/p>\n

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Politique de confidentialit\u00e9<\/p>\n

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ACCUEIL\u00c0 PROPOSBespoke Financial AdvisoryVos questions. Nos solutions.Fond\u00e9e par Julien Barthassat \u2013 expert fort de plus de 10 ans dans le financement hypoth\u00e9caire c\u00f4t\u00e9 banque et en courtage \u2013 QLEAR est une soci\u00e9t\u00e9 genevoise ind\u00e9pendante sp\u00e9cialis\u00e9e \u2028dans l\u2019hypoth\u00e8que, la pr\u00e9voyance et l\u2019optimisation fiscale. \u2028Nous accompagnons particuliers et professionnels, locaux comme internationaux, dans la concr\u00e9tisation de leurs […]<\/p>\n","protected":false},"author":1,"featured_media":81,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"page-template-blank.php","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"\n

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