Virtual Accounts overview
Virtual Accounts is not yet available in production. The API surface described here is under active development and subject to change. Contact your account manager for access to the sandbox environment.
Virtual Accounts is Manteca's virtual account infrastructure. It lets you create dedicated virtual accounts for each of your users — receive deposits, hold balances, and send withdrawals — without managing banking relationships or compliance pipelines.
Each virtual account is a real local bank account (CVU in Argentina, PIX key in Brazil, SPEI in Mexico, etc.) tied to a specific user identity.
All endpoints use the base URL https://sandbox.manteca.dev/wallet.
Countries and rails available for virtual accounts.
Provision an account, wait for activation, and share the address.
Automatic deposit detection, webhooks, and balance queries.
Request withdrawals, track status, and handle failures.
Account and transfer statuses, state transitions, and monitoring.
Error codes, recovery strategies, and post-execution failures.