icon help!

Hi. I have 2 questions. Sorry if these woere posted before, But I looked in the memories and could not find them. I have PSP8 and Adobe Photoshop, help in either one would be appreciated.

First, I want to know how to make a border like on the icon shown here:


And also, I want to know how to get the words into boxes like on the icon here:
(how the "are you ready to be mine" words are)

Thanks so much!