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Innovation in the financial sector is shifting toward a results-driven approach. Instead of following trends, organizations prioritize solutions that deliver real
Digital payments are evolving into a strategic infrastructure driven by omnichannel experience, real-time fraud prevention, AI, and scalable platforms. By 2026,

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Modernizing payment ecosystems in LATAM helps reduce fragmentation. Discover how unified architectures improve efficiency, security, and scalability in financial institutions.
Fraud prevention is evolving with AI, Big Data, and cloud technologies, enabling financial institutions to anticipate threats, reduce risks, and protect
In 2026, Chile’s payments landscape will be shaped by Open Finance implementation, multi-acquiring models and stronger security standards. Trust, interoperability and

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Alfredo Ureta
Commercial Head
Armando Guimarães
Head of Engagement & Experience at Sinqia
He has worked in development for over 35 years and has spoken at national and international events on DevOps and Developer Experience.
Bruno Salles
Chief Product Officer - CPO
He holds a bachelor's degree in Systems Analysis and an MBA in Project Management from PUC (Pacific Catholic University of Rio Grande do Sul) and a Business Management degree from IBMEC. He has over 20 years of experience in product development and innovation, specializing in AI, Open Finance, and tokenization.
Daniel Barba
Head of South LAC & Country Manager at Evertec in Chile
Emília Chagas
Director of Innovation and Acceleration at Darwin Startups
Director of Acceleration & Innovation at Darwin Startups and board member at GrowthHackers. Passionate about innovation and entrepreneurship, she is dedicated to creating an environment where startup executives and founders can thrive.
Erik Salgado Torres
Director Issuer Products
Felipe Santiago
Founder and CBO of CashWay
He worked directly at several financial institutions until he dedicated himself exclusively to providing solutions for a wide range of financial market situations. He currently serves on the board of CashWay, a company specializing in software for the financial market.
Fernando Campos
Head of Payments Business at Evertec + Sinqia
He holds a bachelor's degree in Business Administration from FMU (Family of Municipality of São Paulo), with specializations from ESPM (Municipal University of São Paulo) and FGV-SP (FGV-SP). He has worked in the card and payment methods market for 28 years, with experience at Credicard, Rede, Cielo, and paySmart.
Fernando Malta
Head of Information Security at Sinqia
He has over 20 years of experience implementing security controls and processes according to business needs and best market practices.
Gabriel Pignat
Innovation Specialist at Evertec
An engineer with a professional master's degree in Business Administration, he specializes in innovation and digital transformation. He has a solid track record in managing projects, programs, and strategic partnerships, focusing on open innovation and business impact.
George Carvalho
Torq Innovation Specialist
He's a journalist and MBA with international experience, passionate about Latin America, and possesses a global business vision. He works as an innovation specialist, connecting the financial world with the latest technological trends.
Juan Rial Hawila
Commercial Head of Evertec Mexico
Nicolás Mendoza Wilkins
Payment and Fraud Platforms Manager da Evertec
A computer engineer with over 20 years of experience in fraud prevention and transactional security, he develops solutions for issuers, acquirers, and merchants tailored to their business needs and market best practices.
Renata Coutinho
Director of Social Security
She holds a degree in Computer Science from UFF and an MBA in Economics and Business Management from FGV. She was CEO of Itaú Soluções Previdenciárias, which was acquired by Sinqia in 2020.
Thiago Iglesias
Innovation Manager at Evertec and Head of Torq
Thiago Saldanha
CTO of Sinqia
He holds a degree in Computer Science and a postgraduate degree in Software Engineering from Unicamp. With over 20 years of experience in technology, he has worked for major e-commerce companies within the B2W group and co-founded startups.

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