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Get a large life cover (₹50 Lakhs – ₹1 Crore or more) at highly affordable premiums.
Term insurance is pure protection — no hidden investment risks or charges.
The earlier you buy, the lower your premium remains throughout the policy term.
Families Secured
Sum Assured
Term Life Insurance is a simple and affordable form of life insurance that provides financial protection to your family for a specific period (term). In case of an unfortunate event during the policy term, the insurer pays a fixed sum assured to your nominee.
With flexible policy terms, customizable riders, and tax benefits, term insurance is considered the foundation of a strong financial plan.
Term plans offer high coverage at low premiums, making them affordable for most people.
Fill basic details, upload minimal documents, and complete medicals if needed—quick and hassle-free process.
Policy terms range from 10 years to 30–40 years or whole life, aligning with your financial goals.
Pay off premiums early—before retirement—for lifelong coverage. Choose a shorter premium payment term (5–20 years) and get full life protection for 30–40 years.
Choose a fixed life cover (e.g., ₹1–3 crore+), paid to your nominee if death occurs during the term.
Premiums can be paid monthly, quarterly, half-yearly, annually, or via single/limited/pay-till-60 options.
Some term plans refund up to 100% of premiums on survival (excluding taxes and riders).
Add riders at a small cost like accidental death, disability (PTD), and critical illness cover.
These enhance protection beyond basic death cover.
Insurers often offer lower premiums for non-smokers, salaried individuals, higher coverage, and good health.
We help you choose the right insurer and policy based on claim settlement ratio, reliability, and your profile — reducing future claim risks.
Before policy issuance, our team ensures all your personal, financial, and medical details are accurate and properly declared, minimizing chances of claim rejection.
We guide you in filling out proposal forms correctly and ensure no hidden or incorrect information is submitted.
In case of a claim, your family gets a personal claim expert who handles the entire process — from documentation to settlement.
We actively coordinate and follow up with insurers to ensure quick and smooth claim processing.
Our team checks all documents before submission to avoid technical errors that often lead to delays or rejection.
Term plans give a high sum assured for a relatively low premium, making them accessible to most income levels and professions.
You can fill basic details, upload limited documents, and (where required) complete medicals; the entire journey is designed to be quick and paper‑light.
Policy term choices typically range from about 10 years up to 30–40 years or even whole life, so you can align cover with loan tenure, kids’ education, or working years.
Premiums can usually be paid monthly, quarterly, half‑yearly, or annually; some plans also offer single‑pay, limited‑pay, or “pay till 60” variants.
You choose a fixed life cover at inception (say ₹1–3 crore or more); this sum is paid to your nominee if death occurs during the term (subject to policy terms).
Nominees can receive payout as lump sum, monthly income (fixed/increasing), or a combination for staggered support.
Some term plans offer “term plan with return of premiums,” where if you survive the term, the insurer refunds 100% (or close to 100%) of premiums paid (excluding taxes and riders), as a maturity benefit.
At a small extra cost, you can attach riders such as:
1) Accidental death benefit
2) Accidental disability / PTD
3) Critical illness cover
These enhance protection beyond basic death cover.
Many insurers offer lower premiums or discounts for non‑smokers, salaried customers, higher sum assured bands, or people with clean medicals.
Premiums paid are generally eligible for deduction up to ₹1.5 lakh per year under Section 80C (old tax regime).
Death benefit paid to nominees is typically exempt from tax under Section 10(10D), subject to conditions.
Our 100% Dedicated Claim Assistance ensures that your loved ones never face confusion, delays, or stress during the claim process. From documentation to settlement, our expert team handles everything with complete transparency and care.
We believe that a policy is only as good as its claim experience — and we make sure your family gets the support they deserve, without hassle.
Once a claim is intimated, our dedicated claim expert connects with your family to guide them through the entire process.
We help in preparing and verifying all required documents to avoid errors or delays.
Our team directly coordinates with the insurance company on behalf of your family, reducing their burden.
We provide timely updates on claim status so your family is always informed.
By ensuring correct documentation and follow-ups, we help in speeding up claim acceptance.
SUM INSURED | Insurer 1 | Insurer 2 | Insurer 3 |
1 Cr. | ₹25,333 | ₹26,784 | ₹30,653 |
2.5 Cr. | ₹51,172 | ₹56,908 | ₹50,487 |
5 Cr. | ₹96,838 | ₹1,08,277 | ₹99,848 |
SUM INSURED | Insurer 1 | Insurer 2 | Insurer 3 |
1 Cr. | ₹12,499 | ₹13,633 | ₹12,375 |
2.5 Cr. | ₹25,551 | ₹23,418 | ₹24,304 |
5 Cr. | ₹48,971 | ₹45,458 | ₹44,267 |
Our goal is simple — zero confusion, zero stress, and maximum support.
so your family can maintain their lifestyle
like home loans or personal loans
Always disclose correct details about your occupation, health, lifestyle, income, and habits (like smoking
or drinking).
Disclaimer: Insurance is the subject matter of solicitation.
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