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Credit Guarantee Scheme
Official public pages, downloads, updates, FAQs and contact information for the Kenya Credit Guarantee Scheme.
ABOUT CREDIT GUARANTEE SCHEME (CGS)
Establishment of the Credit Guarantee Scheme (CGS) to enhance access to credit by Micro, Small and Medium Enterprises (MSMEs) is a longstanding policy objective of the Government. Kenya Vision 2030, in the Third Medium Term (2018–2022) Plan for the Financial Services Sector, identified credit guarantee as a key programme to enhance performance of MSMEs in the country.
VISION
To be a world class credit guarantor for the growth of MSMEs
MISSION
To enhance MSMEs access to finance through innovations and partnerships in provision of credit guarantees for sustainable growth.
Our Numbers as at December, 2025
No. of Beneficiaries
4,370
Jobs Supported
27,801
Disbursed loan amount
KES 6.67B
Repaid loan amount
KES 5.70B
No. of Counties
46
Leverage Ratio
2.46
Distribution of CGS Facilities by Demographics
Credit Guarantees by Enterprise Size
Distribution by Counties
Credit Guarantees by Economic Sector