--- title: "Pricing" url: "https://pay.com.au/pricing/" post_type: "page" date: "2020-05-06T03:32:27+00:00" modified: "2026-02-10T11:03:56+00:00" author: "Pay Admin" --- [Pay your team & earn up to **100k** bonus PayRewards^ View offer Pay your team & earn up to **100k** bonus PayRewards^ View](https://pay.com.au/100000-bonus-payrewards-points-pay-your-team//?utm_source=BannerStrip&utm_medium=Website&utm_campaign=&utm_content=Getpaidoffer) Pricing Access our Premium plan and get our competitive rates for 30 days, then decide which plan best suits your business. ### Free $0 /Month Free, with no monthly subscription fee [Get Started](https://id.pay.com.au/register) Platform Fees ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle.svg) Mastercard fee of 1% ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle.svg) Visa fee of 1.20% ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle.svg) AMEX fee of 2.10% Other Inclusions ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle.svg) Bank transfer fee of 1% - 1.80% ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle.svg) Add PayRewards from 1% ### Regular $85 /Month Our Regular plan introduces lower rates and baseline access to our Booking Concierge [Get Started](https://id.pay.com.au/register) Platform Fees ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle.svg) Mastercard fee of 0.90% ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle.svg) Visa fee of 1.10% ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle.svg) AMEX fee of 2.05% Other Inclusions ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle.svg) Bank transfer fee of 1% - 1.80% ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle.svg) Add PayRewards from 1% ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle.svg) PayTravel points bookings ### Premium $165 /Month Our best rates and access to our additional services. **30 days free** when you sign up today![Get Started](https://id.pay.com.au/register) Platform Fees ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle-white.svg) Mastercard fee of 0.80% ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle-white.svg) Visa fee of 1.00% ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle-white.svg) AMEX fee of 1.90% Other Inclusions ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle-white.svg) Bank transfer fee of 1% - 1.80% ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle-white.svg) Add PayRewards from 1% ![tick-icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check-circle-white.svg) PayTravel points bookings Good news! The rates for using the pay.com.au payments platform are usually tax deductible for businesses ** Processing rates are exclusive of GST ##### Trusted by leading Australian businesses ![Pay.com.au business payments platform dashboard interface](https://i0.wp.com/pay.com.au/wp-content/uploads/2025/06/tl1.png?fit=240%2C200&quality=89&ssl=1) ![Pay.com.au business payments platform dashboard interface](https://i0.wp.com/pay.com.au/wp-content/uploads/2025/06/tl5.png?fit=240%2C200&quality=89&ssl=1) ![Pay.com.au business payments platform dashboard interface](https://i0.wp.com/pay.com.au/wp-content/uploads/2025/06/t8.png?fit=233%2C200&quality=89&ssl=1) ![Pay.com.au business payments platform dashboard interface](https://i0.wp.com/pay.com.au/wp-content/uploads/2025/06/tl6.png?fit=240%2C200&quality=89&ssl=1) ![Pay.com.au business payments platform dashboard interface](https://i0.wp.com/pay.com.au/wp-content/uploads/2025/06/t9.png?fit=264%2C200&quality=89&ssl=1) ![Pay.com.au business payments platform dashboard interface](https://i0.wp.com/pay.com.au/wp-content/uploads/2025/06/tl4.png?fit=240%2C200&quality=89&ssl=1) ![Pay.com.au business payments platform dashboard interface](https://i0.wp.com/pay.com.au/wp-content/uploads/2025/06/tl3.png?fit=240%2C200&quality=89&ssl=1) ![Pay.com.au business payments platform dashboard interface](https://i0.wp.com/pay.com.au/wp-content/uploads/2025/06/t10.png?fit=192%2C200&quality=89&ssl=1) ![Pay.com.au business payments platform dashboard interface](https://i0.wp.com/pay.com.au/wp-content/uploads/2025/06/tl7.png?fit=240%2C200&quality=89&ssl=1) ![Pay.com.au business payments platform dashboard interface](https://i0.wp.com/pay.com.au/wp-content/uploads/2025/08/download-5-1.png?fit=1000%2C782&quality=89&ssl=1) ![Pay.com.au business payments platform dashboard interface](https://i0.wp.com/pay.com.au/wp-content/uploads/2025/08/enapelly.png?fit=240%2C200&quality=89&ssl=1) ## Compare our plans ### Free [Get Started](https://id.pay.com.au/register) ### Regular [Get Started](https://id.pay.com.au/register) ### Premium [Get Started](https://id.pay.com.au/register) ### Platform Fees - Making Payments Mastercard 1.00% 0.90% 0.80% Visa 1.20% 1.10% 1.00% American Express ![warning icon](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/warning.svg) Access lower rates based on transaction size Tiered Tiered Tiered $0-$99,999 2.10% 2.05% 1.90% $100,000 - $499,999 2.05% 2.00% 1.85% $500,000 - $999,999 2.00% 1.95% 1.80% Over $1,000,000+ 1.95% 1.90% 1.75% Bank Account Included with PayRewards Included with PayRewards Included with PayRewards PayTo ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) PayID ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) Direct Debit ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ### Platform Fees - Receiving Payments Bank Account Included with PayRewards Included with PayRewards Included with PayRewards PayTo ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) PayID ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) Direct Debit ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ### Benefits Dedicated Account Manager - - ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) PayTravel Reward Seat Research - ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ### PayRewards Core Package 1.00% 1.00% 1.00% 1 PayRewards Point per $1 ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) Business Concierge Core ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) [Member Benefits](https://pay.com.au/payrewards/member-benefits/) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) Plus Package 1.80% 1.80% 1.80% 2 PayRewards Point per $1 ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) Business Concierge Plus ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) Member Benefits Plus ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) ![Yes](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/icons/check.svg) Enterprise [Get in Touch](/contact) For businesses processing more than $10 million per year. ![onboarding](https://pay.com.au/wp-content/themes/pay-theme-main/assets/images/onboarding.svg) #### See how much you could save Find out how many PayRewards Points you could earn and discover how to stack them with your credit card points. [Calculate now](https://pay.com.au/calculator/) ![Pay.com.au business payments platform dashboard interface](https://i0.wp.com/pay.com.au/wp-content/uploads/2025/06/benefit6.png?fit=768%2C557&quality=89&ssl=1) ## Start earning serious points Sign up to the payments platform built for growing businesses. Enjoy our lowest rates, free for 30 days. [Get started](https://id.pay.com.au/register) [How it works](https://pay.com.au/how-it-works)