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Garrett's Standards

Please know that regardless of the various ways we contractually charge for our services, we feel the best way to serve you is in the form of some type of ongoing relationship. Our Hourly Only and Fixed/Flat services can be accessed as one-at-a-time projects, on your terms. Think of us as your financial planner, available as-needed, like your primary care physician or dentist.

Hourly Only charges are time based and generally quoted as an estimated project fee range, with the top-end of the fee range representing the maximum project fee.

Fixed/Flat charges may be time based and simply quoted as a fixed/flat project fee, instead of an estimated project fee range. Alternatively, fixed/flat charges may not be specifically time based, but instead based on the scope and complexity of the project.

Ongoing charges may be time based, as in the form of an open-ended hourly engagement, in which time is tracked and invoiced periodically, as ongoing financial planning is completed. Or they may be in the form of fixed/flat fees that are paid on a monthly or quarterly recurring basis.

Assets Under Management (AUM) is an ongoing fee specific to investment management, which is based on the dollar amount of assets being managed. AUM fees are generally debited directly from the managed accounts on a quarterly recurring basis.