Real world yield uncorrelated to crypto market
Why Invest in PayFi?
Highly liquid short duration financing
DeFi composable for enhanced yield opportunities
Two Tokens.
One Ecosystem of Real Yield.
NaraUSD
The dollar backed by overcollateralised real world payment flows
NaraUSD+
NaraUSD+ earns yield generated by short-term payment financing.
The $0T
Payment Problem
High costs
3–5% fees
Slow transaction
3–7 day settlement
Low coverage
Poor global coverage requiring complex intermediary routing
The New Rails
for Global Trade
Low costs
0.5–1% fees
Near-instant settlement
Capital moves immediately without sitting idle
Global Coverage
Payments flow directly between counterparties
Transfer funds globally
using PayFi
Transfer funds globally using PayFi
Senders transfers Euro from European bank account
Funds are converted from EUR to USDT.
Sender is charged on foreign exchange and on ramping fees.
The fee is paid to the Nara vault, as a yield to the depositors
USDT is converted to Philippines Pezos (Pezos)
Funds are instantly sent to receiver
0.0 sec
Safety and
Transparency
Pre-Funding
100% of cross-border payments
pre-funded without counterparty credit risk
Real time backing
Real time visibility on backing
of funds
Third party proof of reserves
Independent attestations
of reserves