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deBanked MIAMI Black Friday Discount Pricing
Looking for a limited-time discount to deBanked CONNECT MIAMI on February 12, 2026? This is your last chance to take advantage of early bird pricing. After this weekend, the price will go up and you will pay more for a ticket. That’s just how it goes. SO TAKE ADVANTAGE!
Thanksgiving Day Music Tracks Rock the Industry
Shortly after deBanked dropped the dopest music track of 2025 to-date, Lendini swung back with their own video on the day before Thanksgiving to top all the charts and snatched the title of the illest of all time.
deBanked’s 12 Funding Days of Christmas:
Lendini’s Thanksgiving Funding Song:
These videos are all in good fun and memes are a tradition every Thanksgiving! It’s possible that AI was involved in the creation of both! 😉
View PostA New Funding Track Just Dropped – Happy Thanksgiving
Just about every year since 2012 deBanked has posted memes for the Thanksgiving Day holiday. This year it’s a music track.
Check out our previous Thanksgiving Day memes from:
‘Face-to-Face is a Must In This Industry’: How Julian Hernandez of Idea Financial Earned a Trophy Along The Way
“Face-to-face interactions are a must in our industry, and not only through conferences but even though we’re based out of Miami, I’m very familiar with the Long Island Railroad,” said Julian Hernandez, Director of Revenue at Idea Financial.
On multiple occasions, Hernandez has gone from New York City to eastern Long Island and then back again to meet with referral partners. It’s part of his job, meeting face-to-face with ISOs, and working with them to maximize the spread of Idea’s business line of credit products. He says through this experience he’s actually become “best buddies” with the LIRR.
“It’s good for morale, it’s good for relationships. It’s good not only for the reps internally on my end, but I’m sure for the reps on [the ISOs’] end to see and put a face to the lender that they’re always working with,” he said.
Hernandez will go wherever it’s necessary. Just last month that initiative placed him on the opposite side of the country, in a room full of ISOs and competitors that had gathered to play poker on the eve of the big B2B Finance Expo at the Wynn in Las Vegas. For Hernandez, who was born and raised in Colombia and only ever plays poker in a casual setting with friends, he had not gone in with any expectation of winning the friendly tournament. He wanted to network.
“That’s probably one of the main reasons why I wanted to join the tournament,” Hernandez said. “It’s just an opportunity for us, for anyone really that goes to the conference, to connect with either people that they know from the industry, or branch out or meet with new faces in an environment that isn’t so corporate.”
As the cards were dealt and the hands played, Hernandez found himself at the final table of the night and walked away with 2nd place overall, a title that garnered him a trophy and a small prize.
While he was happy to earn the rank of #2, it was the social setting of it all that he felt was the best part.
“It’s more of a relaxed environment where people are just having a good time, playing a game, having a drink, and really just getting to know each other on a personal level,” Hernandez said. “That’s the best kind of way to make relationships, right? It’s kind of like when people always say the best kind of business is made on a golf course.”
But in the two days that followed at B2B Finance Expo, Hernandez and the Idea team that was there along with him were in business mode.
“97% of our business is through ISO channels and through all the relationships we’ve established with brokers in our industry, and we’re looking to expand that further,” Hernandez said, noting that there are big growth plans in the works for 2026.
Idea’s line of credit is not like an MCA or the term loans commonly found around the industry. It’s a true revolving line. After every payment made, it replenishes the line. The process to get approved is quick and easy. Hernandez said that some brokers are shocked by how good it is and that larger businesses, ones that tend to be the most rate sensitive, find it very attractive.
When deBanked first covered Idea Financial in 2019, Hernandez had not yet joined the company. He came on board the following year during covid and started in an entry level position. He’s since moved up the ranks and now oversees the entire sales and marketing department, which includes anything from ISO relations to marketing. He cites the team and the structure of how it operates as being the key to success. One of the things he first learned when he started was that Idea Financial was always looking to help businesses one way or another.
“I found my way to Idea Financial and have loved it ever since,” Hernandez said.
And while business and networking are important parts of the job, regardless of where that takes him, he is proud of how well he did in that poker tournament at B2B Finance Expo.
“I was happy with my 2nd place trophy,” Hernandez said. “It’s actually right there,” he exclaimed while pointing at it. “It’s back in my office!”
View PostJack Dorsey Enters His Final Words on the Satoshi Nakamoto Identity Question
During Block’s November 19, 2025 company Investor Day presentations, Block Head (CEO) Jack Dorsey was asked by Jeff Cantwell, a Senior Equity Analyst at Seaport Research Partners, if he was actually Satoshi Nakamoto, the pseudonymous creator of Bitcoin. The question was likely prompted by the internet theory circulating that he was but it could also have been borne out of Block’s strong Bitcoin focus.
Dorsey responded with his final answer on the matter as quoted though this exchange below:
Jeff Cantwell: “Jack, this is probably the most important question you’ll ever get asked from the sell side, are you Satoshi Nakamoto?”
Jack Dorsey: “On the Satoshi question, the most beautiful thing about Bitcoin is that question does not matter at all anymore. It’s an open protocol taken over by a community that wants to see an alternative to an option. And if it was important to Satoshi, there’s a simple way they can prove who they are. So we’ll wait for that day.”
Full day transcript including this exchange
Coindesk Podcast Explores Sean Murray’s Jack Dorsey Theory on Satoshi Nakamoto
A new one-hour long video podcast published by Coindesk explores Sean Murray’s theory that Jack Dorsey is Satoshi Nakamoto, the creator of Bitcoin.
Murray’s last major tweet linking the clues together, long after originally theorizing it in February 2024, can be read here:
THE NEWEST WHY JACK DORSEY IS SATOSHI NAKAMOTO
C++ for Bitcoin source code
Now confirmed Jack coded in C++ as far back as mid-90sC in the White Paper
Now confirmed Jack coded in C as far back as mid-90s.Satoshi pseudonym
"Satoshi" was the first tweet Jack's best friend…— Seán Murray (@financeguy74) August 2, 2025
One prominent Bitcoin developer that attempted to debunk the theory apparently did not consider a world in which Dorsey could post to the internet from a smart phone. Murray debunked his two attempts to debunk it here and here.
The podcasters did not contact Murray when making it.
View PostNMEF Raises $30 Million in Corporate Notes Through Brean Capital
November 20, 2025 | NORWALK, CT – North Mill Equipment Finance LLC (“NMEF”), a leading independent commercial equipment lender and lessor headquartered in Norwalk, Connecticut, is pleased to announce the successful extension and upsize of their investment-grade rated corporate notes to $30.0 million. The company intends to use the net proceeds to support its growth and the funding of new originations.
“We appreciate the commitment and ongoing support of our existing investors, and the confidence new investors have shown in our platform,” said Mark Bonanno, President & Chief Revenue Officer of NMEF. “This transaction further diversifies our capital stack, providing us additional stability in the marketplace.”
“The investment grade rating attained in this transaction further illustrates the strength of our balance sheet and the capital raised offers us increased operational flexibility to fund our rapid growth” said Pier Snider, Chief Financial Officer of NMEF.
Brean Capital, LLC served as the company’s exclusive financial advisor and sole placement agent in connection with the transaction.
About North Mill Equipment Finance
NMEF is a national, premier lender who works with third-party referral (TPR) sources to finance small to mid-ticket equipment commercial leases and loans ranging from $15,000 to $3,000,000 and up to $5,000,000 for investment grade opportunities. NMEF accepts A – C credit qualities and finances transactions for many asset categories including but not limited to medical, construction, franchise, technology, vocational, manufacturing, renovation, janitorial and material handling equipment. NMEF is majority owned by an affiliate of InterVest Capital Partners. The company’s headquarters are in Norwalk, CT, with regional offices in Irvine, CA, Fort Collins, CO, Voorhees NJ, and Murray, UT. For more information, visit www.nmef.com. One of NMEF’s controlled affiliates, BriteCap Financial LLC, is a leading non-bank lender providing small businesses with fast, convenient financing alternatives such as working capital loans since 2003 from its main office in Las Vegas, NV. For more information, visit www.britecap.com.
View PostCardiff, Inc. Announces Closing of Senior Credit Facility to Expand Small Business Lending Nationwide
Leading online small business lender closes a new senior revolving credit facility with a major U.S. bank, expanding its ability to fund and support small and mid-sized businesses nationwide.
San Diego, CA – Cardiff, Inc. (Cardiff), a leading tech-enabled provider of financing for small and mid-sized businesses, today announced the successful closing of a senior revolving credit facility with a prominent U.S. based bank. Proceeds from the institutional financing will be used to increase the Company’s funding capabilities and fuel balance-sheet growth.
As demand for flexible financing options rises, Cardiff continues to play a leading role in meeting that need.
“The close of this facility is an important milestone for Cardiff, America’s favorite small business lender,” Dean Lyulkin, CEO of Cardiff, stated. “We’ve built a solid foundation driven by our powerful direct origination engine and a strong track record of asset performance. This partnership with a leading financial institution will allow Cardiff to scale funding volume and grow the company significantly more efficiently.”
The newly secured credit facility underscores Cardiff’s commitment to strengthening its capital base while advancing its mission to empower small business owners nationwide. The institutional financing allows the Company to further enhance its lending capacity, introduce new financial products, and streamline small business loans and revenue based financing for entrepreneurs who need fast, flexible solutions to grow.
“This transaction positions us to deepen our relationships with small business customers and expand our platform,” said William Stern, Founder of Cardiff. “It’s a testament to the incredible team we’ve built. Cardiff looks forward to supporting tens of thousands more Main Street entrepreneurs.”
Brean Capital, LLC served as the Company’s Exclusive Financial Advisor and Sole Placement Agent in connection with the transaction. As part of the overall financing, Jonathan Schwartz advised Cardiff on the successful arrangement of subordinated debt to complement the facility and enhance funding capacity.
About Cardiff, Inc.
Founded in 2004 and based in San Diego, CA, Cardiff offers fast, flexible financing solutions tailored to the needs of growing small businesses. It blends real-time financial analysis with personalized service to deliver a reliable, transparent experience for business owners across the U.S. Cardiff’s suite of financing products help entrepreneurs manage cash flow, invest in growth, and keep operations moving forward. Its suite of products includes small business working capital loans, revenue based financing, equipment financing, and business lines of credit. Cardiff can provide approvals in minutes and, in most cases, funding the same day. To learn more about Cardiff and how they help small businesses nationwide access the capital they need to bridge financial gaps and invest in growth, visit: https://Cardiff.co.
Contact:
Dean Lyulkin
CEO
dean@cardiff.co
