iMuthoot Muthoot Finance Loans 4.8.0 - App Store

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About iMuthoot Muthoot Finance Loans

The iMuthoot app by Muthoot Finance is a trusted digital platform used by millions of users. It allows you to apply for instant loans, manage and repay gold loans, personal loans, business loans, home loans, and LAP, pay...

The iMuthoot app by Muthoot Finance is a trusted digital platform used by millions of users. It allows you to apply for instant loans, manage and repay gold loans, personal loans, business loans, home loans, and LAP, pay utility bills, recharge mobiles, and even shop online - all from one secure app. Key Features - [ ] Loans Made Simple: Apply for Gold Loan, Personal Loan, Home Loan, Property Loan (LAP), Business Loan and more in just a few steps Highlights of Personal Loan - Personal Loan Amount: ₹50,000 to ₹20 Lakh - Repayment Tenure: 12 to 72 months - Rate of Interest: 12.99% to 32% p.a. - Processing Fees: Up to 4.13% of the loan amount (inclusive of applicable taxes) Example: For a personal loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 4.13% (₹4,130) and other charges of ₹500, the total amount to be repaid after a year is approximately ₹1,12,940. Note: This is an estimate; the actual interest rate, processing fees and other charges may vary depending on the product. - [ ] Smart Loan Management: Pay interest or full amount, renew loans, avail top-ups, or use Flexi Credit to withdraw as needed and pay interest only on what you use. Track and repay EMIs for personal and business loans easily - [ ] Exclusive Offers & Rewards: Get personalized loan offers based on your repayment history and earn redeemable rewards with every transaction - [ ] Bill Payments & Recharges: Pay electricity, water, mobile, and other bills instantly. Even use your gold loan top-up balance for bill payments when low on cash, with timely reminders for your next due - [ ] Shopping Made Easy: Shop conveniently with your Muthoot Finance gold loan balance - [ ] Smart Tools: Access EMI calculators, repayment reminders, and personalized notifications to stay in control of your finances - [ ] Simple & Secure Access: Link your bank accounts and PAN, locate nearby branches, and manage all services in one safe app Why Choose iMuthoot? - [ ] Repay gold loan interest/principal and EMIs for other loans instantly - [ ] Get instant top-up on gold loans with direct credit to your bank account - [ ] Apply for a wide range of loan products anytime, anywhere - [ ] Pay bills, recharge mobiles, and enjoy secure digital convenience Download iMuthoot today and experience a faster, smarter, and more rewarding way to borrow, repay, and manage your finances.

Version History - AI-powered gold loan valuation for faster, smarter estimates - Personal loan documents – download signed agreements & interest certificates in-app - Gold loan pledge form in your preferred language for better clarity - Enhanced security measures for a safer app experience 4.8.0 May 8 - Added separate Gold Loan Top-up Loans display - Personal Loan NOC & Repayment Schedule now available - Enhanced Gold Loan interest repayment experience - Upgraded Account Security 4.7.0 Apr 20 Bug fixes Improved Gold loan Top Up features 4.6.0 Feb 11 Updated locations for Branches and bug fixes. 4.5.1 Jan 8 - Check your gold value easily now - Muthoot Credit Builder loans now shown in the app - Improved app design and validations 4.5.0 12/10/2025 iMuthoot just got better for you! Smarter notifications to keep you updated. Smoother experience with minor fixes. 4.4.1 10/23/2025 iMuthoot 4.4 brings Faster top-up journey Easier gold loan renewal Bug fixes & UI improvements 4.4.0 09/24/2025 - UI fixes - Bug fixes 4.3.2 07/21/2025 Enhanced PL calculator Bug fixes and improvement 4.3.1 06/18/2025 - New Welcome screen - Improved Login process - Updated offers - Improved lead forms 4.3.0 05/26/2025 Improved Consumer Durable Loan experience 4.2.2 05/07/2025 - Payment flow enhancements - Minor bug fixes 4.2.1 04/10/2025 * Enhanced Repayment Options * Top-Up Gold Loan for Bill Payments * HDFC Smart Gateway Integration * Enhanced Payment Processing * Critical Bug fixes 4.2.0 03/27/2025 Revamped Gold Loan at Home journey Enhanced Insta OD visibility and repayment options UI improvements Performance enhancements and bug fixes 4.1.0 01/27/2025 Introducing a refreshed dashboard UI for a smoother and more intuitive experience. 4.0.0 11/25/2024 Performance improvement 3.9.7 11/07/2024 Bug fixes 3.9.6 10/10/2024 Simplified the login experience for quicker and easier access to your account. More intuitive and user-friendly interface for Gold Loan Top-up. 3.9.5 09/03/2024 Security improvements 3.9.4 07/29/2024 Renew your Gold Loan 3.9.3 07/10/2024 Critical bug fixes 3.9.2 06/06/2024 Bug Fix and release 3.9.1 05/02/2024 Performance Improvement and Bug fixes 3.9 01/31/2024 Bug fixes & Enhancements 3.8 12/11/2023 Critical bug fix 3.7.1 09/19/2023

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Previous Versions

Here you can find the changelog of iMuthoot Muthoot Finance Loans since it was posted on our website on 2023-06-07 21:05:19. The latest version is 4.8.0 and it was updated on 2026-06-23 02:17:44. See below the changes in each version.

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