Mortgages for modern life

We provide lending solutions that can truly support you in buying the UK property you want – whether you’re looking to set up a home, purchase an investment property, or diversify your assets. Our mortgage advisers are on hand every step of the way and can help you choose from a range of fixed and tracker mortgages, or a combination of both.

Buying scenarios we can help with

icon-tick

Moving to the UK

If you’re relocating, we can help you secure a mortgage before you land, or once you’re in the UK

icon-tick

Investing in property

UK property is currently in high demand. If you want to invest in property as part of your diversified financial plans, then we can help

icon-tick

Needing a base for regular visits

We understand that you’re a global citizen, and we can help you buy property when you want a homely base for business or family travel

icon-tick

Helping your children get on the property ladder

Helping your children to buy a property is a proud moment, and we’re here by your side to find a mortgage solution that works

icon-tick

Buying but not yet moving

When you want to buy but aren’t sure when you’re moving over, we can help you to purchase a property in the meantime

How can Barclays help clients find a property in the UK?

Stephen Moroukian, our real estate financing specialist, talks on how we work with you to you secure the perfect housing bond (or mortgage) in the UK property.

Hi, I'm Steven Moroukian

and I’m product and propositions director

for real estate financing.

Barclays International Banking

has been helping clients buy property in the UK for over 20 years.

With our team of experts based in London,

we're able to help clients from all over the globe.

What we like to talk about and consider with our clients is perhaps location,

the type of borrowing that they need,

the sort of requirements that they have,

working with you and your relationship manager

to understand your goals and aspirations,

in order to make sure that we come up with the right solution for you.

Types of mortgages

We offer a range of mortgage products for both residential and investment purchases. Interest rate options available include fixed and tracker rates and mortgage repayments can be made on a capital and interest, interest only, or part and part basis, subject to qualifying criteria and client requirements.

Fixed rate

  • Know what you’ll pay each month
  • Choose the fixed period you need

Tracker

  • Rates tracked to the Bank of England base rate
  • Variable payments giving you greater flexibility
  • No charges for making overpayments

Part and part

  • Split your loan across fixed and tracker mortgages
  • Manage your exposure to changes in the Bank of England base rate 
  • No charges for making overpayments on the tracker part of your mortgage

Well as a British bank headquartered in London,

we've got the expertise and the connectivity around the UK

property ecosystem, and that means we can connect our clients with lots of experts

and the ability to understand how to navigate the UK property market.

And we offer a range of products to our clients

that can include anything from fixed rates

to tracker rates over short or long or medium terms,

and we're able to work with our clients to understand exactly what the preferences

are, to ensure

that our advice and recommendation lines up with their goals and aspirations.

Why choose a mortgage with Barclays International Bank?

When you take out a mortgage with us, you are accessing proven stability and global capability, backed by our mortgage specialists who will offer you personalised support every step of the way.

icon-international

We can help you buy UK property from around the world, and you won't need to visit the UK as part of your application

icon-profile

You won’t need a UK payslip to apply and our specialist mortgage advisers can assess your full financial history from your home country

icon-profile

We take into account your full income and assets in a range of currencies, no matter how complex

Apply for an account today

Opening a Barclays International Banking account is straightforward and you’ll have a choice of three major currencies – sterling, euros, or US dollars. You'll also need...

Residence in a qualifying country
We offer bank accounts in over 35 countries internationally

A minimum of £100,000 (or currency equivalent)(1)(2)
This can be in savings and/or investments across all your accounts with us

A minimum of £250,000 (or currency equivalent)1 for Relationship Management
Get access to an expert who can explore your financial goals in detail. Learn more about the benefits of having a Relationship Manager

Please note

Your home may be repossessed if you do not keep up repayments on your mortgage.
Your investment property may be repossessed or a receiver of rent appointed if you do not keep up payments on your mortgage.

Remember that where the mortgage is denominated in a currency other than your home currency, changes in the exchange rate may increase the equivalent value of the debt in terms of your home currency.

Open up your world

A Barclays International Bank Account is your gateway to services that can help you save for the future, grow your wealth, and use foreign exchange to your advantage.

International banking

Our International Bank Account is a current account you can open in a selection of currencies, and in a variety of locations.

Investments

We can help you find diversified and robust  solutions – in the UK and abroad – that meet your goals and match your risk appetite.

Foreign exchange

Move your money effortlessly, and internationally, between your accounts.

Savings

Backed by the group’s global expertise, we offer immediate-access, fixed-term, and fixed-return savings solutions.

You may also be interested in

Remortgaging

Find the right international mortgage deal

Moving your mortgage to Barclays may be easier than you think – whether you're moving or buying a new home in the UK.

Mortgage guides

Help and info about international mortgages

Learn more about different types of mortgage, and the mortgage application process in the UK, with our collection of guides.

Flexible banking on the move

Access your bank accounts and investments, anytime and anywhere, with our safe, secure and simple-to-use online services and mobile app. 

Get in touch

New customers

Still got questions or looking to set up an account?

Existing customers

Want even more from your Barclays International Bank experience?

Important information

  1. Minimum balance requirements may vary by region, product and service(Return to reference)

  2. The International Bank Account does not have monthly fees. However, if your average balance in savings and/or investments falls below £100,000 (or currency equivalent) for four consecutive months, you’ll be charged a monthly fee of £40(Return to reference)