Fintech

Integrated fintech payment solutions to scale your business

Empower your platform with high-performance payment solutions for fintech designed for scalability and compliance. From modular API blocks to secure infrastructure, we provide the fintech payments architecture you need to win enterprise-level deals.

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Build with our fintech payment solutions

We simplify the development process by delivering an EEA-licensed and ready-to-use embedded finance platform into your service offering with the least possible investment and without having to go through the lengthy process of getting a license.

Empower your fintech with embedded finance

ACCELERATE INNOVATION: integrate digital wallets, IBANs, 80+ currencies & seamless payment solutions effortlessly

DELIGHT YOUR CUSTOMERS: deliver personalized, frictionless financial experiences that drive satisfaction and loyalty

SIMPLIFY OPERATIONS: consolidate payment flows, compliance, and financial management

GAIN A COMPETITIVE EDGE: unlock cutting-edge capabilities to differentiate your fintech and stay ahead

Why choose our fintech payment platform?

A modern fintech payment platform must be more than just a transaction processor; it must live inside your product experience. Our fintech payment services are designed to help you launch financial products in weeks, not months, by leveraging our existing global licensing and infrastructure.

Operational efficiency: Eliminate manual checklist tasks and allow your team to focus on growth strategy while our fintech payment system handles the heavy lifting.
Proactive risk management: Our fintech secure payment processing utilizes automated rules engines to identify unauthorized vendors or cross-border trade violations before transactions are finalized.
Agility by design: Quickly adapt to continuous regulatory updates across local and international levels through a central rules engine.
Business enablement: Transform compliance from a cost center into a business enabler that drives measurable value for your platform.

Modular fintech payment services for global scale

Our fintech payment solutions operate through a three-layer technical stack: the bank (infrastructure), our middleware platform, and your frontend.

High-performance fintech payment processing

Experience lightning-fast SEPA Instant and SWIFT transfers. Our fintech payment services support 80+ currencies and global payment networks to ensure your users enjoy a seamless journey.

Secure fintech payment gateway and API

Our API-first fintech payment gateway ensures seamless integration with your existing CRM, ERP, and HR software. This allows for instantaneous compliance checks and real-time transaction monitoring.

Flexible white-label and digital cards

As a specialized payment provider for fintech, we enable you to issue branded VISA debit cards and virtual cards, boosting brand awareness with every transaction.

Equip your users with debit cards

Issue branded, multi-functional VISA debit cards to your clients. From the usual business and personal cards to white-labeled ones with extra functionalities. Just tell what you need.

White-label card

Branded cards with extra functionalities

Business card

Get VISA debit card for business

Personal card

Get debit cards for your private clients

Unlock the potential of invisible finance

Choose embedded finance with built-in compliance solution modules based on your business needs

Issue IBANs with LT prefix

Enable business, personal and segregated accounts for smooth transactions.

Execute payments

Initiate and complete financial transactions securely and efficiently.

Execute currency exchange

Perform foreign exchange transactions for 80+ currencies.

Issue and manage VISA cards

Business, personal, white-label and virtual VISA debit cards.

Handle inter-bank queries

Manage and resolve inquiries between different banks or financial institutions.

Top-up accounts

Conveniently add funds to user accounts for seamless transactions.

Fees collection

Collect and process various fees associated with transactions or services.

Refund end-users

Process and issue refunds to individual users or customers.

Inter-ledger transfers

Facilitate transfers between different ledgers or your own ecosystem.

KYC / Onboarding

Conducting KYC checks and streamlining customer onboarding processes.

AML / CTF monitoring

Monitoring and detecting AML and CTF activities.

Reporting to authorities

Submitting regulatory reports and compliance data to relevant authorities.

Built-in compliance

As a licensed financial institution, we take care of all our solutions related compliance matters. We’ll cover KYC procedures, AML/CTF monitoring, and reporting to authorities, meaning you don’t need to hire an AML compliance team of your own to embed our solutions.

More about Built-in Compliance

Fast setup, flexible customization through APIs

Each use case is different, that’s why we have built our APIs in a way that can be tailored to your business model, no matter how complex it is. For all matters related to IBAN accounts and payments, we’ve got you covered.

More about APIs

Go further. Go faster.

We give you multi-currency accounts, IBANs and foreign exchange, integrated directly into your system. Coupled with real-time payment rails and a rapid integration, we ensure a fast, reliable banking and payments infrastructure to help you scale your business.

Accounts with multi-currency support

Global payments

7.5B €

Yearly payment turnover

1.8M

Processed transactions in 2024

92M €

Clients fund held by ConnectPay

Fintech payment solutions FAQs

What are fintech payment solutions?

Fintech payment solutions are integrated digital systems that allow financial technology companies to process payments, manage disbursements, and offer banking-like features—such as IBANs and cards—to their end-users without building infrastructure from scratch.

How does a fintech payment platform ensure security?

A reliable fintech payment platform uses bank-level AES-256 encryption, tokenization to protect card data, and biometric authentication. Secure fintech payment processing also involves real-time transaction monitoring against sanctions and PEP lists.

What should I look for in a payment provider for fintech?

When selecting a payment provider for fintech, prioritize ownership of the technical stack, flexibility in API integration, alignment with global compliance standards, and the ability to scale as your transaction volume grows.

Can I integrate a fintech payment system with my existing CRM?

Yes. Modern fintech payment solutions utilize an API-first architecture, making it easy to connect directly to tools like Salesforce, Xero, or internal ERP systems for automated reconciliation and reporting.

How does fintech secure payment processing help win enterprise deals?

Organizations that build compliance directly into their architecture through fintech payment processing demonstrate superior risk management, which is a critical requirement for serving large-scale enterprise clients.

Does your fintech payment gateway support recurring payments?

Yes. Our fintech payment gateway allows you to automate recurring fintech payments for subscriptions, payroll, or loyalty programs, reducing the administrative burden on your team.