Describe the bug

ACL SETUSER with the reset argument doesn't return to the exact defaults as those of a newly-created user.
Specifically, the sanitize-payload that is implicitly added by sanitize-dump configuration directive (default: clients) is added.
I'm not entirely clear about all the implications, but this irks me, so low-level priority for sure :)

To reproduce

127.0.0.1:6379> ACL SETUSER example
OK
127.0.0.1:6379> ACL LIST
1) "user default on nopass ~* &* +@all"
2) "user example off resetchannels -@all"
127.0.0.1:6379> ACL SETUSER example reset
OK
127.0.0.1:6379> ACL LIST
1) "user default on nopass ~* &* +@all"
2) "user example off sanitize-payload resetchannels -@all"

Expected behavior

The sanitize-payload shouldn't be there - reset means reverting to default.