My 3rd Tutorial
Go from this
to this 
* Done in Photoshop Elements 5.0
* Totally Translatable
I first took this picture that I found on http://creative.gettyimages.com

I crop it and resize it to 100x100.

I duplicate the base and I set it to Screen 100%.

Then I duplicate my base again and I move it to the top and I set it Soft Light 100%

I make a new layer and fill it with #E4D8C3 (Light Tan) and I set it to Multiply 100%

I make one more new layer and fill it with #C3A570 (Dark Tan) and I set it to Overlay 38%

I duplicate my base one more time and move it all the way to the top and I set it Soft Light

And You Done!!
Also made with this
* Done in Photoshop Elements 5.0
* Totally Translatable
I first took this picture that I found on http://creative.gettyimages.com
I crop it and resize it to 100x100.
I duplicate the base and I set it to Screen 100%.
Then I duplicate my base again and I move it to the top and I set it Soft Light 100%
I make a new layer and fill it with #E4D8C3 (Light Tan) and I set it to Multiply 100%
I make one more new layer and fill it with #C3A570 (Dark Tan) and I set it to Overlay 38%
I duplicate my base one more time and move it all the way to the top and I set it Soft Light
And You Done!!
Also made with this
