About MCash-Wallet
MCash is M Lhuillier’s official mobile application that allows users to send and receive money, buy load, pay bills, ShopSafe and more using a smartphone. Send Money Conveniently perform any of MCash Send Mo
MCash is M Lhuillier’s
official mobile application that allows users to send and receive money, buy load, pay bills, ShopSafe and more using a smartphone.
Send Money
Conveniently perform any of MCash Send Money options: MCash to MCash , Kwarta Padala or MCash to Bank* anytime, anywhere.
Buy ELoad
Easily buy or send load to your friends and family with just a few taps on your smartphone!
Pay Bills
Quickly pay your bills to over 400 partners nationwide from a number of categories including Utilities, Insurance, Loans and more!
Add Money
Cash in by visiting the nearest M Lhuillier branch or add money through ML Wallet’s partner banks*!
Receive Money
No time to visit an M Lhuillier branch to get your Kwarta Padala? Receive up to PHP 50,000.00** per transaction through your MCash. Simply type the required Receive Money details after logging in!
Withdraw Money
Withdraw up to PHP 40,000** per day from any of the 2,500 M Lhuillier branches nationwide. Find the nearest ML branch by clicking the Branch Locator in the App!
Buy Items*
Find the best prices and shop pre-loved jewelry, mobile phone accessories and other pawnable items in the ML Shop!
Loan***
Salary Loan - Quick, zero-fee Salary Loan with hassle-free repayment.
Credit limit amounts: P500 to P25,000
Up to 61 days loan Term
5.0% Interest rate per month
Maximum Annual Percentage Rate (APR) - 24% (VISMIN), 21% (LNCR)
No late payment penalties
No Admin fee
Sample Computation:
Principal Amount: P5,000
Interest Fees at 61 days: P500
Total amount to be paid: P5,500
Repay ₱1,375 every 15 days
Charges:
DOCUMENTARY STAMP - 0.003 (AUTOMATICALLY DEDUCTED FROM HIS/HER LOAN PROCEEDS)
PROCESSING FEE - 0.5% (AUTOMATICALLY DEDUCTED FROM HIS/HER LOAN PROCEEDS)
SEC licensed: Lhuillier Saison Financing Corporation.
Lhuillier Saison Financing Corporation is a registered and licensed financial institution operating under its own regulatory compliance.
Company Reg. No CS201907721
Certificate of Authority No. 1216
Carefully review and ensure that you have read and understood the terms and disclosures before initiating any transactions.
PRIVACY & PERMISSIONS
We will never disclose any personal information with anyone that is not you without your permission, or sell your data to third parties.
https://mlhuillier.com/privacy-notice/
*Coming soon
**for fully verified users only
*** Employees and Affiliated Business Partners Only
Previous Versions
Here you can find the changelog of MCash-Wallet since it was posted on our website on 2017-01-06 00:59:58.
The latest version is 15.6.0 and it was updated on 2026-06-29 20:31:02. See below the changes in each version.
MCash-Wallet version 15.6.0
Updated At: 2026-05-21
Changes: UI fixes, and enhancements.
MCash-Wallet version 15.3.0
Updated At: 2026-04-10
Changes: UI Fixes and enhancments.
MCash-Wallet version 15.1.0
Updated At: 2026-03-05
Changes: UI fixes, and Enhancement.
MCash-Wallet version 14.3.0
Updated At: 2025-12-08
Changes: -New features
-Bug fixes and UI enhancement
MCash-Wallet version 14.2.1
Updated At: 2025-11-04
Changes: -New feature and bug fixes
MCash-Wallet version 14.0.0
Updated At: 2025-09-20
Changes: -fixes and enhancement
MCash-Wallet version 13.0.7
Updated At: 2025-08-08
Changes: - UI enhancements and fixes
MCash-Wallet version 12.29.1
Updated At: 2025-06-26
Changes: -UI enhancement
MCash-Wallet version 12.28.1
Updated At: 2025-06-02
Changes: - Improved user experience
- Resolved several bugs
MCash-Wallet version 12.26.0
Updated At: 2025-05-02
Changes: - Optimized overall app performance and interface for a smoother experience
Disclaimer
Official Google Play Link
We do not host MCash-Wallet on our servers. We did not scan it for viruses, adware, spyware or other type of malware. This app is hosted by Google and passed their terms and conditions to be listed there. We recommend caution when installing it.
The Google Play link for MCash-Wallet is provided to you by apps112.com without any warranties, representations or guarantees of any kind, so access it at your own risk.
If you have questions regarding this particular app contact the publisher directly. For questions about the functionalities of apps112.com contact us.
