Blog

The Insight Advantage: Tech-Powered Pricing

Victor Nieznalski — Wed, 11 Mar 2026 20:09:37 GMT

By creating a custom, cost-effective water mitigation solution for a nationwide developer, Insight Risk delivered a competitive Builder's Risk offering with close to $20k in premium savings and a $150k lower water damage deductible.

Beyond Basic ROI: Redefining Returns on Technology

Michael Reich — Wed, 11 Mar 2026 16:17:10 GMT

Calculating return on investment (ROI) is relatively simple in theory.

Data Center Construction: 10 Hidden Risk Management Concerns

Bret Bush — Tue, 17 Feb 2026 16:07:17 GMT

While the data center concept first took shape in the 1950s and 1960s, the growing number of large-scale data center construction projects currently underway across the U.S. today are helping fuel the national economy. As more general contractors undertake these massive builds amid intense competition and pressure to get these centers up and running, understanding the hidden or unknown nuances to these types of projects can come with a steep learning curve.

Before The Storm: Guide To Winter Water Damage Prevention

Matt Joyal — Tue, 20 Jan 2026 17:07:55 GMT

Winter weather creates one of the most preventable and costly risks on construction sites: water damage from frozen and burst pipes. In fact, nearly half of all water damage claims on construction projects are linked to this cause of loss.

The good news? Many of these claims can be avoided with the right preparation. When snow, freezing temperatures, and high winds are in the forecast, knowing what to do before, during, and immediately after a storm can make the difference between experiencing costly water damage on construction sites or preventing it.

The checklist below outlines practical steps to help safeguard your jobsite, protect materials and systems, and reduce the risk of winter-related water damage.

Death by a Thousand Claims: Why Small Losses Can Cause Bankruptcy

Michael Reich — Tue, 13 Jan 2026 16:19:24 GMT

In the cutthroat world of construction, where profit margins in the US sit between 3.5 and 5 percent and preliminaries are 10 percent or less, every dollar counts. With increased competition, labor shortages, and ever-tightening deadlines, it is easy to focus on the more immediate dangers. Hidden underneath those major problems, and exacerbating budget shortfalls and construction risk, is the small claim.

Preventing Frozen and Burst Pipes on Construction Projects

Matt Joyal — Tue, 30 Dec 2025 20:09:20 GMT

Temperatures are dipping across the U.S., and with them come new challenges that can quietly derail construction projects. Cold temperatures impact materials, workers’ productivity, and project progress, but one of the most costly and misunderstood winter risks is water damage caused by frozen or burst pipes.

Water Damage Prevention Focus: Student Housing

Bret Bush — Wed, 26 Nov 2025 12:54:53 GMT

Traditional college residence halls can be described as plain, concrete block wall spaces, but today's students want more than just a place to sleep. As higher education faces greater scrutiny over its value, institutions are competing to deliver an exceptional student experience, both inside and outside the classroom.

What College & University Risk Managers Need to Know About Water Damage Prevention & Response Plans

Bret Bush — Wed, 08 Oct 2025 17:41:21 GMT

Given the wide range of complex risks confronting college and university risk managers today, it may be hard to believe that water damage and its consequences currently rank among their most expensive and disruptive exposures. Indeed, The Hartford reports that water intrusion and liquid damage are among the top causes of commercial property loss in educational settings, adding that water damage accounts for one out of every five property insurance claims in the US, totaling approximately $13 billion annually.

Beyond insurance claims for remediation and repairs, the potential financial, operational, and reputational consequences of water damage can far exceed the dollars and cents of the physical loss.

Fortunately, higher education risk managers often are in positions to work closely with their institution’s real estate, facilities management, and maintenance teams to identify vulnerabilities, implement mitigation strategies, and create effective response plans to protect their campuses. Furthermore, the solutions can be relatively straightforward to implement.

Builder’s Risk, Profitability Pressures, and the Role of IoT Loss Prevention

John Dempsey — Sun, 21 Sep 2025 14:16:04 GMT

Builder’sRisk remains among the most dynamic and competitive property classes in today’s market. The segment is growing, yet underwriting this class profitably has become increasingly challenging.

Risks From Non-Flood Water Damage Still Loom Large

Chad Hollingsworth — Wed, 13 Aug 2025 14:27:30 GMT

With the arrival of the peak months of what has been widely predicted to be an active 2025 Atlantic Hurricane season,many construction executives and risk managers with projects located in vulnerable geographieshave sharpened their focus on managing risks from strong winds, storm surges, and heavy rainfall. Elsewhere in the U.S., they continue navigatingrisks posed by wildfires, tornadoes, severe convective storms, and flooding.