About o3cards
O3 Capital is the first non-bank card issuer in Nigeria and aims to become the preferred credit card issuer in the long-term. The strategic thrust of the company is to issue Naira denominated cards; both credit and...
O3 Capital is the first non-bank card issuer in Nigeria and aims to become the preferred credit card issuer in the long-term. The strategic thrust of the company is to issue Naira denominated cards; both credit and prepaid to the Nigerian market. This objective correlates to that of the Central Bank of Nigeria’s Financial System strategy 2020, to create a “cashless Nigeria”. The Central Bank of Nigeria (CBN) introduced a policy on cash-based transactions in on July 01, 2014. The policy aimed to reduce the amount of physical cash circulating in the economy and encourage more electronic-based transactions Taking advantage of the CBN initiative and the demand for micro-credit facilities by the growing middle income demography of the Nigerian working population, O3 Capital has developed its product to cater to the fast growing credit card market and seeks to cultivate the culture of credit card usage in Nigeria.
Version History Bug fixes and performance improvement. 2.4.0 Apr 16 Introduction of new reward system, physical card and some important new features. 2.3.9 Apr 2 Major bug fixes and performance improvement. 2.3.8 Mar 13 Bug fixes and performance improvement. 2.3.7 Jan 26 Bug fixes and performance improvement. 2.3.6 Jan 26 Bug fixes and performance improvement. 2.3.5 Jan 6 Bug fixes and performance improvement. 2.3.4 12/19/2025 Bug fixes and performance improvement. 2.3.3 12/14/2025 Bug Fixes 2.3.2 07/08/2025 Bug fixes Major improvement. 2.3.1 07/03/2025 Bug fixes and general improvement 2.3.0 06/16/2025 Amex agreement update and bug fixes 2.2.9 05/20/2025 General improvement 2.2.8 04/27/2025 Bug fixes and general improvement 2.2.7 04/23/2025 - Bug fixes and general improvements 2.2.6 04/17/2025 Bug fixes 2.2.5 02/08/2025 - Fix send to bank bug 2.2.4 02/02/2025 Bug fixes and General improvement 2.2.3 01/30/2025 General improvement and bug fixes 2.2.2 01/28/2025 - Fix transfer to bank bug and General improvement 2.2.1 12/27/2024 - General Improvement and bug fixes 2.2.0 12/21/2024 - General improvement and bug fixes 2.1.9 11/27/2024 - Introducing Reward Program: Earn reward through referral and daily login - Improved app performance. - Fixed bugs. 2.1.8 11/26/2024 - Bug fixes and improvements 2.1.7 08/03/2024 - Bug fixes and improvements 2.1.6 08/01/2024
Previous Versions
Here you can find the changelog of o3cards since it was posted on our website on 2021-12-15 04:22:40.
The latest version is 2.4.0 and it was updated on 2026-06-27 05:49:04. See below the changes in each version.
o3cards version 2.4.0
Updated At: 2026-06-27
Changes: Version History Bug fixes and performance improvement. 2.4.0 Apr 16 Introduction of new reward system, physical card and some important new features. 2.3.9 Apr 2 Major bug fixes and performance improvement. 2.3.8 Mar 13 Bug fixes and performance improvement. 2.3.7 Jan 26 Bug fixes and performance improvement. 2.3.6 Jan 26 Bug fixes and performance improvement. 2.3.5 Jan 6 Bug fixes and performance improvement. 2.3.4 12/19/2025 Bug fixes and performance improvement. 2.3.3 12/14/2025 Bug Fixes 2.3.2 07/08/2025 Bug fixes
Major improvement. 2.3.1 07/03/2025 Bug fixes and general improvement 2.3.0 06/16/2025 Amex agreement update and bug fixes 2.2.9 05/20/2025 General improvement 2.2.8 04/27/2025 Bug fixes and general improvement 2.2.7 04/23/2025 - Bug fixes and general improvements 2.2.6 04/17/2025 Bug fixes 2.2.5 02/08/2025 - Fix send to bank bug 2.2.4 02/02/2025 Bug fixes and General improvement 2.2.3 01/30/2025 General improvement and bug fixes 2.2.2 01/28/2025 - Fix transfer to bank bug and General improvement 2.2.1 12/27/2024 - General Improvement and bug fixes 2.2.0 12/21/2024 - General improvement and bug fixes 2.1.9 11/27/2024 - Introducing Reward Program: Earn reward through referral and daily login
- Improved app performance.
- Fixed bugs. 2.1.8 11/26/2024 - Bug fixes and improvements 2.1.7 08/03/2024 - Bug fixes and improvements 2.1.6 08/01/2024
o3cards version 2.3.8
Updated At: 2026-03-13
Changes: Major bug fixes and performance improvement.
o3cards version 2.3.7
Updated At: 2026-01-26
Changes: Bug fixes and performance improvement.
o3cards version 2.3.2
Updated At: 2025-07-08
Changes: Jul 8, 2025
Version 2.3.2
Bug Fixes
o3cards version 2.2.9
Updated At: 2025-05-20
Changes: May 20, 2025
Version 2.2.9
Amex agreement update and bug fixes
o3cards version 2.2.8
Updated At: 2025-04-27
Changes: Apr 27, 2025
Version 2.2.8
General improvement
o3cards version 2.2.6
Updated At: 2025-04-17
Changes: Apr 17, 2025
Version 2.2.6
- Bug fixes and general improvements
o3cards version 2.2.5
Updated At: 2025-02-08
Changes: Feb 8, 2025
Version 2.2.5
Bug fixes
o3cards version 2.2.4
Updated At: 2025-02-02
Changes: Feb 2, 2025
Version 2.2.4
- Fix send to bank bug
o3cards version 2.2.1
Updated At: 2024-12-27
Changes: Dec 27, 2024
Version 2.2.1
- Fix transfer to bank bug and General improvement
Disclaimer
Official App Store Link
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