AI that compares 90+ lenders instantly
Apply now in less than 5 mins
No impact to your credit score
No data shared. No bias deals. No dramas.
1000+ reviews
Featured in
Multi-award winning broker since 2020
Partnered with over 90 lenders
In the press. On the radar.
Big wins. Real reviews. No BS.
1,000+ customer smiles $5b+ loans compared 2,000+ partnerships
We've made loans make sense.
Built for real people. Not perfect ones.
Step 1 — Fill out 5 minute application
Lazy mode enabled
We've made it 50% faster than standard forms. Just upload your docs and we'll scan and auto-fill your details for you.
Step 2 — Instant match to you
Unmatched speed
AI compares 90+ lenders in seconds and finds your best fit. No bias or greedy commissions in mind. Just what's best for you.
Step 3 — Compare & choose
Powerful assistance
Our AI explains why an option fits, and what makes it better or different for you, without any prompts needed. Get full clarity, then choose!
Loans tailored for all walks of life.
Because you’re more than just a credit score.
Start with me in mind
The future of lending has levelled up
We’ve upgraded our tech to put you first
Supersonic speed
Apply 50% faster and get instant results. Because waiting is so last season.
Bullseye accuracy
AI finds your best match based on you. No guesswork. No bias. Just laser focus.
X-ray vision
See everything upfront including fees, terms, the lot. No fine print. No sneaky surprises.
Badassery
We’re your full support and ensure you’re never confused, lost, or left hanging.
vs old school
(Spoiler: it’s not even close)
LoanOptions.ai
vsThe results
Application time
⚡ Super fast
Brokers
Slow & painful
Time to get results
⚡ Instant
Brokers
Days or weeks
Loan match accuracy
🎯 Bullseye
Brokers
Hit or miss
Customer support
🎯 Real humans
Brokers
Hold for music
Bull$!@t meter
🍕 0%
Brokers
💩💩💩💩💩
- Application time
- Time to get results
- Loan match accuracy
- Customer support
- Bull$!@t meter
- ⚡ Super fast
- ⚡ Instant
- 🎯 Bullseye
- 🎯 Real humans
- 🍕 0%
Broken Brokers
- Slow & painful
- Days or weeks
- Hit or miss
- Hold for music
- 💩💩💩💩💩
Banks Direct
- Slower & painful
- Multiple weeks
- No choice
- Hold for a playlist
- 💩💩💩💩💩💩
1000+ total reviews
FAQs
Quick answers. No side quests.
Which lenders are the best for personal loans?
All lenders are unique and they all might seem like they offer the same product which is "personal loans" when in fact, each personal loan lender has its own requirements when it comes to lending. How are you supposed to know which one is best for you? You're not, and that is where LoanOptions.ai comes to save you from all this confusion! Our world-leading super smart AI backend can match you to the best lender in Australia in minutes! Apply once and have options with LoanOptions.ai
How much can I borrow with a personal loan?
The amount you can borrow with a personal loan depends on a few factors, including your income and credit score. In general, most lenders will allow you to borrow up to $80,000 per borrower and some will allow you to borrow more than $100,000. It is also important to note that each lender has its own lending criteria which you will need to meet. Don't stress, at LoanOptions.ai our job is to match you to a lender that suits your application.
What is the interest rate on a personal loan?
Interest rates on personal loans vary depending on the lender you choose, the amount you wish to borrow, and your credit score. The rate will also change depending on if the loan is secured or unsecured. It is very important that you weigh up all your options before accepting any loan contract.
Can I get two personal loans at once?
Technically the answer is yes, you can have more than one personal loan however, personal loans are typically unsecured debt, which means they're not backed by any asset such as a car, boat or house. This makes these types of loans a higher risk for lenders, so they generally prefer that borrowers not have more than one personal loan at a time. Unless there is a good reason to have more than one personal loan, usually a debt consolidation loan could be an option to consider to combine multiple loans into one easy-to-manage repayment at a lower interest rate.
What could I use a personal loan for?
Personal loans can be used for any expense, they are generally used for expenses such as home renovations, to purchase new white goods, appliances or furniture, to fund medical expenses or procedures, vet bills, school fees, consolidate debts or to travel and go on holidays. They are not limited to these and unlike secured loans once approved you have the ability to use these funds however you wish.
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Updates, wins, and good stuff
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