---
title: "Pricing"
url: "https://payrewards.com/pricing/"
post_type: "page"
date: "2026-01-05T02:50:03+00:00"
modified: "2026-05-04T14:40:29+00:00"
author: "Pay Admin"
---

# Simple, transparent pricing

PayRewards prides itself on having competitive and transparent pricing, no matter how you pay.

## Service Fees

Processing fees applied to each payment method

Card Payments

Credit and debit card transactions

2.9%

per transaction

Covers processing costs and fraud protection

ACH Payments

Bank account transfers

$0

service fee

No service fee for ACH funded transactions

Must select a PayRewards Points tier on transaction

## Delivery Fees

Choose how you want your payment delivered to the recipient

Wire Transfer

Fast electronic transfer

$16

per transfer

Quick and secure delivery to bank accounts

Paper Check

Traditional mail delivery

$5

per check

Physical check sent via postal mail

## PayRewards Points Fees

Earn points on every payment. Choose the tier that suits your business

Core Tier

Earn rewards at a lower fee rate

1.75%

fee per transaction

1 Point per $1

Popular

Plus Tier

Maximize your rewards earnings

3.25%

fee per transaction

2 Points per $1

**Note:** For credit card payments, PayRewards Points are earned in addition to your card's reward points. For ACH payments, you'll be charged based on your selected earning tier.

## Start earning serious points

Sign up to the payments platform built for business owners, where you can earn rewards on every expense.

[Get started](https://id.payrewards.com/register) [How it works](https://payrewards.com/how-it-works)