Interest-Free
Loans For Upskilling Courses

Loans for short-term courses and coachings offered by GyanDhan are like any other loan but with zero interest rate, quick online processing, minimum documentation, and no collateral requirement.

Most of our partner institutes bear the interest amount themselves. So, it is effectively 0% interest rate for students. However, for a few institutes, it could be more. Please check with your institute for the exact rates.

No, but your CIBIL Score is one of the deciding factors of the loan approval.

You can avail of this facility for any number of members at the same time.

Yes, GyanDhan Financial Services Pvt Ltd is a RBI licensed NBFC (Non-Banking Financial Company)

(a) Reserve Bank of India neither accepts any responsibility nor guarantees the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for discharge of any liability by the company

(b) Neither there is any provision in law to keep, nor does the company keep any part of the deposits with the Reserve Bank of India and by issuing a Certificate of Registration to the company, the Reserve Bank of India, neither accepts any responsibility nor guarantees the payment of the deposits to any depositor or any person who has lent any sum to the company.

We are customers of different services and nothing annoys us more than our information being shared without our permission. GyanDhan will not share your information with third parties for solicitation except for the purpose of fulfilling your requests. Kindly refer to our privacy document for further details. GyanDhan use encryption to ensure that the data you share with us stays totally secure.

GyanDhan is targeted for use by real humans and not bots. Identification details requested during registration helps us in the verification process. If the details in the documents match your profile information, then your account will go live and you will become a part of the GyanDhan family, thus giving you access to all necessary resources.

We would love to engage with you to resolve your queries and are open to feedback / suggestions on our product offering. Please mail us at contact@gyandhan.com.

For any grievances, you can contact our Grievance Redressal Officer. Please find the details below:
GyanDhan Financial Services Private Limited
Name: Bhanu Agarwal
Phone: 011-48019501 / 9311124837
Email: complaints@gyandhan.com
Address: First Floor, 262, Westend Marg, Saiyad Ul Ajaib Extension, Saket, New Delhi, Delhi 110030

Avanse Financial Services Private Limited
Name: Mr G.D Patil
Phone: 022- 6859 9999
Email: gro@avanse.com
Designation: Vice President
Address: E Wing 4th Floor, Times Square, Andheri - Kurla Rd, Gamdevi, Marol, Andheri East, Mumbai, Maharashtra, 400059

PAMAC Finserve Private Limited (PAMAC), Ariyog Analytic Solutions Private Limited, SRI LAASYA ENTERPRISES and Dealz Management Technologies Private Limited

All sanction letters have a validity period as mentioned in the sanction letter within which the loan documentation has to be completed. Customers whose loan is financed by GyanDhan may claim a cancellation within 3 days of disbursal. Post receipt of this request, we will work with your education provider to get a refund. For customers whose loan is financed by other lenders, there is no cancellation / refund policy as the loans once disbursed are supposed to be repaid in full.

Our domestic education loan customers can click here to modify/revoke their consent. This facility is not available for our overseas loan customers

Please review this document to learn more Link

Central KYC Registry is a centralised repository of KYC records. Once the KYC documents are submitted by an individual, they are registered in the repository with a unique CKYC number. The CKYC number can be quoted instead of submitting physical KYC documents for any financial transaction. The CKYC repository can be accessed by all financial institutes for verifying the KYC details of their customers. Please refer to banner and video for more details: