jUMPP

At jUMPP, we’re on a mission to add momentum to your money with a new-age banking experience.
Save with fixed deposits, pay using UPI Payments, IMPS, NEFT, or RTGS, invest in digital gold, mutual funds, avail loans, and track all your assets effortlessly in one place.

Meet jAI: Your AI-powered financial buddy
Get hyper-personalised insights in the language of your choice.
From analysing spending patterns to tracking income, jAI provides clear, actionable insights to help you budget better and grow wealth.
It’s time to leap toward your goals effortlessly with jUMPP’s smart, AI-powered financial solutions.

jUMPP offers you to:
• Open your zero-balance savings account powered by YES Bank in 3 minutes
• Get personalised advice from jAI
• Super-charge your investments and savings
• Automate your bill payments and never miss a due date
• Avail quick loans for all your goals
• Track all your assets in one place

Say YES to Smart Banking and Save On
• Open your zero-balance savings account powered by YES Bank in just 3 minutes – completely paperless
• Transfer money instantly with IMPS and NEFT options, RTGS for larger amounts or UPI Payments for quick transfers.
• Manage your banking needs anytime, anywhere with secure, 24/7 digital banking

Pay with UPI – Fast, Free, and Effortless
• Make instant UPI payments to anyone, anytime
• Pay bills, recharge, or shop online with ease
• Enjoy seamless, secure transactions with just a tap Invest Up in Digital Gold and Mutual Funds
• Start SIPs or invest in top-performing mutual funds without hidden charges
• Buy digital gold for as little as Rs.50

PayFast with BBPS
• Access over thousands of billers and make secure, on-time payments for electricity, water, gas, and more
• Set reminders to avoid late fees and never miss a due date
• Track your payment history and get instant payment confirmations
Benefit from jAI’s AI-powered budgeting and expense analysis
• Let AI guide you toward better financial discipline
• Get personalised budgets based on your spending patterns and track your progress in real-time
• Understand where your money goes with intelligent expense categorisation and insights
• jAI helps you identify saving opportunities and optimise spending

LoanIt to Own It
• Get funds credited to your account in just 5 minutes
• Experience a seamless, 100% digital process for quick and easy loans
• Avail easy and stress-free personal and auto loans

Personal Loan
Borrow up to ₹5 Lakh.
Track loans & manage EMIs effortlessly.

Auto Loan
Finance up to ₹20 Lakh for your vehicle with easy tracking & payments.
Lending Partner: Finvasia Financial Services Private Limited, RBI-approved NBFC

Loan Details
• Tenure: 12–60 months
• Interest Rate (Monthly Reducing):
– Personal Loan: 18%–26%
– Auto Loan: 9%–13%
• Max APR: 36%
• Factors Affecting APR: Principal, ROI, tenure, processing fee

Personal Loan Example
Loan: ₹1,00,000 | Interest: 18% p.a | Tenure: 12 months
Processing Fee: ₹2,360 | Documentation Fee: ₹590
EMI: ₹9,168 | Total Interest: ₹10,016 | Total Payable: ₹1,10,016

Auto Loan Example
Loan: ₹1,00,000 | Interest: 9% p.a | Tenure: 12 months
Processing Fee: ₹2,360 | Doc Fee: ₹590 | Stamp Duty: ₹295
EMI: ₹8,745 | Total Interest: ₹4,942 | Total Payable: ₹1,04,942

PowerUP with Boosts While You Manage Money
• PowerUP your savings with boosts
• Link all your accounts to get an overview of your finances and extra boosts
• Earn Boosts (points) for completing simple actions like bill payments, fund transfers, and investments

Get Security You Can Trust
With advanced encryption and YES Bank’s trusted infrastructure, your data and transactions remain safe and secure.

Leap to smarter finances today
Download jUMPP now and make your money work for you.
Backed by Finvasia’s legacy of innovation and Shoonya’s trust, jUMPP isn’t just about managing money — it’s about making your money do more.
Every decision becomes smarter, every action effortless, and every goal within reach.