About Debt Fix
DebtFix is the debt payoff planner that shows you exactly when you'll be debt-free. Pay off credit cards, student loans, auto loans, medical bills, and personal loans faster with the snowball method, avalanche method, or...
DebtFix is the debt payoff planner that shows you exactly when you'll be debt-free. Pay off credit cards, student loans, auto loans, medical bills, and personal loans faster with the snowball method, avalanche method, or a custom plan. No account. No financial data shared. Start in seconds. CHOOSE YOUR STRATEGY . Avalanche method: pay the least interest by attacking your highest rates first . Snowball method: build momentum by knocking out your smallest debts first . Side-by-side comparison shows interest saved and time difference at a glance STAY ON TRACK, EVERY MONTH . Dashboard with monthly payment checklist . Total balance, payoff date, and progress visible at a glance . Custom categories for credit card, student loan, auto, medical, personal, and mortgage debt . 0% APR promotional period support so interest-free balances calculate correctly . Add one-time lump sums or recurring extra payments anytime SEE YOUR PROGRESS IN REAL TIME . Interactive native charts on every screen . Full amortization schedule for every debt . Real-time savings report shows interest saved and months shaved off your payoff date . Export your full payoff schedule to PDF or CSV YOUR DEBT DATA STAYS YOURS . Home Screen and Lock Screen widgets keep your payoff date one glance away . Local reminders so you never miss a due date . Works fully offline. Your debt details live on your device. . Optional iCloud sync across iPhone and iPad . No account or signup required to use the app . Your financial information is never sold or shared . Custom theme colors and full Dark Mode support DEBTFIX PREMIUM Unlock unlimited debts, advanced charts, full PDF and CSV exports, and a completely ad-free, tracking-free experience. One purchase, lifetime access. No subscriptions. Your money should work for you, not your lenders. Download DebtFix and start your debt payoff plan today.
Version History What's New - Sync now runs entirely through your private iCloud account. Third-party services have been removed. Improvements - Removed unused background services for better performance. 2.1.0 Jun 13 Improvements - The "Skipped for This Month" section when creating a plan is now titled "Already Paid This Month?" with clearer instructions that explain why debts are pre-checked and what unchecking them does Bug Fixes - Fixed a crash that would occur when two debts shared the same name - Debts marked as paid were not cleared when resetting a plan, causing them to carry over into a newly created plan 2.0.4 May 16 - Fixed a crash that could occur at launch. 2.0.3 May 14 Bug Fixes - Added a prompt to open iOS Settings when notifications have been blocked for DebtFix. - Fixed an issue where payment reminders would stop working after reinstalling the app or restoring your device. - Fixed an issue where the ad would briefly flash and disappear when adding a new debt - Fixed a delay when tapping "Watch Ad to Export Once" where nothing appeared to happen 2.0.2 May 11 What's New - Updated icon - Deleting a debt now requires confirmation before anything is removed - Deleting a one-time payment now requires confirmation before anything is removed Improvements - Update Plan button now accurately reflects that your existing plan is updated, not replaced - Past one-time payments are now locked from deletion to preserve your payment history - Report screen no longer recalculates on every scroll or tap, reducing memory usage and improving stability 2.0.1 May 4 What's New - Avalanche vs Snowball side-by-side comparison — see interest saved and payoff date for each strategy before you commit - Home Screen and Lock Screen widgets show your payoff progress at a glance - Local notifications for every payment due date - Export your full payoff schedule to PDF or CSV - Debt categories: credit card, student loan, auto, medical, personal, mortgage, and more - Promotional / 0% APR support — set the interest-free window per debt - One-time extra payment option for lump sums - Skip the first month for any debt you've already paid this cycle - Anonymous-first sign-in — start using the app instantly, no account required - New custom theme colors Improvements - Complete UI overhaul with a modern card-based design system - Dashboard, Debts, and Report screens fully redesigned - Full offline mode — data lives on-device first, syncs in the background - iCloud sync keeps your debts and plans current across every Apple device - Add new debts or credit cards even after your payment plan is in motion - Cleaner Settings, Theme, and Premium screens Bug Fixes - Fixed extra remaining balance not rolling over to the next debt - Resolved several crashes and stability issues - Improved error handling 2.0.0 May 2 - Updated internal packages. 1.4.7 11/17/2025 - App Icon now supports Dark Mode. 1.4.6 09/22/2024 - Addressed the issue causing a crash when adding debt with a low payment plan. - Resolved the occasional crash when clicking on View Report. 1.4.5 04/13/2024 - Fixed crash that would sometimes occurs when final month of payment plan was reached. - Fixed crash that would sometimes occur when modiyfing existing payment plan. 1.4.4 03/25/2024 - Fixed crash that would occur when current month bypassed last tracked month. - Sorting type is now displayed next to sorting icon in Debts. 1.4.3 01/12/2024 - Fixed issue where app would freeze after updating existing debt. - Updated Pie Chart to use a Donut style. 1.4.2 12/28/2023 - Keyboard will no longer push the screen up when signing in. - Fixed issue where popup message did not appear when attempting to add a 4th debt as a non-premium user. 1.4.1 12/26/2023 - Added new Payoff Progress Bar in Dashboard. - Updated style for Monthly Dropdown in Dashboard. - Added search toolbar in Debts. - Added sorting options in Debts. - Interest rate is now displayed in Debts in each row. - Updated Pie Chart. - Added Bar Chart to show how much interest and principal is being paid for each debt. - Added Area Chart to show the balance of each debt over time. - Updated popup style. 1.4.0 12/22/2023 - Fixed bug that caused app to freeze when inputting interest rate larger than 100%. - Limited interest rate to 50%. 1.3.1 09/12/2023 - Added iPadOS compatibility. - Rows in Settings are now fully tappable. - Minor UI changes. 1.3.0 07/06/2023 - Pie Chart has been updated to a Pie Line Chart. 1.2.7 06/13/2023 - Updated packages. 1.2.6 04/23/2023 - Fixed issue where extra money was not applied correctly when calculating payment plan. - Updated the default size of the date dropdown in Dashboard. 1.2.5 04/17/2023 - (Actually) Fixed issue where app would crash when pressing the "Track" button for the first time. - Updated packages. 1.2.4 04/12/2023 - (Hopefully) Fixed issue where app would crash when pressing the "Track" button. - Updated packages. 1.2.3 03/07/2023 - Report page is now scrollable. - Updated ad implementation. - Updated packages. 1.2.2 01/30/2023 - Fixed issue where pressing the "Track" button would cause a crash. - Fixed issue where Dashboard would freeze after an ad was displayed. 1.2.1 01/05/2023 - The amortized schedule in Report can now be exported. - Fixed issue where amortized schedule was showing the incorrect date. - Fixed issue where debts would disappear after changing theme. - Updated Pie Chart color hole to be transparent. 1.2.0 01/02/2023 - Minor UI change to boxes in Report screen. - Optimized database calls. 1.1.7 12/31/2022
Previous Versions
Here you can find the changelog of Debt Fix since it was posted on our website on 2023-07-06 14:55:59.
The latest version is 2.1.0 and it was updated on 2026-07-01 13:05:00. See below the changes in each version.
Debt Fix version 2.1.0
Updated At: 2026-07-01
Changes: Version History What's New
- Sync now runs entirely through your private iCloud account. Third-party services have been removed.
Improvements
- Removed unused background services for better performance. 2.1.0 Jun 13 Improvements
- The "Skipped for This Month" section when creating a plan is now titled "Already Paid This Month?" with clearer instructions that explain why debts are pre-checked and what unchecking them does
Bug Fixes
- Fixed a crash that would occur when two debts shared the same name
- Debts marked as paid were not cleared when resetting a plan, causing them to carry over into a newly created plan 2.0.4 May 16 - Fixed a crash that could occur at launch. 2.0.3 May 14 Bug Fixes
- Added a prompt to open iOS Settings when notifications have been blocked for DebtFix.
- Fixed an issue where payment reminders would stop working after reinstalling the app or restoring your device.
- Fixed an issue where the ad would briefly flash and disappear when adding a new debt
- Fixed a delay when tapping "Watch Ad to Export Once" where nothing appeared to happen 2.0.2 May 11 What's New
- Updated icon
- Deleting a debt now requires confirmation before anything is removed
- Deleting a one-time payment now requires confirmation before anything is removed
Improvements
- Update Plan button now accurately reflects that your existing plan is updated, not replaced
- Past one-time payments are now locked from deletion to preserve your payment history
- Report screen no longer recalculates on every scroll or tap, reducing memory usage and improving stability 2.0.1 May 4 What's New
- Avalanche vs Snowball side-by-side comparison — see interest saved and payoff date for each strategy before you commit
- Home Screen and Lock Screen widgets show your payoff progress at a glance
- Local notifications for every payment due date
- Export your full payoff schedule to PDF or CSV
- Debt categories: credit card, student loan, auto, medical, personal, mortgage, and more
- Promotional / 0% APR support — set the interest-free window per debt
- One-time extra payment option for lump sums
- Skip the first month for any debt you've already paid this cycle
- Anonymous-first sign-in — start using the app instantly, no account required
- New custom theme colors
Improvements
- Complete UI overhaul with a modern card-based design system
- Dashboard, Debts, and Report screens fully redesigned
- Full offline mode — data lives on-device first, syncs in the background
- iCloud sync keeps your debts and plans current across every Apple device
- Add new debts or credit cards even after your payment plan is in motion
- Cleaner Settings, Theme, and Premium screens
Bug Fixes
- Fixed extra remaining balance not rolling over to the next debt
- Resolved several crashes and stability issues
- Improved error handling 2.0.0 May 2 - Updated internal packages. 1.4.7 11/17/2025 - App Icon now supports Dark Mode. 1.4.6 09/22/2024 - Addressed the issue causing a crash when adding debt with a low payment plan.
- Resolved the occasional crash when clicking on View Report. 1.4.5 04/13/2024 - Fixed crash that would sometimes occurs when final month of payment plan was reached.
- Fixed crash that would sometimes occur when modiyfing existing payment plan. 1.4.4 03/25/2024 - Fixed crash that would occur when current month bypassed last tracked month.
- Sorting type is now displayed next to sorting icon in Debts. 1.4.3 01/12/2024 - Fixed issue where app would freeze after updating existing debt.
- Updated Pie Chart to use a Donut style. 1.4.2 12/28/2023 - Keyboard will no longer push the screen up when signing in.
- Fixed issue where popup message did not appear when attempting to add a 4th debt as a non-premium user. 1.4.1 12/26/2023 - Added new Payoff Progress Bar in Dashboard.
- Updated style for Monthly Dropdown in Dashboard.
- Added search toolbar in Debts.
- Added sorting options in Debts.
- Interest rate is now displayed in Debts in each row.
- Updated Pie Chart.
- Added Bar Chart to show how much interest and principal is being paid for each debt.
- Added Area Chart to show the balance of each debt over time.
- Updated popup style. 1.4.0 12/22/2023 - Fixed bug that caused app to freeze when inputting interest rate larger than 100%.
- Limited interest rate to 50%. 1.3.1 09/12/2023 - Added iPadOS compatibility.
- Rows in Settings are now fully tappable.
- Minor UI changes. 1.3.0 07/06/2023 - Pie Chart has been updated to a Pie Line Chart. 1.2.7 06/13/2023 - Updated packages. 1.2.6 04/23/2023 - Fixed issue where extra money was not applied correctly when calculating payment plan.
- Updated the default size of the date dropdown in Dashboard. 1.2.5 04/17/2023 - (Actually) Fixed issue where app would crash when pressing the "Track" button for the first time.
- Updated packages. 1.2.4 04/12/2023 - (Hopefully) Fixed issue where app would crash when pressing the "Track" button.
- Updated packages. 1.2.3 03/07/2023 - Report page is now scrollable.
- Updated ad implementation.
- Updated packages. 1.2.2 01/30/2023 - Fixed issue where pressing the "Track" button would cause a crash.
- Fixed issue where Dashboard would freeze after an ad was displayed. 1.2.1 01/05/2023 - The amortized schedule in Report can now be exported.
- Fixed issue where amortized schedule was showing the incorrect date.
- Fixed issue where debts would disappear after changing theme.
- Updated Pie Chart color hole to be transparent. 1.2.0 01/02/2023 - Minor UI change to boxes in Report screen.
- Optimized database calls. 1.1.7 12/31/2022
Debt Fix version 2.0.4
Updated At: 2026-06-12
Changes: Version History Improvements
- The "Skipped for This Month" section when creating a plan is now titled "Already Paid This Month?" with clearer instructions that explain why debts are pre-checked and what unchecking them does
Bug Fixes
- Fixed a crash that would occur when two debts shared the same name
- Debts marked as paid were not cleared when resetting a plan, causing them to carry over into a newly created plan 2.0.4 May 16 - Fixed a crash that could occur at launch. 2.0.3 May 14 Bug Fixes
- Added a prompt to open iOS Settings when notifications have been blocked for DebtFix.
- Fixed an issue where payment reminders would stop working after reinstalling the app or restoring your device.
- Fixed an issue where the ad would briefly flash and disappear when adding a new debt
- Fixed a delay when tapping "Watch Ad to Export Once" where nothing appeared to happen 2.0.2 May 11 What's New
- Updated icon
- Deleting a debt now requires confirmation before anything is removed
- Deleting a one-time payment now requires confirmation before anything is removed
Improvements
- Update Plan button now accurately reflects that your existing plan is updated, not replaced
- Past one-time payments are now locked from deletion to preserve your payment history
- Report screen no longer recalculates on every scroll or tap, reducing memory usage and improving stability 2.0.1 May 4 What's New
- Avalanche vs Snowball side-by-side comparison — see interest saved and payoff date for each strategy before you commit
- Home Screen and Lock Screen widgets show your payoff progress at a glance
- Local notifications for every payment due date
- Export your full payoff schedule to PDF or CSV
- Debt categories: credit card, student loan, auto, medical, personal, mortgage, and more
- Promotional / 0% APR support — set the interest-free window per debt
- One-time extra payment option for lump sums
- Skip the first month for any debt you've already paid this cycle
- Anonymous-first sign-in — start using the app instantly, no account required
- New custom theme colors
Improvements
- Complete UI overhaul with a modern card-based design system
- Dashboard, Debts, and Report screens fully redesigned
- Full offline mode — data lives on-device first, syncs in the background
- iCloud sync keeps your debts and plans current across every Apple device
- Add new debts or credit cards even after your payment plan is in motion
- Cleaner Settings, Theme, and Premium screens
Bug Fixes
- Fixed extra remaining balance not rolling over to the next debt
- Resolved several crashes and stability issues
- Improved error handling 2.0.0 May 2 - Updated internal packages. 1.4.7 11/17/2025 - App Icon now supports Dark Mode. 1.4.6 09/22/2024 - Addressed the issue causing a crash when adding debt with a low payment plan.
- Resolved the occasional crash when clicking on View Report. 1.4.5 04/13/2024 - Fixed crash that would sometimes occurs when final month of payment plan was reached.
- Fixed crash that would sometimes occur when modiyfing existing payment plan. 1.4.4 03/25/2024 - Fixed crash that would occur when current month bypassed last tracked month.
- Sorting type is now displayed next to sorting icon in Debts. 1.4.3 01/12/2024 - Fixed issue where app would freeze after updating existing debt.
- Updated Pie Chart to use a Donut style. 1.4.2 12/28/2023 - Keyboard will no longer push the screen up when signing in.
- Fixed issue where popup message did not appear when attempting to add a 4th debt as a non-premium user. 1.4.1 12/26/2023 - Added new Payoff Progress Bar in Dashboard.
- Updated style for Monthly Dropdown in Dashboard.
- Added search toolbar in Debts.
- Added sorting options in Debts.
- Interest rate is now displayed in Debts in each row.
- Updated Pie Chart.
- Added Bar Chart to show how much interest and principal is being paid for each debt.
- Added Area Chart to show the balance of each debt over time.
- Updated popup style. 1.4.0 12/22/2023 - Fixed bug that caused app to freeze when inputting interest rate larger than 100%.
- Limited interest rate to 50%. 1.3.1 09/12/2023 - Added iPadOS compatibility.
- Rows in Settings are now fully tappable.
- Minor UI changes. 1.3.0 07/06/2023 - Pie Chart has been updated to a Pie Line Chart. 1.2.7 06/13/2023 - Updated packages. 1.2.6 04/23/2023 - Fixed issue where extra money was not applied correctly when calculating payment plan.
- Updated the default size of the date dropdown in Dashboard. 1.2.5 04/17/2023 - (Actually) Fixed issue where app would crash when pressing the "Track" button for the first time.
- Updated packages. 1.2.4 04/12/2023 - (Hopefully) Fixed issue where app would crash when pressing the "Track" button.
- Updated packages. 1.2.3 03/07/2023 - Report page is now scrollable.
- Updated ad implementation.
- Updated packages. 1.2.2 01/30/2023 - Fixed issue where pressing the "Track" button would cause a crash.
- Fixed issue where Dashboard would freeze after an ad was displayed. 1.2.1 01/05/2023 - The amortized schedule in Report can now be exported.
- Fixed issue where amortized schedule was showing the incorrect date.
- Fixed issue where debts would disappear after changing theme.
- Updated Pie Chart color hole to be transparent. 1.2.0 01/02/2023 - Minor UI change to boxes in Report screen.
- Optimized database calls. 1.1.7 12/31/2022 - Fixed issue where app would crash when launched.
- Fixed issue where incorrect date and plan would be displayed under the "Plan For..." section in Dashboard. 1.1.6 12/30/2022
Debt Fix version 2.0.1
Updated At: 2026-05-09
Changes: Version History What's New
- Updated icon
- Deleting a debt now requires confirmation before anything is removed
- Deleting a one-time payment now requires confirmation before anything is removed
Improvements
- Update Plan button now accurately reflects that your existing plan is updated, not replaced
- Past one-time payments are now locked from deletion to preserve your payment history
- Report screen no longer recalculates on every scroll or tap, reducing memory usage and improving stability 2.0.1 4d ago What's New
- Avalanche vs Snowball side-by-side comparison — see interest saved and payoff date for each strategy before you commit
- Home Screen and Lock Screen widgets show your payoff progress at a glance
- Local notifications for every payment due date
- Export your full payoff schedule to PDF or CSV
- Debt categories: credit card, student loan, auto, medical, personal, mortgage, and more
- Promotional / 0% APR support — set the interest-free window per debt
- One-time extra payment option for lump sums
- Skip the first month for any debt you've already paid this cycle
- Anonymous-first sign-in — start using the app instantly, no account required
- New custom theme colors
Improvements
- Complete UI overhaul with a modern card-based design system
- Dashboard, Debts, and Report screens fully redesigned
- Full offline mode — data lives on-device first, syncs in the background
- iCloud sync keeps your debts and plans current across every Apple device
- Add new debts or credit cards even after your payment plan is in motion
- Cleaner Settings, Theme, and Premium screens
Bug Fixes
- Fixed extra remaining balance not rolling over to the next debt
- Resolved several crashes and stability issues
- Improved error handling 2.0.0 6d ago - Updated internal packages. 1.4.7 11/17/2025 - App Icon now supports Dark Mode. 1.4.6 09/22/2024 - Addressed the issue causing a crash when adding debt with a low payment plan.
- Resolved the occasional crash when clicking on View Report. 1.4.5 04/13/2024 - Fixed crash that would sometimes occurs when final month of payment plan was reached.
- Fixed crash that would sometimes occur when modiyfing existing payment plan. 1.4.4 03/25/2024 - Fixed crash that would occur when current month bypassed last tracked month.
- Sorting type is now displayed next to sorting icon in Debts. 1.4.3 01/12/2024 - Fixed issue where app would freeze after updating existing debt.
- Updated Pie Chart to use a Donut style. 1.4.2 12/28/2023 - Keyboard will no longer push the screen up when signing in.
- Fixed issue where popup message did not appear when attempting to add a 4th debt as a non-premium user. 1.4.1 12/26/2023 - Added new Payoff Progress Bar in Dashboard.
- Updated style for Monthly Dropdown in Dashboard.
- Added search toolbar in Debts.
- Added sorting options in Debts.
- Interest rate is now displayed in Debts in each row.
- Updated Pie Chart.
- Added Bar Chart to show how much interest and principal is being paid for each debt.
- Added Area Chart to show the balance of each debt over time.
- Updated popup style. 1.4.0 12/22/2023 - Fixed bug that caused app to freeze when inputting interest rate larger than 100%.
- Limited interest rate to 50%. 1.3.1 09/12/2023 - Added iPadOS compatibility.
- Rows in Settings are now fully tappable.
- Minor UI changes. 1.3.0 07/06/2023 - Pie Chart has been updated to a Pie Line Chart. 1.2.7 06/13/2023 - Updated packages. 1.2.6 04/23/2023 - Fixed issue where extra money was not applied correctly when calculating payment plan.
- Updated the default size of the date dropdown in Dashboard. 1.2.5 04/17/2023 - (Actually) Fixed issue where app would crash when pressing the "Track" button for the first time.
- Updated packages. 1.2.4 04/12/2023 - (Hopefully) Fixed issue where app would crash when pressing the "Track" button.
- Updated packages. 1.2.3 03/07/2023 - Report page is now scrollable.
- Updated ad implementation.
- Updated packages. 1.2.2 01/30/2023 - Fixed issue where pressing the "Track" button would cause a crash.
- Fixed issue where Dashboard would freeze after an ad was displayed. 1.2.1 01/05/2023 - The amortized schedule in Report can now be exported.
- Fixed issue where amortized schedule was showing the incorrect date.
- Fixed issue where debts would disappear after changing theme.
- Updated Pie Chart color hole to be transparent. 1.2.0 01/02/2023 - Minor UI change to boxes in Report screen.
- Optimized database calls. 1.1.7 12/31/2022 - Fixed issue where app would crash when launched.
- Fixed issue where incorrect date and plan would be displayed under the "Plan For..." section in Dashboard. 1.1.6 12/30/2022 - Replaced Banner Ad with Interstitial Ad. Interstitial Ad will appear when pressing the Track button. 1.1.5 12/11/2022 - Fixed issue where the incorrect month was initially displayed in the Dashboard. 1.1.4 12/05/2022 - Fixed issue where certain pop ups could not be closed in the Settings page.
- Fixed issue Rate Us pop up appeared too frequently.
- Replaced Pie Chart with Half Pie Chart in Dashboard page.
- Replaced Toast messages with Alerts. 1.1.3 12/03/2022
Debt Fix version 1.4.7
Updated At: 2025-11-17
Changes: - Updated internal packages.
Debt Fix version 1.4.6
Updated At: 2024-09-22
Changes: Sep 22, 2024
Version 1.4.6
- App Icon now supports Dark Mode.
Debt Fix version 1.4.5
Updated At: 2024-04-13
Changes: Apr 13, 2024
Version 1.4.5
- Addressed the issue causing a crash when adding debt with a low payment plan.
- Resolved the occasional crash when clicking on View Report.
Debt Fix version 1.4.4
Updated At: 2024-03-25
Changes: Mar 25, 2024
Version 1.4.4
- Fixed crash that would sometimes occurs when final month of payment plan was reached.
- Fixed crash that would sometimes occur when modiyfing existing payment plan.
Debt Fix version 1.4.3
Updated At: 2024-01-12
Changes: Jan 12, 2024
Version 1.4.3
- Fixed crash that would occur when current month bypassed last tracked month.
- Sorting type is now displayed next to sorting icon in Debts.
Debt Fix version 1.4.2
Updated At: 2023-12-28
Changes: Dec 28, 2023
Version 1.4.2
- Fixed issue where app would freeze after updating existing debt.
- Updated Pie Chart to use a Donut style.
Debt Fix version 1.3.1
Updated At: 2023-09-12
Changes: Sep 12, 2023
Version 1.3.1
- Fixed bug that caused app to freeze when inputting interest rate larger than 100%.
- Limited interest rate to 50%.
Disclaimer
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