In the future, everyone will be famous for 15Mb | David G.W. Birch | Substack

Passwords are a National Security Risk

If we want a real defence, we need to use real cryptography.

READ THE LATEST

Recent posts

Forget About Financial Literacy

Edukashun, edukashun, edukashun in the age of AI.

Jan 8 • David G.W. Birch

Thinking About a UK Digital Identity Infrastructure

Sir Tony Blair et al are right about the need for a digital ID. But what should it do, exactly?

Dec 31, 2025 • David G.W. Birch

Your top ten, not mine.

Dec 24, 2025 • David G.W. Birch

Stablecoins and Strategy

What do long-term thinkers say about tokenised private currencies?

Dec 18, 2025 • David G.W. Birch

Identity and Money: A Case Study

When Ireland became, as some people put it, "the cheque republic".

Dec 11, 2025 • David G.W. Birch

Stablecoins Will Change Banking For Good

They are about more than payments.

Dec 4, 2025 • David G.W. Birch

Surprise & Delight in Agentic Finance

Bots can improve customer service to people. But to other bots?

Nov 28, 2025 • David G.W. Birch

#nojs-banner { position: fixed; bottom: 0; left: 0; padding: 16px 16px 16px 32px; width: 100%; box-sizing: border-box; background: red; color: white; font-family: -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol"; font-size: 13px; line-height: 13px; } #nojs-banner a { color: inherit; text-decoration: underline; } This site requires JavaScript to run correctly. Please turn on JavaScript or unblock scripts