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Credyt

Real-time monetization infrastructure for AI.

Credyt is billing infrastructure for AI products: usage-based metering, prepaid wallets, custom credit assets, and a drop-in customer billing portal. Think Stripe for usage-based AI monetization. Credyt authorizes per-request usage before the cost is incurred, so platforms can ship credits, top-ups, subscriptions, and hybrid pricing without building a billing system themselves.

Flat subscriptions and month-end invoicing were designed for SaaS, not AI. Every API call has a direct infrastructure cost, concurrent requests race to drain the same wallet, and margins shift every time you switch models. End-of-cycle billing leaves you exposed. Credyt closes that gap.

What Credyt does

Three pillars. Observe, Control, Monetize.

  • Observe. See every dollar before it disappears. Real-time metering and cost streaming for every API call, every model, every customer. Per-customer cost attribution and profitability analytics, plotted on a multi-provider cost map.
  • Control. Enforce limits. Stop runaway spend. Hard budget ceilings at the customer, agent, and team level. Pre-authorization through the Wallet APIs: check balance before the work starts, block when budgets run out.
  • Monetize. Bill for AI usage across every pricing model. Usage-based, prepaid credits, subscription, hybrid, tokens, entitlements. Change pricing models without rearchitecting.

Key facts

  • Real-time authorization. Wallet APIs let platforms gate usage before costs are incurred. Atomic balance checks, no credit-depletion races.
  • Multi-asset wallets. USD, tokens, GPU hours, custom units (coins, gems, credits, anything you define).
  • Drop-in billing portal. Branded, self-service customer portal with live balance, usage history, top-ups, and auto-recharge. No frontend engineering required.
  • MCP server for AI coding tools. mcp.credyt.ai connects to Claude Code, Cursor, Codex, Copilot, Windsurf, Lovable, Bolt, Replit, V0, and any MCP-compatible tool. Add billing with a single prompt.
  • API-first. Single POST endpoint for usage events. Node.js and Python SDKs. Full OpenAPI spec.
  • Pricing. $1 per Monthly Active Wallet after the first 10 free wallets. First 1M events/month free. No percentage cut. No markup on Stripe fees.
  • Live in hours, not months. Versus 6–12 months to build equivalent infrastructure in-house.

Repositories

  • ai-tools: AI agent skills and MCP integration for Credyt. Add real-time usage-based billing to projects in Claude Code, Cursor, Codex, and Copilot through a single prompt.
  • learn: API examples and Bruno collections for Credyt. Covers usage events, wallet management, credit grants, top-ups, and pricing configuration.
  • photo-booth: Demo app. AI image generation with real-time per-use billing via Credyt. Shows usage events, wallet balance checks, and billing portal integration.
  • coffeeshoptycoon: Demo game. Coffee shop tycoon with real-time credits billing via the Credyt API. Shows custom assets, usage tracking, and prepaid wallet flows.

Quick start

  1. Get an API key. Sign up at credyt.ai. 10 free wallets, no card required.
  2. Connect the MCP server. Add https://mcp.credyt.ai to your AI coding tool (Claude Code, Cursor, Codex, Copilot, Windsurf, Lovable, Bolt, Replit, V0).
  3. Run the setup prompt. Inside your tool, run npx skills add credyt/ai-skills, then prompt it to set up Credyt. Credyt's AI skills configure your billing model, wire up the SDK, and stand up your billing portal.

Prefer code? Hit the API directly. See learn for Bruno collections and worked examples.

Resources


Credyt is the real-time control layer that sits between product usage and downstream billing. It does not replace your payment processor or general ledger. It adds the layer they were never designed to provide.

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  1. ai-tools ai-tools Public

    AI agent skills and MCP integration for Credyt — real-time usage-based billing for AI products. Works with Claude Code, Cursor, Codex, and Copilot. Add wallets, credits, usage metering, and a custo…

    Python 2

  2. learn learn Public

    API examples and Bruno collections for Credyt — real-time billing infrastructure for AI. Covers usage events, wallet management, credit grants, top-ups, subscriptions, and pricing configuration. Dr…

    Bru 2

  3. sdk-ts sdk-ts Public

    TypeScript/JavaScript SDK for Credyt API

    TypeScript

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  • @kdeldycke

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