Fintech software development company
AI-Native Fintech
Product Engineering
White-label products and embedded product-engineering teams
built for production, compliance, and long-term scale.
Build
Ship a regulated fintech product - from compliance architecture to production go-live.
Accelerate
Deploy pre-built fintech infrastructure under your brand - white-label neobank, core payments, PFM.
Scale
Get a dedicated fintech team - engineers, designers, QA, DevOps, and product specialists.
Trusted by licensed fintech companies and global enterprises
What we offer
01
Fintech Software Development
02
White-Label Fintech Platforms
03
Dedicated Fintech Teams
04
AI Transformation
05
Advisory & Consulting
What “AI-Native” means at Kindgeek
AI isn’t an add-on. It's part of how we design, build, test, and ship fintech systems, from the first concept through to production. Four layers and one guiding principle: AI accelerates delivery without compromising compliance.
Layer 1: AI in Design & Conceptualization
AI speeds up the product design phase: rapid UI concept generation, interactive prototyping, and automated design-to-spec handoff. What used to take weeks of wireframing can now produce testable concepts in a matter of days.
AI speeds up the product design phase: rapid UI concept generation, interactive prototyping, and automated design-to-spec handoff. What used to take weeks of wireframing can now produce testable concepts in a matter of days.
Layer 2: AI in Engineering
AI is a core part of daily engineering work, spotting fintech risks (PCI exposure, key handling, audit gaps) during code review and generating tests for edge cases (partial refunds, currency rounding, timeouts) manual QA often misses.
AI is a core part of daily engineering work, spotting fintech risks (PCI exposure, key handling, audit gaps) during code review and generating tests for edge cases (partial refunds, currency rounding, timeouts) manual QA often misses.
Layer 3: AI in Compliance & Testing
Automated checks against PCI DSS, DORA, and GDPR are integrated into every pull request, ensuring continuous compliance. AI-powered test suites validate KYC, AML, and transaction monitoring scenarios and flag gaps before audits do.
Automated checks against PCI DSS, DORA, and GDPR are integrated into every pull request, ensuring continuous compliance. AI-powered test suites validate KYC, AML, and transaction monitoring scenarios and flag gaps before audits do.
Layer 4: AI in Client Products
AI capabilities are part of your live, user-facing features, supporting KYC document verification, transaction anomaly detection, fraud scoring, and automated compliance reporting.
AI capabilities are part of your live, user-facing features, supporting KYC document verification, transaction anomaly detection, fraud scoring, and automated compliance reporting.
Why you need us
Fintech-Focused
All our projects are regulated fintechs. Every engineer has already shipped compliant products. No onboarding on PSD2, SCA, or scheme certification.
All our projects are regulated fintechs. Every engineer has already shipped compliant products. No onboarding on PSD2, SCA, or scheme certification.
Compliance Built Into Architecture
PCI DSS segmentation, DORA Article 6 resilience testing, and GDPR data residency guide architecture decisions from sprint zero.
PCI DSS segmentation, DORA Article 6 resilience testing, and GDPR data residency guide architecture decisions from sprint zero.
Ship on Real Rails, Not Sandbox
Deploy fintech infrastructure under your brand with integrated payment processors, card networks, and banking APIs. Live on rails that process real money.
Deploy fintech infrastructure under your brand with integrated payment processors, card networks, and banking APIs. Live on rails that process real money.
Partnerships, Not Projects
70% of our clients come from referrals. Average partnership: 2+ years. Our success is tied to yours: products that run in production, not just pitch decks.
70% of our clients come from referrals. Average partnership: 2+ years. Our success is tied to yours: products that run in production, not just pitch decks.
Certified Quality & Security
ISO 9001 for quality management, ISO 27001 for information security. Audited processes in every sprint and deployment.
ISO 9001 for quality management, ISO 27001 for information security. Audited processes in every sprint and deployment.
AI-Native Engineering
AI integrated into design, code review, testing, and compliance workflows. Your team gets the efficiency of a fully AI-enabled engineering culture.
AI integrated into design, code review, testing, and compliance workflows. Your team gets the efficiency of a fully AI-enabled engineering culture.
A glance at our fintech portfolio
Country: UK
Domain: FinTech
Decta is an all-in-one self-service platform for small and medium businesses.
Decta
Country: Cyprus
Domain: FinTech
A payment product ecosystem that provides efficient and secure payment processing.
payabl.
Country: UK
Domain: FinTech
A banking app with a digital credit card and a simple credit management system without bureaucracy.
Jaja Finance
Delivering high-quality fintech solutions
David Ramsay
Head of Engineering, COO Decta UK
Thekla Paschali
CTO, payabl.
James Vogel
Owner, Digitech Venture Capital Fund
Amaar Khan
Product Owner, Jaja Finance
Vishnu Kumar
Chief Financial Engineer, The Interface Financial Group
What stood out most about this company was their exceptional attention to detail and their unwavering commitment to delivering a tailored solution that precisely aligned with our specific needs. Their ability to translate our requirements into a sophisticated banking system, coupled with their dedication to quality assurance, resulted in a product that not only met but exceeded our expectations.
Where have we been mentioned?
