{"id":16539,"date":"2020-10-05T17:19:11","date_gmt":"2020-10-05T17:19:11","guid":{"rendered":"https:\/\/bpi.engagedev.com\/?page_id=16539"},"modified":"2026-04-13T16:37:38","modified_gmt":"2026-04-13T20:37:38","slug":"research-team","status":"publish","type":"page","link":"https:\/\/bpi.com\/research-team\/","title":{"rendered":"BPI Research Team"},"content":{"rendered":"\n<p>The research department conducts long- and short-term analysis on issues primarily related to bank regulation and supervision with the objective of encouraging welfare-enhancing regulatory change.&nbsp;The division\u2019s economists conduct academic-level research intended for presentation at conferences and publication in peer-reviewed journals.&nbsp;The economists and research analysts also regularly engage in shorter-horizon research, often on breaking developments, typically for publication in BPI\u2019s blog. In addition, the division also conducts analysis in support of BPI\u2019s advocacy efforts. The division sponsors academic conferences and less formal gatherings including an annual conference on bank regulation with Columbia University frequent ad hoc symposiums\u2014often on market developments\u2014with market participants, academics, and officials from the public sector.&nbsp;The division\u2019s four economists each have extensive experience working on the economic analysis of bank regulatory and supervisory issues including between them 94 years of experience in the Federal Reserve System.<\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Meet the Research Team<\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<section class=\"block-people-posts-grid\">\n\t\t\t\n\t\t<div class=\"people-grid-list\">\n\t\t\t\t\t<a href=\"https:\/\/bpi.com\/people\/bill-nelson\/\" class=\"people-grid-item\" title=\"Bill Nelson\">\n\t\t\t\t<div class=\"col-image\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"thumbnail\" style=\"background-image: url(https:\/\/bpi.com\/wp-content\/uploads\/2025\/07\/BPI_6.11.25_Bill_Nelson_15581-240x300.jpg)\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"col-content\">\n\t\t\t\t\t<div class=\"person-title\">\n\t\t\t\t\t\tBill Nelson\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"person-position\">\n\t\t\t\t\t\tChief Research Officer and Chief Economist\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t\t\t\t<a href=\"https:\/\/bpi.com\/people\/w-scott-frame\/\" class=\"people-grid-item\" title=\"W. Scott Frame\">\n\t\t\t\t<div class=\"col-image\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"thumbnail\" style=\"background-image: url(https:\/\/bpi.com\/wp-content\/uploads\/2025\/03\/Scott-Frame-2-242x300.png)\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"col-content\">\n\t\t\t\t\t<div class=\"person-title\">\n\t\t\t\t\t\tW. Scott Frame\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"person-position\">\n\t\t\t\t\t\tExecutive Vice President, Head of Research\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t\t\t\t<a href=\"https:\/\/bpi.com\/people\/evan-sekeris\/\" class=\"people-grid-item\" title=\"Evan Sekeris\">\n\t\t\t\t<div class=\"col-image\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"thumbnail\" style=\"background-image: url(https:\/\/bpi.com\/wp-content\/uploads\/2025\/09\/Evan-Sekeris-Headshot-240x300.png)\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"col-content\">\n\t\t\t\t\t<div class=\"person-title\">\n\t\t\t\t\t\tEvan Sekeris\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"person-position\">\n\t\t\t\t\t\tSenior Vice President and Senior Economist\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t\t\t\t<a href=\"https:\/\/bpi.com\/people\/daniel-grodzicki\/\" class=\"people-grid-item\" title=\"Daniel Grodzicki\">\n\t\t\t\t<div class=\"col-image\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"thumbnail\" style=\"background-image: url(https:\/\/bpi.com\/wp-content\/uploads\/2025\/09\/Daniel-Grodzicki-BPI-headshot--240x300.png)\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"col-content\">\n\t\t\t\t\t<div class=\"person-title\">\n\t\t\t\t\t\tDaniel Grodzicki\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"person-position\">\n\t\t\t\t\t\tSenior Vice President and Senior Economist\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t\t\t\t<a href=\"https:\/\/bpi.com\/people\/felipe-garcia-rosa\/\" class=\"people-grid-item\" title=\"Felipe Garcia Rosa\">\n\t\t\t\t<div class=\"col-image\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"thumbnail\" style=\"background-image: url(https:\/\/bpi.com\/wp-content\/uploads\/2025\/07\/BPI_6.11.25_Felipe_Garcia_Rosa_23721-240x300.jpg)\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"col-content\">\n\t\t\t\t\t<div class=\"person-title\">\n\t\t\t\t\t\tFelipe Garcia Rosa\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"person-position\">\n\t\t\t\t\t\tVice President, Research \n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t\t\t\t<a href=\"https:\/\/bpi.com\/people\/laurence-bristow\/\" class=\"people-grid-item\" title=\"Laurence Bristow\">\n\t\t\t\t<div class=\"col-image\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"thumbnail\" style=\"background-image: url(https:\/\/bpi.com\/wp-content\/uploads\/2025\/09\/Laurence-Bristow-Headshot-240x300.png)\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"col-content\">\n\t\t\t\t\t<div class=\"person-title\">\n\t\t\t\t\t\tLaurence Bristow\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"person-position\">\n\t\t\t\t\t\tVice President and Research Associate\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t\t\t\t<a href=\"https:\/\/bpi.com\/people\/eva-funaki\/\" class=\"people-grid-item\" title=\"Eva Funaki\">\n\t\t\t\t<div class=\"col-image\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"thumbnail\" style=\"background-image: url(https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/Eva-Funaki-242x300.png)\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"col-content\">\n\t\t\t\t\t<div class=\"person-title\">\n\t\t\t\t\t\tEva Funaki\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"person-position\">\n\t\t\t\t\t\tAssistant Vice President, Research Analyst\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t\t\t\t<a href=\"https:\/\/bpi.com\/people\/greg-hopper\/\" class=\"people-grid-item\" title=\"Greg Hopper\">\n\t\t\t\t<div class=\"col-image\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"thumbnail\" style=\"background-image: url(https:\/\/bpi.com\/wp-content\/uploads\/2025\/07\/BPI_7.16.25_GregoryHopper3302crop-240x300.jpg)\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"col-content\">\n\t\t\t\t\t<div class=\"person-title\">\n\t\t\t\t\t\tGreg Hopper\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"person-position\">\n\t\t\t\t\t\tSenior Fellow\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t\t\t\t<a href=\"https:\/\/bpi.com\/people\/marco-macchiavelli\/\" class=\"people-grid-item\" title=\"Marco Macchiavelli\">\n\t\t\t\t<div class=\"col-image\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"thumbnail\" style=\"background-image: url(https:\/\/bpi.com\/wp-content\/uploads\/2025\/08\/Marco-headshot-242x300.png)\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"col-content\">\n\t\t\t\t\t<div class=\"person-title\">\n\t\t\t\t\t\tMarco Macchiavelli\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"person-position\">\n\t\t\t\t\t\tSenior Fellow, Research\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t\n\t\t\t<\/div>\n<\/section>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-yellow-orange-color has-text-color\" style=\"font-size:50px\"><strong>\u2014<\/strong><\/p>\n\n\n<section\n\tclass=\"block-post-spotlight\">\n\t\t\t\t<h2 class=\"block-title\">Featured Research<\/h2>\n\t\n\t\t<div class=\"spotlight-item\">\n\t\t<div class=\"col-image\">\n\t\t\t\t\t\t\t<a class=\"thumbnail\" style=\"background-image: url(https:\/\/bpi.com\/wp-content\/uploads\/2022\/01\/conference.jpg)\" href=\"https:\/\/bpi.com\/bpi-chief-economist-delivers-remarks-at-george-washington-university-seminar-on-the-fed-and-economic-inequality\/\" title=\"BPI Chief Economist Delivers Remarks at George Washington University Seminar on the Fed and Economic Inequality\"><\/a>\n\t\t\t\t\t<\/div>\n\t\t<div class=\"col-content has-primary-topic\">\n\t\t\t\t\t\t\t<a class=\"post-topic\" href=\"https:\/\/bpi.com\/category\/consumer-affairs\/\" title=\"Consumer Affairs posts\">\n\t\t\t\t\tConsumer Affairs\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<div class=\"post-title\">\n\t\t\t\t\t\t\t\t\t<a class=\"mobile-thumbnail\" style=\"background-image: url(https:\/\/bpi.com\/wp-content\/uploads\/2022\/01\/conference.jpg)\" href=\"https:\/\/bpi.com\/bpi-chief-economist-delivers-remarks-at-george-washington-university-seminar-on-the-fed-and-economic-inequality\/\" title=\"BPI Chief Economist Delivers Remarks at George Washington University Seminar on the Fed and Economic Inequality\"><\/a>\n\t\t\t\t\t\t\t\t<a class=\"post-title-link\" href=\"https:\/\/bpi.com\/bpi-chief-economist-delivers-remarks-at-george-washington-university-seminar-on-the-fed-and-economic-inequality\/\" title=\"BPI Chief Economist Delivers Remarks at George Washington University Seminar on the Fed and Economic Inequality\">\n\t\t\t\t\tBPI Chief Economist Delivers Remarks at George Washington University Seminar on the Fed and Economic Inequality\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t<div class=\"post-date\">\n\t\t\t\t<span class=\"far fa-clock\"><\/span>\n\t\t\t\tJanuary 25, 2022\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"post-excerpt\">\n\t\t\t\t\tBPI Chief Economist Bill Nelson delivered remarks today at an event hosted by George Washington University focusing on the Federal Reserve and whether decisions by the Fed exacerbated economic inequality after the financial crisis. The event follows the recent publication of a book by Karen Shaw Petrou, managing partner at Federal Financial Analytics, examining the &hellip;\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<a href=\"https:\/\/bpi.com\/bpi-chief-economist-delivers-remarks-at-george-washington-university-seminar-on-the-fed-and-economic-inequality\/\" title=\"BPI Chief Economist Delivers Remarks at George Washington University Seminar on the Fed and Economic Inequality\" class=\"button ghost purple small button-read-more\">\n\t\t\t\tRead More\n\t\t\t<\/a>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-yellow-orange-color has-text-color\" style=\"font-size:50px\"><strong>\u2014<\/strong><\/p>\n\n\n<div class=\"break-container\">\n    <section class=\"block-posts-grid container-1240\">\n\t\t<section class=\"related-posts post-slider\">\n\t<div class=\"related-posts-header\">\n\t\t\t\t\t<span class=\"related-posts-title\">Latest White Papers and Research Notes<\/span>\n\t\t\n\t\t\t\t\t<div class=\"related-posts-controls\">\n\t\t\t\t<span class=\"slide-count\"><\/span>\n\t\t\t\t<button class=\"button text slider-prev\" aria-label=\"Previous\">\n\t\t\t\t\t<span class=\"far fa-long-arrow-left\"><\/span>\n\t\t\t\t<\/button>\n\t\t\t\t<button class=\"button text slider-next\" aria-label=\"Next\">\n\t\t\t\t\t<span class=\"far fa-long-arrow-right\"><\/span>\n\t\t\t\t<\/button>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\t<div class=\"related-posts-container\">\n\t\t\t\t\t\n    \n    \n            \n<div  class=\"post-card\">\n            <a href=\"https:\/\/bpi.com\/category\/fintech-innovation\/\" class=\"main-topic\">Fintech &amp; Innovation<\/a>\n        <a class=\"post-link\" href=\"https:\/\/bpi.com\/the-evolving-competition-from-nonbanks-in-retail-banking-markets-from-the-perspective-of-the-survey-of-consumer-finances\/\">\n                    <img decoding=\"async\" src=\"https:\/\/bpi.com\/wp-content\/uploads\/2026\/03\/shutterstock_2256175877_1_50-286x162.jpg\" srcset=\"\"  alt=\"\">\n            <span class=\"h5\">The Evolving Competition from Nonbanks in Retail Banking Markets from the Perspective of the Survey of Consumer Finances<\/span>\n            <time datetime=\"2026-03-18T09:55:38-04:00\">\n            <span class=\"far fa-clock\"><\/span>\n            March 18, 2026\n        <\/time>\n        <\/a>\n<\/div>\n\t\t\t\t\t\n    \n    \n            \n<div  class=\"post-card\">\n            <a href=\"https:\/\/bpi.com\/category\/activities-structure\/\" class=\"main-topic\">Bank Activities and Structure<\/a>\n        <a class=\"post-link\" href=\"https:\/\/bpi.com\/does-mandating-interest-payments-on-mortgage-escrow-accounts-benefit-consumers\/\">\n                    <img decoding=\"async\" src=\"https:\/\/bpi.com\/wp-content\/uploads\/2026\/01\/BPInsights-131-3-286x162.png\" srcset=\"https:\/\/bpi.com\/wp-content\/uploads\/2026\/01\/BPInsights-131-3-286x162.png 286w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/01\/BPInsights-131-3-300x170.png 300w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/01\/BPInsights-131-3-768x434.png 768w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/01\/BPInsights-131-3-600x339.png 600w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/01\/BPInsights-131-3.png 900w\"  alt=\"\">\n            <span class=\"h5\">Does Mandating Interest Payments on Mortgage Escrow Accounts Benefit Consumers?<\/span>\n            <time datetime=\"2026-01-30T15:00:00-05:00\">\n            <span class=\"far fa-clock\"><\/span>\n            January 30, 2026\n        <\/time>\n        <\/a>\n<\/div>\n\t\t\t\t\t\n    \n    \n            \n<div  class=\"post-card\">\n            <a href=\"https:\/\/bpi.com\/category\/consumer-affairs\/\" class=\"main-topic\">Consumer Affairs<\/a>\n        <a class=\"post-link\" href=\"https:\/\/bpi.com\/the-potential-adverse-consequences-of-a-credit-card-interest-rate-cap-2\/\">\n                    <img decoding=\"async\" src=\"https:\/\/bpi.com\/wp-content\/uploads\/2025\/05\/credit-card-interest-rate-cap-cover-286x162.jpg\" srcset=\"\"  alt=\"cube with interest percentage on top of credit cards\">\n            <span class=\"h5\">The Potential Adverse Consequences of a Credit Card Interest Rate Cap<\/span>\n            <time datetime=\"2025-05-19T13:00:00-04:00\">\n            <span class=\"far fa-clock\"><\/span>\n            May 19, 2025\n        <\/time>\n        <\/a>\n<\/div>\n\t\t\t\t\t\n    \n    \n            \n<div  class=\"post-card\">\n            <a href=\"https:\/\/bpi.com\/category\/capital-stresstesting\/\" class=\"main-topic\">Bank Capital<\/a>\n        <a class=\"post-link\" href=\"https:\/\/bpi.com\/how-to-make-the-global-market-shock-coherent\/\">\n                    <img decoding=\"async\" src=\"https:\/\/bpi.com\/wp-content\/uploads\/2025\/05\/BPI-blog-images-4-286x162.png\" srcset=\"https:\/\/bpi.com\/wp-content\/uploads\/2025\/05\/BPI-blog-images-4-286x162.png 286w, https:\/\/bpi.com\/wp-content\/uploads\/2025\/05\/BPI-blog-images-4-300x170.png 300w, https:\/\/bpi.com\/wp-content\/uploads\/2025\/05\/BPI-blog-images-4-768x434.png 768w, https:\/\/bpi.com\/wp-content\/uploads\/2025\/05\/BPI-blog-images-4-600x339.png 600w, https:\/\/bpi.com\/wp-content\/uploads\/2025\/05\/BPI-blog-images-4.png 900w\"  alt=\"\">\n            <span class=\"h5\">How to Make the Global Market Shock Coherent<\/span>\n            <time datetime=\"2025-05-05T10:00:00-04:00\">\n            <span class=\"far fa-clock\"><\/span>\n            May 5, 2025\n        <\/time>\n        <\/a>\n<\/div>\n\t\t\t\t\t\n    \n    \n            \n<div  class=\"post-card\">\n            <a href=\"https:\/\/bpi.com\/category\/liquidity\/\" class=\"main-topic\">Bank Liquidity<\/a>\n        <a class=\"post-link\" href=\"https:\/\/bpi.com\/bank-term-funding-program-experience-and-lessons-learned\/\">\n                    <img decoding=\"async\" src=\"https:\/\/bpi.com\/wp-content\/uploads\/2025\/04\/Fed-building-286x162.png\" srcset=\"\"  alt=\"Federal Reserve Building\">\n            <span class=\"h5\">Bank Term Funding Program: Experience and Lessons Learned<\/span>\n            <time datetime=\"2025-04-01T13:22:17-04:00\">\n            <span class=\"far fa-clock\"><\/span>\n            April 1, 2025\n        <\/time>\n        <\/a>\n<\/div>\n\t\t\t\t\t\n    \n    \n            \n<div  class=\"post-card\">\n            <a href=\"https:\/\/bpi.com\/category\/climate\/\" class=\"main-topic\">Climate<\/a>\n        <a class=\"post-link\" href=\"https:\/\/bpi.com\/the-ngfss-new-climate-damage-function-a-flawed-analysis-with-massive-economic-consequences\/\">\n                    <img decoding=\"async\" src=\"https:\/\/bpi.com\/wp-content\/uploads\/2024\/12\/climate-damage-286x162.jpg\" srcset=\"\"  alt=\"climate damage\">\n            <span class=\"h5\">The NGFS\u2019s New Climate Damage Function: A Flawed Analysis With Massive Economic Consequences<\/span>\n            <time datetime=\"2024-12-09T10:00:00-05:00\">\n            <span class=\"far fa-clock\"><\/span>\n            December 9, 2024\n        <\/time>\n        <\/a>\n<\/div>\n\t\t\t\t\t\n    \n    \n            \n<div  class=\"post-card\">\n            <a href=\"https:\/\/bpi.com\/category\/activities-structure\/brokered-deposit\/\" class=\"main-topic\">Brokered Deposit<\/a>\n        <a class=\"post-link\" href=\"https:\/\/bpi.com\/the-fdics-proposed-brokered-deposit-reclassification-an-empirical-evaluation\/\">\n                    <img decoding=\"async\" src=\"https:\/\/bpi.com\/wp-content\/uploads\/2024\/11\/gavel-and-finance-chart-286x162.jpg\" srcset=\"\"  alt=\"image of gavel with finance chart\">\n            <span class=\"h5\">The FDIC&#8217;s Proposed Brokered Deposit Reclassification: An Empirical Evaluation<\/span>\n            <time datetime=\"2024-11-21T10:30:00-05:00\">\n            <span class=\"far fa-clock\"><\/span>\n            November 21, 2024\n        <\/time>\n        <\/a>\n<\/div>\n\t\t\t\t\t\n    \n    \n            \n<div  class=\"post-card\">\n            <a href=\"https:\/\/bpi.com\/category\/liquidity\/\" class=\"main-topic\">Bank Liquidity<\/a>\n        <a class=\"post-link\" href=\"https:\/\/bpi.com\/from-the-floor-back-to-the-corridor-why-the-choice-of-monetary-policy-implementation-framework-matters\/\">\n                    <img decoding=\"async\" src=\"\/wp-content\/themes\/bpi\/assets\/images\/bpi-default-post-thumbnail.png\" alt=\"\"\/>\n            <span class=\"h5\">From the Floor Back to the Corridor: Why the Choice of Monetary Policy Implementation Framework Matters<\/span>\n            <time datetime=\"2024-10-13T17:00:00-04:00\">\n            <span class=\"far fa-clock\"><\/span>\n            October 13, 2024\n        <\/time>\n        <\/a>\n<\/div>\n\t\t\t<\/div>\n<\/section>\n                \n                    <\/section>\n\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-499968f5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/bpi.com\/department\/research\/?research=true\">View All<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-yellow-orange-color has-text-color\" style=\"font-size:50px\"><strong>\u2014<\/strong><\/p>\n\n\n<div class=\"break-container\">\n    <section class=\"block-posts-grid container-1240\">\n\t\t<section class=\"related-posts\">\n\t<div class=\"related-posts-header\">\n\t\t\t\t\t<span class=\"related-posts-title\">Latest Blog Posts<\/span>\n\t\t\n\t\t\t<\/div>\n\t<div class=\"related-posts-container\">\n\t\t\t\t\t\n    \n    \n            \n<div  class=\"post-card\">\n            <a href=\"https:\/\/bpi.com\/category\/fintech-innovation\/digital-assets\/\" class=\"main-topic\">Digital Assets<\/a>\n        <a class=\"post-link\" href=\"https:\/\/bpi.com\/crypto-hacks-and-defi-runs\/\">\n                    <img decoding=\"async\" src=\"https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/Cassandra-286x162.png\" srcset=\"https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/Cassandra-286x162.png 286w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/Cassandra-300x170.png 300w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/Cassandra-768x434.png 768w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/Cassandra-600x339.png 600w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/Cassandra.png 900w\"  alt=\"\">\n            <span class=\"h5\">Crypto Hacks and DeFi Runs<\/span>\n            <time datetime=\"2026-04-23T09:35:22-04:00\">\n            <span class=\"far fa-clock\"><\/span>\n            April 23, 2026\n        <\/time>\n        <\/a>\n<\/div>\n\t\t\t\t\t\n    \n    \n            \n<div  class=\"post-card\">\n            <a href=\"https:\/\/bpi.com\/category\/climate\/\" class=\"main-topic\">Climate<\/a>\n        <a class=\"post-link\" href=\"https:\/\/bpi.com\/climate-transition-risk-cuts-both-ways\/\">\n                    <img decoding=\"async\" src=\"https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/4.17-Hopper-post-286x162.png\" srcset=\"https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/4.17-Hopper-post-286x162.png 286w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/4.17-Hopper-post-300x170.png 300w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/4.17-Hopper-post-768x434.png 768w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/4.17-Hopper-post-600x339.png 600w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/4.17-Hopper-post.png 900w\"  alt=\"\">\n            <span class=\"h5\">Climate Transition Risk Cuts Both Ways<\/span>\n            <time datetime=\"2026-04-22T13:58:00-04:00\">\n            <span class=\"far fa-clock\"><\/span>\n            April 22, 2026\n        <\/time>\n        <\/a>\n<\/div>\n\t\t\t\t\t\n    \n    \n            \n<div  class=\"post-card\">\n            <a href=\"https:\/\/bpi.com\/category\/capital-stresstesting\/\" class=\"main-topic\">Bank Capital<\/a>\n        <a class=\"post-link\" href=\"https:\/\/bpi.com\/the-feds-new-global-market-shock-methodology-consistent-coherent-but-containing-one-fatal-but-correctible-flaw\/\">\n                    <img decoding=\"async\" src=\"https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/4.16-Hopper-post-286x162.png\" srcset=\"https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/4.16-Hopper-post-286x162.png 286w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/4.16-Hopper-post-300x170.png 300w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/4.16-Hopper-post-768x434.png 768w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/4.16-Hopper-post-600x339.png 600w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/04\/4.16-Hopper-post.png 900w\"  alt=\"\">\n            <span class=\"h5\">The Fed\u2019s New Global Market Shock Methodology: Consistent, Coherent, But Containing One Fatal (But Correctible) Flaw<\/span>\n            <time datetime=\"2026-04-15T10:35:42-04:00\">\n            <span class=\"far fa-clock\"><\/span>\n            April 15, 2026\n        <\/time>\n        <\/a>\n<\/div>\n\t\t\t\t\t\n    \n    \n            \n<div  class=\"post-card\">\n            <a href=\"https:\/\/bpi.com\/category\/fintech-innovation\/\" class=\"main-topic\">Fintech &amp; Innovation<\/a>\n        <a class=\"post-link\" href=\"https:\/\/bpi.com\/the-evolving-competition-from-nonbanks-in-retail-banking-markets-evidence-from-the-survey-of-consumer-finances\/\">\n                    <img decoding=\"async\" src=\"https:\/\/bpi.com\/wp-content\/uploads\/2026\/03\/shutterstock_2256175877_1_50-286x162.jpg\" srcset=\"\"  alt=\"\">\n            <span class=\"h5\">The Evolving Competition from Nonbanks in Retail Banking Markets: Evidence from the Survey of Consumer Finances<\/span>\n            <time datetime=\"2026-03-18T09:55:27-04:00\">\n            <span class=\"far fa-clock\"><\/span>\n            March 18, 2026\n        <\/time>\n        <\/a>\n<\/div>\n\t\t\t\t\t\n    \n    \n            \n<div  class=\"post-card\">\n            <a href=\"https:\/\/bpi.com\/category\/activities-structure\/\" class=\"main-topic\">Bank Activities and Structure<\/a>\n        <a class=\"post-link\" href=\"https:\/\/bpi.com\/bpi-columbia-co-host-10th-annual-conference-on-bank-regulation\/\">\n                    <img decoding=\"async\" src=\"https:\/\/bpi.com\/wp-content\/uploads\/2026\/03\/Bank-Regulation-Conference-159-of-358-286x162.jpg\" srcset=\"\"  alt=\"\">\n            <span class=\"h5\">BPI, Columbia Co-Host 10th Annual Conference on Bank Regulation<\/span>\n            <time datetime=\"2026-03-09T13:30:00-04:00\">\n            <span class=\"far fa-clock\"><\/span>\n            March 9, 2026\n        <\/time>\n        <\/a>\n<\/div>\n\t\t\t\t\t\n    \n    \n            \n<div  class=\"post-card\">\n            <a href=\"https:\/\/bpi.com\/category\/activities-structure\/\" class=\"main-topic\">Bank Activities and Structure<\/a>\n        <a class=\"post-link\" href=\"https:\/\/bpi.com\/how-2025-bank-regulatory-reform-has-enhanced-economic-growth\/\">\n                    <img decoding=\"async\" src=\"https:\/\/bpi.com\/wp-content\/uploads\/2026\/02\/218-Bill-x-Laurie-post-2-286x162.png\" srcset=\"https:\/\/bpi.com\/wp-content\/uploads\/2026\/02\/218-Bill-x-Laurie-post-2-286x162.png 286w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/02\/218-Bill-x-Laurie-post-2-300x170.png 300w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/02\/218-Bill-x-Laurie-post-2-1024x580.png 1024w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/02\/218-Bill-x-Laurie-post-2-768x435.png 768w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/02\/218-Bill-x-Laurie-post-2-600x340.png 600w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/02\/218-Bill-x-Laurie-post-2.png 1350w\"  alt=\"\">\n            <span class=\"h5\">How 2025 Bank Regulatory Reform Has Enhanced Economic Growth<\/span>\n            <time datetime=\"2026-02-20T15:58:00-05:00\">\n            <span class=\"far fa-clock\"><\/span>\n            February 20, 2026\n        <\/time>\n        <\/a>\n<\/div>\n\t\t\t\t\t\n    \n    \n            \n<div  class=\"post-card\">\n            <a href=\"https:\/\/bpi.com\/category\/activities-structure\/national-preemption\/\" class=\"main-topic\">National Preemption<\/a>\n        <a class=\"post-link\" href=\"https:\/\/bpi.com\/all-pain-no-gain-requiring-interest-payments-on-mortgage-escrow-accounts-gives-consumers-no-relief\/\">\n                    <img decoding=\"async\" src=\"https:\/\/bpi.com\/wp-content\/uploads\/2026\/01\/BPInsights-131-3-286x162.png\" srcset=\"https:\/\/bpi.com\/wp-content\/uploads\/2026\/01\/BPInsights-131-3-286x162.png 286w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/01\/BPInsights-131-3-300x170.png 300w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/01\/BPInsights-131-3-768x434.png 768w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/01\/BPInsights-131-3-600x339.png 600w, https:\/\/bpi.com\/wp-content\/uploads\/2026\/01\/BPInsights-131-3.png 900w\"  alt=\"\">\n            <span class=\"h5\">All Pain, No Gain: Requiring Interest Payments on Mortgage Escrow Accounts Gives Consumers No Relief<\/span>\n            <time datetime=\"2026-02-17T14:10:00-05:00\">\n            <span class=\"far fa-clock\"><\/span>\n            February 17, 2026\n        <\/time>\n        <\/a>\n<\/div>\n\t\t\t\t\t\n    \n    \n            \n<div  class=\"post-card\">\n            <a href=\"https:\/\/bpi.com\/category\/capital-stresstesting\/\" class=\"main-topic\">Bank Capital<\/a>\n        <a class=\"post-link\" href=\"https:\/\/bpi.com\/banks-capital-and-competitiveness-challenges-with-an-ecb-working-paper\/\">\n                    <img decoding=\"async\" src=\"https:\/\/bpi.com\/wp-content\/uploads\/2025\/12\/bank-cap-cover-image-286x162.png\" srcset=\"\"  alt=\"photo of graph line and magnifying glass overlooking the line\">\n            <span class=\"h5\">Banks, Capital and Competitiveness: Challenges with an ECB Working Paper<\/span>\n            <time datetime=\"2025-12-17T13:00:00-05:00\">\n            <span class=\"far fa-clock\"><\/span>\n            December 17, 2025\n        <\/time>\n        <\/a>\n<\/div>\n\t\t\t<\/div>\n<\/section>\n                \n                    <\/section>\n\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-499968f5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/department\/research\/\">View All<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The research department conducts long- and short-term analysis on issues primarily related to bank regulation and supervision with the objective of encouraging welfare-enhancing regulatory change.&nbsp;The division\u2019s economists conduct academic-level research intended for presentation at conferences and publication in peer-reviewed journals.&nbsp;The economists and research analysts also regularly engage in shorter-horizon research, often on breaking developments, typically &hellip;<\/p>\n","protected":false},"author":324,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-full-width.php","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"class_list":["post-16539","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>BPI Research Team - Bank Policy Institute<\/title>\n<meta name=\"description\" content=\"The research department conducts long- and short-term analysis on issues primarily related to bank regulation and supervision.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bpi.com\/research-team\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BPI Research Team - Bank Policy Institute\" \/>\n<meta property=\"og:description\" content=\"The research department conducts long- and short-term analysis on issues primarily related to bank regulation and supervision.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bpi.com\/research-team\/\" \/>\n<meta property=\"og:site_name\" content=\"Bank Policy Institute\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-13T20:37:38+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bpi.com\/research-team\/\",\"url\":\"https:\/\/bpi.com\/research-team\/\",\"name\":\"BPI Research Team - Bank Policy Institute\",\"isPartOf\":{\"@id\":\"https:\/\/bpi.com\/#website\"},\"datePublished\":\"2020-10-05T17:19:11+00:00\",\"dateModified\":\"2026-04-13T20:37:38+00:00\",\"description\":\"The research department conducts long- and short-term analysis on issues primarily related to bank regulation and supervision.\",\"breadcrumb\":{\"@id\":\"https:\/\/bpi.com\/research-team\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bpi.com\/research-team\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bpi.com\/research-team\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bpi.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BPI Research Team\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bpi.com\/#website\",\"url\":\"https:\/\/bpi.com\/\",\"name\":\"Bank Policy Institute\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/bpi.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bpi.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/bpi.com\/#organization\",\"name\":\"Bank Policy Institute\",\"url\":\"https:\/\/bpi.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bpi.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/bpi.com\/wp-content\/uploads\/2019\/05\/cropped-bpi-favicon-1.png\",\"contentUrl\":\"https:\/\/bpi.com\/wp-content\/uploads\/2019\/05\/cropped-bpi-favicon-1.png\",\"width\":512,\"height\":512,\"caption\":\"Bank Policy Institute\"},\"image\":{\"@id\":\"https:\/\/bpi.com\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BPI Research Team - Bank Policy Institute","description":"The research department conducts long- and short-term analysis on issues primarily related to bank regulation and supervision.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bpi.com\/research-team\/","og_locale":"en_US","og_type":"article","og_title":"BPI Research Team - Bank Policy Institute","og_description":"The research department conducts long- and short-term analysis on issues primarily related to bank regulation and supervision.","og_url":"https:\/\/bpi.com\/research-team\/","og_site_name":"Bank Policy Institute","article_modified_time":"2026-04-13T20:37:38+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/bpi.com\/research-team\/","url":"https:\/\/bpi.com\/research-team\/","name":"BPI Research Team - Bank Policy Institute","isPartOf":{"@id":"https:\/\/bpi.com\/#website"},"datePublished":"2020-10-05T17:19:11+00:00","dateModified":"2026-04-13T20:37:38+00:00","description":"The research department conducts long- and short-term analysis on issues primarily related to bank regulation and supervision.","breadcrumb":{"@id":"https:\/\/bpi.com\/research-team\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bpi.com\/research-team\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bpi.com\/research-team\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bpi.com\/"},{"@type":"ListItem","position":2,"name":"BPI Research Team"}]},{"@type":"WebSite","@id":"https:\/\/bpi.com\/#website","url":"https:\/\/bpi.com\/","name":"Bank Policy Institute","description":"","publisher":{"@id":"https:\/\/bpi.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bpi.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/bpi.com\/#organization","name":"Bank Policy Institute","url":"https:\/\/bpi.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bpi.com\/#\/schema\/logo\/image\/","url":"https:\/\/bpi.com\/wp-content\/uploads\/2019\/05\/cropped-bpi-favicon-1.png","contentUrl":"https:\/\/bpi.com\/wp-content\/uploads\/2019\/05\/cropped-bpi-favicon-1.png","width":512,"height":512,"caption":"Bank Policy Institute"},"image":{"@id":"https:\/\/bpi.com\/#\/schema\/logo\/image\/"}}]}},"coauthors":[],"author_meta":{"author_link":"https:\/\/bpi.com\/author\/will-bonnerbpi-com\/","display_name":"Will Bonner"},"relative_dates":{"created":"Posted 6 years ago","modified":"Updated 2 weeks ago"},"absolute_dates":{"created":"Posted on October 5, 2020","modified":"Updated on April 13, 2026"},"absolute_dates_time":{"created":"Posted on October 5, 2020 5:19 pm","modified":"Updated on April 13, 2026 4:37 pm"},"featured_img_caption":"","featured_img":false,"series_order":"","_links":{"self":[{"href":"https:\/\/bpi.com\/wp-json\/wp\/v2\/pages\/16539","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bpi.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bpi.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bpi.com\/wp-json\/wp\/v2\/users\/324"}],"replies":[{"embeddable":true,"href":"https:\/\/bpi.com\/wp-json\/wp\/v2\/comments?post=16539"}],"version-history":[{"count":94,"href":"https:\/\/bpi.com\/wp-json\/wp\/v2\/pages\/16539\/revisions"}],"predecessor-version":[{"id":60406,"href":"https:\/\/bpi.com\/wp-json\/wp\/v2\/pages\/16539\/revisions\/60406"}],"wp:attachment":[{"href":"https:\/\/bpi.com\/wp-json\/wp\/v2\/media?parent=16539"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}