BankOn Certified (Basic) Checking
Packed with Perks and No Overdraft Fees
Welcome to Basic Checking, a nationally certified Bank On checking account. BankOn Certified (Basic) Checking offers a low-cost, hassle-free banking experience with no overdraft fees and user-friendly tools to manage your money effortlessly.
With zero overdraft fees, you can rest easy knowing you’ll never be charged for overdrawing your account.
Got questions or need more details? Give us a call at (800) 300-1467. Our friendly Customer Service Representatives are here to help.
BankOn Certified (Basic) Checking is more than just a checking account!
It includes:
- Notifi Alerts1 helps you stay on top of your account activity so you know what is happing to your money.
- Debit Card Management1 tool so you have full control over your debit card.
- Credit Score simulator/monitoring tool1, eStatements1, and more!
- NO overdraft fees for NSF or uncollected fees.
- Online and Mobile Banking with Mobile Deposit2.
- Get Paid Up to 2 Days Early with Direct Deposit.3
- Mastercard debit card with ID Theft Protection.
- Access to over 40,000 surcharge-free ATMs nationwide with the MoneyPass Network.
- Access to free financial education resources.
- Convenient Bill Pay.1
- Only $50 to open.
- No minimum balance requirement.
- Eliminate the $5.00 monthly service fee when you sign up for direct deposit or have 5 debit card transactions per month.
Get your paycheck up to TWO days early**
The magic of payday could happen up to two days earlier** –automatically– when you set up direct deposit.
No fee. Stop waiting!
Download Your Grand.bank® Mobile App***
Bank conveniently from wherever you are by using your Grand.bank® mobile app. Download it today!
You must first enroll in Online Banking with your account number to gain access to the Mobile App.
40,000 Surcharge-Free ATMS
Wherever you may roam, you can travel with ease knowing you have access to your money. Find MoneyPass ATMs near you.
Financial Guidance
Personalized lessons that help you learn how to get where you want to be.
Opening A Checking Account? Check This Out!
Learn How To Manage Your Income and Expenses
Create a Budget That Works For You
1) Some tools require additional setup. 2) Grand.bank® does not charge a fee for our Mobile Banking App or Online Banking, however, third-party fees for internet, messaging, or data plans may apply. Contact your wireless service or internet provider for more details. Availability may be affected by your mobile carrier’s coverage area. 3) Grand.bank® may make funds from an eligible incoming electronic direct deposit available for use up to two days before the scheduled payment date. Not all direct deposits are eligible. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Transaction limits and standard risk screening processes apply. Whether we make funds available early depends on when we receive the payor’s payment instructions, any limitations we set on the amount of early availability, and standard fraud prevention screening. Eligible direct deposits are limited to electronic direct deposits of your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payment services (e.g. Zelle®), check or mobile deposits, and other online transfers are not eligible. Sign-up may be required. Please refer to our BankOn Certified (Basic) Checking Terms & Conditions for additional details.
Please refer to our Funds Availability and Reg. E Disclosures for rules and regulations governing these accounts.
Important Information About Procedures for Opening a New Account or Establishing a New Customer Relationship:
The USA PATRIOT Act is a federal law that helps the government fight the funding of terrorism and money laundering activities. Federal law requires all U.S. financial institutions to obtain, verify and record information that identifies each person who opens an account or establishes a customer relationship with Grand Bank for Savings, FSB. What this means for you: When you open a bank account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver’s license or other identifying documents at any time.