About Grow Credit
With over 1M downloads, Grow Credit, featured on the 2022 Forbes Fintech 50 and recognised as one of America's most innovative companies, helps consumers build credit using their subscriptions, with no prior credit...
With over 1M downloads, Grow Credit, featured on the 2022 Forbes Fintech 50 and recognised as one of America's most innovative companies, helps consumers build credit using their subscriptions, with no prior credit history required.
Your credit score is different on Experian, Equifax, and TransUnion. Having a strong score on all three matters as mortgage lenders, car dealers, and credit card companies often review more than one to determine a consumer's creditworthiness. Grow helps you boost your credit score quickly on all three.
Grow your credit with your subscriptions in three easy steps:
- Apply for your Grow Credit Membership.
- Link your bank account.
- Link your subscriptions to be paid by your Grow Credit Debit Mastercard such as: Netflix, Hulu, Spotify, or over 100 others.
Your subscriptions will be billed to your Grow Credit Debit Mastercard, and we'll automatically debit your bank account every month and report your progress to all three credit bureaus.
A better credit score means lower interest rates on future loans, which could save money.
Applying for Grow will not result in a hard credit pull and will not affect your credit score.
The press raves about Grow:
Techcrunch.com: Grow "is a pretty elegant way to solve a problem that's a real barrier to entry for a large number of financial services. Credit scores can impact mortgages, the ability to receive small business loans, and a host of other services that are ways to boost economic opportunity."
Creditcards.com: Grow is "a very useful tool for climbing the ladder and eventually qualifying for a better card."
Nerdwallet.com: "The Grow Credit Mastercard is ideal for those with no credit or poor credit."
Grow offers 4 membership plans:
* Build
- Reports a $204 credit line to Equifax, Experian, and TransUnion
- $17 monthly spending limit
- Option to upgrade to a Grow membership after 6 months of consecutive on-time payments
- Cost: $3.99 per month
* Build Starter
- Reports a $204 credit line to Equifax, Experian, and TransUnion
- $17 monthly spending limit
- Option to upgrade to a Grow membership after 6 months of consecutive on-time payments
- $17 security deposit required - refundable after 12 consecutive on-time payments
- Cost: $3.99 per month
* Grow
- Reports a $600 credit line to Equifax, Experian, and TransUnion
- $50 monthly spending limit
- Access to premium subscriptions, including your cell phone bill (AT&T, T-Mobile, Verizon, or Sprint)
- Cost: $6.99 per month
* Accelerate
- Reports an $1,800 credit line to Equifax, Experian, and TransUnion
- $150 monthly spending limit
- Access to premium subscriptions, including your cell phone bill (AT&T, T-Mobile, Verizon, or Sprint)
- Cost: $12.99 per month
Additional Features:
- Plan duration: 12 months - renewable.
- Monthly Credit Score.
- Credit Education blogs and tutorials.
- Earn a $10 credit limit increase per referral — not a cash reward or direct payout
We look forward to assisting you in your credit-building journey!
Security:
• Your data is protected with 256-bit encryption bank-level security and is never stored on your devices.
This app is operated by Grow Credit, Inc. Questions or suggestions can be directed to
[email protected].
Previous Versions
Here you can find the changelog of Grow Credit since it was posted on our website on 2020-09-25 11:45:23.
The latest version is 9.0.4 and it was updated on 2026-06-30 02:38:43. See below the changes in each version.
Grow Credit version 9.0.4
Updated At: 2026-05-20
Changes: Supports 16 kb page size now
Grow Credit version 9.0.3
Updated At: 2025-11-25
Changes: minor improvements
Grow Credit version 8.2.0
Updated At: 2025-08-21
Changes: New black & gold theme for a premium look & feel
Minor enhancements
Grow Credit version 7.3.3
Updated At: 2025-07-11
Changes: Big news—Grow is back and better than ever:
* Unlock a new Grow plan in a few taps: If you've been waiting to return, now's your moment. Eligible users can apply in just a few taps.
* New Card Switch Technology: Seamlessly connect subscriptions and phone plans to your Grow card.
* Fresh Look & Streamlined Design: Clean visuals, smoother navigation, and a better overall experience.
Welcome back—your credit-building journey continues now.
Grow Credit version 7.2.1
Updated At: 2025-03-19
Changes: Major Update release with:
- New Card Switch Technology: Making subscriptions & cell phone plans connection seamless
- Clean new look & Streamlined functionality.
- Easily Pause and Resume payments on your subscriptions
-Minor bug fixes
Grow Credit version 5.0.1
Updated At: 2023-08-01
Changes: Over 100 million Americans have thin or no credit, and we are constantly working to deliver new and effective credit-building solutions. Here’s what’s new in this version of Grow:
- Updated onboarding experience
- Bug fixes and performance enhancements
Grow Credit version 4.4.1
Updated At: 2023-06-28
Changes: Over 100 million Americans have thin or no credit, and we are constantly working to deliver new and effective credit-building solutions. Here’s what’s new in this version of Grow:
- Bug fixes and performance enhancements
Grow Credit version 2.11
Updated At: 2022-04-14
Changes: Over 100 million Americans have thin or no credit, and we are constantly working to deliver new and effective credit-building solutions. Here’s what’s new in this version of Grow:
* Resolved login issues due to leading spaces
* Fix presentation of statements
* Improved plan cards
Grow Credit version 2.8
Updated At: 2022-02-04
Changes: Over 100 million Americans have thin or no credit, and we are constantly working to deliver new and effective credit-building solutions. Here’s what’s new in this version of Grow:
- Customers who pay their Grow bill on time for 6+ months are now eligible to upgrade to the Grow Plan
- Fixes for users who were getting stuck signing up for Grow
- Bug fixes and performance enhancements
Grow Credit version 2.7.1
Updated At: 2022-01-15
Changes: Over 100 million Americans have thin or no credit and Grow is constantly working to deliver affordable and effective credit-building solutions. Here’s what’s new:
* Refinement of loan eligibility criteria to approve more low-income consumers
* Allowing formerly ineligible users to reapply
* Improvements to the onboarding flow
* Removing phone number validation requirements
Disclaimer
Official Google Play Link
We do not host Grow Credit on our servers. We did not scan it for viruses, adware, spyware or other type of malware. This app is hosted by Google and passed their terms and conditions to be listed there. We recommend caution when installing it.
The Google Play link for Grow Credit is provided to you by apps112.com without any warranties, representations or guarantees of any kind, so access it at your own risk.
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