Operational reports

The below report links will help you interpret operational report data, format, frequency and file naming conventions.

You can also find which reports are applicable to you based on your product on Banking.Live and whether the report is applicable to you based on the scheme you issue with.

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All new clients should integrate with the latest report version.
You can find a list of report versions that are due to retire and helpful guidlines on how you can upgrade to the latest report version on our Migration guidelines section here.

Report name	Description	Product applicability	Scheme applicability
Authorizations	Contains all authorisation requests (0100 messages) received from any scheme/network and processed by Banking.Live on the day. These are typically all transactions/messages that are not part of the clearing system (i.e. posted/settled transactions) including approvals, declines (with reason), account status messages, balance inquiry messages etc.	Local Store of Value:Prepaid/Debit and Credit Remote Store of Value:Prepaid/Debit and Credit	All Banking.Live supported schemes
Balances	Balances of accounts at the close of the operational day for accounts where Banking.Live holds and manages the account balances. The report contains fields such as actual amount (cleared and settled account balance), actual amount and blocked amount (authorized transactions that have not yet cleared/settled) and available balance (balance of account including authorized transactions that have not yet cleared/settled).	Local Store of Value: *Prepaid/Debit and Credit	All Banking.Live supported schemes
Chargebacks	Contains all the chargebacks that are acknowledged by Mastercard. Clients can choose to receive this report regardless of whether you use our Chargeback API's.	Local Store of Value:Prepaid/Debit and Credit Remote Store of Value:Prepaid/Debit and Credit	Mastercard ONLY
Interchange	Interchange data for the transactions received from Mastercard on the day. Note:* Visa interchange data is included in the Visa Presentments report.	Local Store of Value:Prepaid/Debit and Credit Remote Store of Value:Prepaid/Debit and Credit	Mastercard ONLY
Fees	The Fees report contains fee collection messages received in the Mastercard T112 file. You can choose to opt-in to include fee collection messages from the TQR4 file. Note:* Visa fee collection messages are included in the Visa Presentments report.	Local Store of Value:Prepaid/Debit and Credit Remote Store of Value:Prepaid/Debit and Credit	Mastercard ONLY
Loads/unloads	API-triggered client transactions to credit or debit an amount from a prepaid account balance.	Local Store of Value: *Prepaid/Debit and Credit	All Banking.Live supported schemes
Presentments	Data received in presentment and clearing records correlating originating authorizations and matched transactions.	Local Store of Value:Prepaid/Debit and Credit Remote Store of Value:Prepaid/Debit and Credit	All Banking.Live supported schemes.
Program fees	Contains all fees and/or fee rebates applied by the Banking.Live for the day. Note:* these are not scheme related fees.	Local Store of Value:Prepaid/Debit and Credit	All Banking.Live supported schemes
Reconciliation - Mastercard	Includes the Reconciliation/1644 messages from the Mastercard T112 IPM Clearing file.	Local Store of Value:Prepaid/Debit and Credit Remote Store of Value:Prepaid/Debit and Credit	Mastercard ONLY