By Use Case
From confusion to control. Wherever you are in your borrowing journey-we step in.
BankKeeping isn’t just a product—it’s a financial partner built for business owners who want to take control of their banking relationships. Whether you’re identifying erroneously charged interest, hidden charges, negotiating better terms, or rebuilding trust with lenders, BankKeeping brings strategy, clarity, and data to every stage.
1.Identify
The first step is knowing where you’re losing money
Many businesses overpay banks without knowing it-through excess interest, hidden charges, or underutilized limits. Identify equips you with audit-level insights and clarity.
Tools Involved
What We Help You Do
1. Detect excess interest payments and wrongly debited charges
2. Identify under-claimed Drawing Power or credit limits
3. Flag unfavourable terms hidden in your sanction letter
4. Benchmark your financial ratios and rating readiness
2. Negotiate
Armed with data, it’s time to negotiate smarter.
Once the problems are identified, Bankkeeping helps you approach your lenders with proof, not guesswork. We support you in preparing data-backed files that make renegotiation compelling and credible.
Tools Involved
What We Help You Do
1. Renegotiate interest rates, charges, margin money, or security clauses
2. Justify enhancements or renewals with data
3. Present alternate funding options with financial comparisons
4. Prepare a credible case for rating upgrades or limit restoration
3. Re-Build
Turn your credit story around-with structure, transparency, and smart data.
For businesses facing lender fatigue, low ratings, or stressed borrowing profiles, BankKeeping becomes your recovery ally. We guide you in making your case stronger-financially and strategically.
Tools Involved
What We Help You Do
1. Plan corrective action to improve key ratios (DSCR, leverage, margins)
2. Improve reporting discipline and eliminate covenant breaches
3. Rebuild your banking reputation through proactive compliance
4. Prepare investor-friendly and lender-ready dashboards