FinBox - The Big Picture
Subscribe
Sign in
Home
Archive
About
RBI’s new sales rules: What changes when distribution stops being free-for-all
Trust over tricks: Your loan UX just became a board-level issue
Feb 18
•
Rajat Deshpande
Latest
Top
Discussions
Union Budget 2026 rewrites the rules of credit responsibility
Credit systems reveal their priorities through behaviour rather than announcements.
Feb 4
•
Rajat Deshpande
2
Building custody-aware infrastructure for the AA ecosystem
The Account Aggregator framework is live.
Jan 22
•
Rajat Deshpande
2
Fluid state: The hidden shift behind UPI eating credit cards
Has UPI permanently disrupted credit cards?
Jan 7
•
Rajat Deshpande
3
2025’s regulatory whirlwind, and how it began shaping credit
By late 2025, people inside digital lending started sounding different.
Dec 17, 2025
•
Rajat Deshpande
Reddit user’s 30 loans tell us about what’s broken in post-disbursement monitoring
A post went viral on Reddit last week.
Dec 3, 2025
•
Rajat Deshpande
2
DPDP Rules 2025: Not compliance, the real problem is infrastructure
There’s a conversation happening in almost every lender’s leadership committee meeting right now.
Nov 19, 2025
•
Rajat Deshpande
DLG 2025 has a hidden infrastructure for lenders and LSPs
The RBI released updated Digital Lending Guidelines in May 2025.
Oct 30, 2025
•
Rajat Deshpande
4
See all
FinBox - The Big Picture
Unpacking the FinTech chaos, one weekly despatch at a time.
Subscribe
FinBox - The Big Picture
Subscribe
About
Archive
Sitemap
This site requires JavaScript to run correctly. Please
turn on JavaScript
or unblock scripts
