WealthWise

💰 WealthWise — Your AI-Powered Personal Finance Coach

WealthWise is a mobile app that helps young adults take control of their money through AI-guided budgeting, bite-sized financial lessons, and a micro-investing companion. Built with the belief that financial literacy should be simple, accessible, and personalized, WealthWise turns complex financial decisions into clear, actionable insights.

🧠 What It Does

✔ AI Budgeting & Expense Tracking Automatically categorizes transactions (via Plaid), analyzes spending patterns, and builds smart budgets with predictive alerts, spending velocity, overspend warnings, and weekly insights.

✔ AI Financial Advisor (RAG Chat) A personalized chat assistant trained on trusted financial knowledge bases. Users can ask anything—loans, credit, budgeting, investing—and receive context-aware, actionable advice based on their real spending data.

✔ Bite-Sized Finance Lessons (Duolingo-Style) Interactive modules covering credit, budgeting, taxes, loans, investing, insurance, and behavioral finance—paired with illustrations and mascot Penny the Squirrel.

✔ Micro-Investing Companion Helps new investors understand fractional investing, risk levels, diversification, and builds “starter portfolios” users can simulate and learn from.

🚀 How We Built It

Frontend: React Native (Expo)

Backend: Node.js + Express

AI Layer: Gemini & vector embeddings for RAG search + financial reasoning

Database: PostgreSQL

Integrations: Plaid API for secure financial data

Security: Tokenized authentication, encrypted storage, and local-only caching for sensitive insights

🎯 Why We Built It

Managing money is overwhelming—especially for students and young adults who never receive financial education. WealthWise removes the shame, complexity, and guesswork. It teaches users as it guides them, helping them build confidence with every decision they make.

🐿️ What Makes It Stand Out

Combines AI budgeting + financial education + micro-investing in one place

Entirely personalized using real user behavior

Simple enough for beginners, powerful enough for daily use

Designed with a friendly mascot (Penny!) and visual learning modules to make finance actually fun

📈 What’s Next

Automated bill reminders

Smart saving goals

Multi-account aggregation

In-app micro-investment execution

Personalized financial roadmaps

Premium tier with AI “Financial Copilot”