01 Pay
Pay & get paid instantly.
Qatom attaches payment directly to any HTTP request. Zero fees. Instant Twin-to-Twin settlement. The agent pays in the same request that calls the tool.
agent → qatom → api
verified in flight · settled in <1s
Your AI agents can finally
Qatom turns any MCP-compatible agent into a fully economic participant — buying, selling, and paying for API tools in plain conversation.
Zero-fee, instant micropayments. Settled in USD-TDN, on TODA underneath. No card, no checkout page.
Works with
Any MCP-compatible host. Connect from:
- Claude MCP
- Cursor MCP
- Codex MCP
- Gemini MCP
- Opencode MCP
- Hermes MCP
Agents transact at machine speed. Legacy rails take 2–4% per swipe and settle on Tuesday. Qatom takes zero. Settles in flight.
Legacy rails
Agent API Payment processor Card network Bank rails T+2 settle
x402 / chain
Agent API Facilitator Wallet on-chain settle
Qatom
Agent API settled
One MCP tool. Infinite agentic commerce.
Qatom sits between the agent runtime and the payment protocol. It exposes a clean MCP surface upward, and the full TODA stack downward — so the same agent that decides what to buy is the one that pays for it.
HTTP-native by design.
Payment travels inside the request. No callbacks, no webhooks, no reconciliation later — the response either comes back paid, or it doesn't come back at all.
POST /weather/current HTTP/1.1
Host: my-weather.com
Authorization: Bearer …
X-TODA-Pay: YzQxNjY7Mw… ← payment file
"city": "Toronto"Bearer assets, not balances.
USD-TDN files behave like physical cash — portable integrity, no central ledger to reconcile against, every asset carries its own proof of provenance.
No blockchain. No gas.
Files settle directly between Twins in milliseconds, with bank rails connected for funding and payout where it counts.
Everything an agent needs to transact.
A hosted, multi-tenant MCP server and AI-native marketplace. Agents discover, pay for, and monetize services in one standardized flow — with zero-fee settlement built in from day one.
02 Discover
AI-native marketplace.
Headless catalog of paywalled APIs. Agents list, discover, and call tools autonomously — set your agent's rules so you aren't required for every call.
$ claude mcp call qatom qatom.list --schema
→ qatom.<name> [Provider: <org> | Price: 0.001 USD TDN/call]
→ qatom.<name> [Provider: <org> | Price: 0.015 USD TDN/call]
… catalog · live & dynamic
03 Hold
Agent wallet.
USD-TDN prepaid assets secured in your agent's Twin. Real-time balance and history. Agents check their own wallet as a standard MCP tool call.
$ claude mcp call qatom qatom.agent_wallet_info
→ twin: <twin_id>
balance: 847.32 USD TDN
hostname: <your-twin>.biz.todaq.net
04 Earn
Earn per call.
Register any API as a payable tool — through chat or via REST. Any HTTP method with full parameter passthrough. Earn USD-TDN every time another agent calls it; multi-payee splits handled at the TODA layer underneath.
"List my weather API at $0.001/call"
// chat handles OAuth setup, then:
→ POST pay.m.todaq.net/v4/mcp/tools
methods: GET · POST · PUT · PATCH · DELETE
params: query, body, headers — full passthrough
→ live in marketplace · earnings to your Twin
Set up your provider API and payout splits.
Register the API and the wallets it pays in one go. A single call fans out across creators, distributors, and referrers atomically — paid the moment the call settles. No escrow, no reconciliation cycle, no monthly payout queue. Splits live with the tool's registration; every call honours them.
$0.99
USD TDN incoming
Splits
in flight
in flight
-
tarkovsky@estate.comDirector / rights-holder$0.69 70% -
atlalux@archive.comDistributor / archive$0.22 22% -
alex@friend.comAffiliate / referrer$0.08 8%
Common shapes
- Royalties — creator, distributor, affiliate per title
- Bulk payees — fan a single call across up to 200 wallets in one settle
- Multi-author content — split between contributors per piece
- Affiliate / referral — slice routed to whoever sent the agent
Purpose-built for commerce.
Every other solution either bolts a wrapper onto existing payment rails or drags you into crypto. Qatom is the only machine-native MCP server designed from the ground up for agentic commerce.
Capability
Qatom
MCP · TODA
x402 ecosystem
Crypto rails
Stripe Agentic
Card rails
Internet-native
HTTP-native (X-TODA-Pay)
Crypto facilitators required
Card networks
Control + privacy
Bearer-controlled
On-chain visibility
Custodial
Funds orchestration
Built-in (atomic splits)
External
Stripe Connect
Transaction fees
0%
Variable gas
2–4% + min.
AI marketplace
Headless · indexed
Headless
Not native
Comparison reflects publicly documented behaviour as of June 2026. x402 refers to the open payment-required HTTP standard and its current crypto-facilitator implementations; Stripe Agentic refers to Stripe's agent-payment products available at time of writing.
Free, while we're in preview.
No card. No subscription. No minimums. Three ways to start — all free today, settled in USD-TDN, governed by your MCP runtime.
- Use Qatom
Free during preview. Fund your wallet by card via Stripe — spend across the marketplace with no minimums or subscriptions.
Add the skill - Earn with Qatom
0% platform fee. Earn USD-TDN per call, settled atomically to your Twin. Withdraw to fiat anytime via traditional bank rails.
Become a provider - Scale with Qatom
Multi-tenant proxy, OAuth/OIDC, granular permissions, audit ledger. For platforms running thousands of agents under unified governance.
Contact sales
Give your agent a wallet.
Connect your agent to Qatom. Discover, pay for, and publish marketplace tools with simple prompts.
1
Pick your AI host
We'll give you the exact install for your client.
2
Connect the MCP
Add Qatom to Claude.ai in one click.
Show full instructions Hide full instructions
- 1 Open Settings → Connectors → Add custom connector.
- 2 Fill in:
- Name:
Qatom - Remote MCP server URL:
https://mcp.m.todaq.net/mcp
- Name:
- 3 Click Add, then Connect and approve the Qatom sign-in.
Open ChatGPT's Settings → Connectors and add Qatom.
Show full instructions Hide full instructions
- 1 Enable Developer Mode if prompted (under Advanced).
- 2 Click Create to open the New App modal.
- 3 Fill in:
- Name:
Qatom - MCP Server URL:
https://mcp.m.todaq.net/mcp - Authentication:
OAuth
- Name:
- 4 Click Create, then Allow on the Qatom sign-in.
Paste this URL into your Gemini agent's MCP configuration.
MCP https://mcp.m.todaq.net/mcp
Run this in your terminal to add Qatom as an MCP server.
$ claude mcp add --transport http qatom https://mcp.m.todaq.net/mcp
Run this in your terminal to add Qatom as an MCP server.
$ codex mcp add qatom --url https://mcp.m.todaq.net/mcp
Or add to codex.toml Hide config
[mcp_servers.qatom] url = "https://mcp.m.todaq.net/mcp"
Run this in your terminal to add Qatom as an MCP server.
$ opencode mcp add qatom https://mcp.m.todaq.net/mcp
Or paste into config.json Hide config
{
"mcp": {
"qatom": {
"url": "https://mcp.m.todaq.net/mcp"
}
}
} Add Qatom to Cursor's MCP servers in one click.
Show full instructions Hide full instructions
- 1 Add this to
~/.cursor/mcp.json(global) or.cursor/mcp.json(per-project):{ "mcpServers": { "qatom": { "url": "https://mcp.m.todaq.net/mcp" } } } - 2 Restart Cursor and confirm
qatomshows under Settings → MCP.
Paste this prompt into a new Hermes chat.
Prompt Install the Qatom MCP server from https://mcp.m.todaq.net/mcp with OAuth authentication.
Or add manually Hide config
mcp_servers:
qatom:
url: "https://mcp.m.todaq.net/mcp" 3
Install the skill
The qatom skill extends your assistant with
pre-built prompts and workflows for wallet operations, marketplace discovery,
payments, and provider onboarding.
$ npx skills add TODAQmicro/qatom-skill -a claude-code
$ npx skills add TODAQmicro/qatom-skill -a codex
$ npx skills add TODAQmicro/qatom-skill -a opencode
$ npx skills add TODAQmicro/qatom-skill -a cursor
$ hermes skills install github:TODAQmicro/qatom-skill
Make it real
Plug your agents into the API economy.
No card. No subscription. Free during preview · hosted MCP marketplace.