I am wondering how I get this affect, text-wise: 
I use PSP9. What exactly I'm wondering is how to get the opaque-like background behind the text, and how do I get a font that small without it looking etchy or unable to be read. IE font, font size, and stroke width.

I use PSP9. What exactly I'm wondering is how to get the opaque-like background behind the text, and how do I get a font that small without it looking etchy or unable to be read. IE font, font size, and stroke width.
