Is credit card authorization really that complicated? After all, a customer inserts or taps a card, and a sale is either approved or denied by the bank. Isn\u2019t that all there is to it?<\/p>\n\n\n\n
Well, not really.<\/p>\n\n\n\n
The authorization response you receive<\/a> can instruct you to proceed in a few different ways. Plus, if you deploy 3D Secure (or \u201c3DS\u201d)<\/a> during the transaction, you also have the ECI indicators to consider as well. As we\u2019ll explore below these numeric indicators are just one of the many potential values that could assist or complicate the checkout process for your business.<\/p>\n\n\n Is 3D Secure the security solution you\u2019ve been searching for or a one-way street to higher friction and abandoned carts? Here, we\u2019ll explain everything you need to know about 3D Secure: what it is, how it works, how it\u2019s branded differently across each card network, why you need it\u2026 and why it won\u2019t be enough on its own.<\/p>\n <\/div>\n\n \n\t\t\t\t\t\n\t\t\t\t\t\t3D Secure\t\t\t\t\t<\/a>\n\t\t\t\t<\/h3>\n
Knowledge Guide<\/a><\/h4>\n\n