Reports

A report is a document that presents information in an organised format for a specific audience and purpose. In Paymentology, reports come in many names and formats. The frequency at which they are generated also varies. Paymentology has created comprehensive reporting, which will enable you to reconcile right down to a single transaction level.

We categorise our reports into three different categories:

1. Operational reports
2. Regulatory and scheme reports
3. Real-time transaction stream through FAST

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You are responsible for capturing all data from operational reports, regulatory and scheme reports and FAST that you may later want to report on. Read more on this here.

Operational reports

Operational reports are configured as scheduled jobs in PaySchedular to ensure automatic generation at a defined time/ frequency interval. The reports are then exported to the client-specified destination directory. In testing (UAT) and production environments, the transfer is via SFTP for client validation.

All operational reports follow the below conventions and you are able to determine different daily files of the same report name based on the time of receipt.

Format: CSV
File name: [ClientName_ReportName_YYYYMMDD].csv
Stored in: Client-hosted SFTP folder

Operational report data is often used by clients for:

• General Ledger accounting
• Financial reconciliation
• Statutory and regulatory reporting
• Profit and Loss reporting
• Low-level transaction reconciliation

Available operational reports

You can find the full list of available operational reports along with their descriptions and applicability to your Paymentology product(s) here.

Regulatory and scheme reports

Regulatory and scheme reports are configured as scheduled jobs in PaySchedular or the Banking.Live's back-end to ensure automatic generation at a defined time/ frequency interval. These reports are mostly sent via email and are either of monthly or quarterly frequency.

All regulatory and scheme reports follow the below conventions.

Format: CSV, XLS or XLSX
File name: (Differs per report type)
Stored in: Reports are sent via email

Regulatory and scheme report data is used for the following purposes:

• Card Issuers quarterly card scheme reporting submissions
• Apple Pay partners' monthly and quarterly self-reporting submissions
• Google Pay partners' quarterly reporting submissions

Available regulatory and scheme reports

You can find the full list of available regulatory and scheme reports along with their descriptions and applicability to your Paymentology product(s) here.

Real-time transaction stream through FAST

Paymentology parses transaction data to clients to store and use. The stream is consumed via FAST. The data is often deposited into the your Enterprise Data Lake/ Repository for such things as operational reporting, financial reporting and product strategy.

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Read more about FAST here.