Issue physical and virtual cards
PayDo it now, be proud of
yourself later
Secure financial protection
PayDo is regulated by the UK, Canada and Malta licences to protect your funds and personal information
Real-time reporting
Enjoy real-time reporting by downloading your payment history in PDF or Excel formats for any custom period, giving you clear and transparent insights into your transactions
Dedicated customer support
Our customer support is available 24/7 through Zendesk chat, providing fast and reliable assistance whenever you need it
API Libraries
Ready-to-use plugins for fast and secure integration into fintech payment solutions
Ready to open an account with PayDo?
FAQ
To open a personal account, you will need:
- A valid identity document: National ID card (front and back) or passport.
- Proof of address: A utility bill (gas, water, electricity, mobile phone) no older than 3 months.
Once your application is completed, our team may contact you with additional questions to confirm your details
Funds are typically processed and deposited into our digital payment platform and your bank account within 2-5 business days, depending on the bank’s processing times.
PayDo ensures transparency in fees. You can find a detailed list of all fees and transaction limits of our electronic payment solution in the “Pricing & Limits” section, available in your account’s left-hand menu or in the “Pricing” page
Yes, PayDo offers both virtual cards (ideal for online transactions) and physical cards (perfect for everyday purchases). Choose the option that best fits your lifestyle
PayDo is a global payment gateway that supports users worldwide, with a few exceptions. Please check our Prohibited Jurisdictions page for a full list of unsupported regions.
Yes, PayDo is both a high-risk and high-growth friendly payment solutions company. Study the list of industries that they serve and utilize the help of a dedicated account manager that specializes in your high-risk/high-growth industry
No, a single contract with PayDo grants you access to all of their electronic payment solutions: multicurrency IBANs, merchant account (checkout), mass payments, virtual and physical cards.
Yes, PayDo is ideal for freelancers, remote workers, and digital nomads. You can receive payments from clients globally, convert funds to your preferred currency, and withdraw via card or bank transfer. The platform supports fast access to your earnings with minimal fees and hassle.

