Digital Wallet
Onboard millions. Grow lifetime value.
Slash the cost of customer acquisition with CR2 Digital Wallets that open “lite” accounts in minutes and give you the data to upsell credit, savings and insurance when customers are ready.
WHITE PAPER
Wallet-Centric Banking in Africa – Opportunity to Redefine Financial Inclusion in Emerging Markets.
Go to the White Paper >>
Turn low-cost wallets into strategic banking relationships.
Traditional banking infrastructure is limited by geography, opening hours, and cumbersome processes—significantly slowing down customer recruitment and restricting service availability. Digital wallets eliminate these barriers, empowering you to efficiently reach and serve millions of new customers, 24/7.
- Acquire at scale with KYC-light onboarding that costs a fraction of a full account.
- Capture daily spend data (bills, P2P, airtime) to build credit histories for previously invisible customers.
- Identify and upgrade customers seamlessly to full-service banking products—loans, cards, and insurance—as their needs evolve.
Financial inclusion for your customers, sustainable and data-powered growth for your business.
One of CR2’s prominent banking customers accelerated customer acquisition, adding over 2.5 million digital wallet users in less than two years.
How We Do It
Wallet Banking
Digital wallets with multi-currency accounts, bill-pay, P2P and QR/NFC payments.
All our wallet propositions are powered by the BankWorld platform, so you can launch once and expand as you grow.
Cards for Wallet
Instant virtual Visa/Mastercard issuance, tap-to-pay tokenisation and in-app card controls to keep spend inside your ecosystem.
All our wallet propositions are powered by the BankWorld platform, so you can launch once and expand as you grow.
Agency Wallet
Full agent solution for cash-in/out, onboarding and bulk payouts—bring rural and cash-reliant customers into your digital franchise.
All our wallet propositions are powered by the BankWorld platform, so you can launch once and expand as you grow.
Features to unlock wallet profitability
Wallet Banking in minutes on any phone.
Instantly onboard and empower customers with full wallet capabilities—no branch visits required.
- self-service onboarding
- convenient and flexible payments and transfers
- Chat Wallet
- Also available on USSD
Cards for Wallet: Instant spending power.
Shop online or tap in-store immediately—no plastic, no waiting.
- real-time card issuance
- Mobile Tap & Pay
- self-service card management
Agent network management made simple
Trusted local agents handle cash and support, driving weekly activity.
- mobile agent app
- agent hierarchy & commission engine
- agent bulk payment services
- Content sales
Security and compliance
- App Shielding
- Multi-factor and biometric authentication
- Real-time FraudTrap analytics
Ready to win the race?
Imagine live wallet, onboarded customers, and a clear roadmap to profitable digital banking.
