CapitalFlow is an AI-powered financial management platform designed to empower small business owners with the tools they need to understand, improve, and present their finances with confidence.
In a world where 70% of small business loan applications are rejected due to incomplete or unclear financials, CapitalFlow steps in as a smart financial co-pilot — helping users not only organize their data, but leverage it to access capital.
💼 33.2 million small businesses operate in the U.S.
📉 82% of business failures are due to poor cash flow management
📊 42% of owners lack basic financial literacy
(Sources: SBA, SCORE, QuickBooks)
Most small business owners aren’t accountants — and they shouldn’t have to be. CapitalFlow uses natural language AI and real-time transaction data to help users:
- Understand where their money is going
- Instantly generate clean financial documents
- Simulate loan readiness
- Receive personalized, actionable insights
No jargon. No spreadsheets. Just clarity.
| Feature | Description |
|---|---|
| ✨ AI Chat Assistant | Ask anything — "What was my profit last quarter?" — and get instant insights |
| 📄 PDF Statement Generator | Auto-generate income and cash flow statements with one click |
| 📊 Loan Readiness Engine | See your pre-approval chances based on real financial data |
| 🔗 Banking API Integration | Pull live data using Capital One’s Nessie API |
| 🔐 Google Sign-In (Firebase) | Fast, secure login to protect your business data |
| 📈 Dynamic Financial Dashboard | Visualize earnings, expenses, and cash flow trends at a glance |
- Frontend: React.js + Shadcn UI + Tailwind CSS + React Router
- Backend: Express.js (Node.js), In-memory storage
- Authentication: Firebase
- AI Integration: Claude by Anthropic
- Banking Data: Capital One Nessie API
- PDF Generation: html2pdf
- Deployment: Vercel (Frontend) + Render (Backend)
capitalflow/
├── client/ # Frontend (React)
├── server/ # Backend (Express)
├── shared/ # Shared utilities/types
├── attached_assets/ # Assets used in presentation or docs
├── drizzle.config.ts # Drizzle ORM configuration (optional)
├── tailwind.config.ts # Tailwind CSS configuration
├── vite.config.ts # Vite bundler config
├── tsconfig.json # TypeScript configuration
└── package.json # Project metadata and dependencies
Clone the repo and get started locally:
git clone https://github.com/BinayakJha/excelerate.git
cd excelerate
# Install dependencies
npm install
# Run the development server
npm run dev