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Payroll-connected earned wage access and pay card solution

AsurePay

A competitive pay advantage — built into payroll. Offer earned wage access and flexible pay card options directly through payroll. AsurePay helps you attract and retain hourly talent, reduce paper check risk, and modernize pay — without adding another vendor or manual process.

Review pricing options or talk through fit, rollout, and operating model.

AsurePay app on mobile devices
Recruit & Retain Talent

Competitive pay flexibility that differentiates you

Boost Productivity

Reduce financial stress and turnover

Zero Cost Setup

No new infrastructure or payroll disruption

Built-in Integration

Funding & reporting through payroll

What AsurePay helps you manage

Frontline employees increasingly expect flexibility in how and when they access pay. If another employer offers early wage access and modern pay options while you rely on paper checks or rigid pay cycles, that difference can influence hiring decisions.

AsurePay allows employers of all sizes to offer a benefit that was once limited to large organizations — without creating operational drag for payroll or HR.

Stronger Recruiting

Employees say early pay access influences where they choose to work — giving you a competitive edge without raising hourly rates.

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Why it works

Access to earned wages is no longer a niche perk. Job seekers increasingly list pay flexibility as a deciding factor. Offering it through payroll — not a third-party app — signals operational maturity to candidates.

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Improved Retention

Pay flexibility reduces financial stress and the turnover costs that come with it — without increasing hourly wage rates.

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The impact

A significant percentage of hourly workers report living paycheck to paycheck. When employees can access earned wages on their schedule, they're less likely to leave for a competitor offering the same flexibility.

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Fewer Frustrations

Employers offering earned wage access see fewer payroll-related complaints and stronger employee satisfaction.

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How it helps

Early wage access reduces the volume of pay-related questions and off-cycle requests hitting your payroll team. Activity flows back into payroll automatically, so there's less manual work and fewer errors to resolve.

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Two ways to offer flexible pay

AsurePay gives you clear options depending on how much functionality you want to offer. Choose the option that fits your workforce and control model.

Lightning Pay

Earned Wage Access

Earned wage access only. Employees can access a portion of earned wages before payday while you maintain standard payroll processes and funding controls.

  • Early access to earned wages
  • Standard payroll processes maintained
  • Employer funding controls
  • Integrated into payroll reporting

How AsurePay works day to day

AsurePay is embedded within payroll. Transactions, advances, and pay card funding are processed through the same payroll system you already use, keeping records clean and reconciled.

Earned wage access through payroll

Employees can request access to a portion of earned wages before payday, with activity flowing back into payroll automatically.

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How it works

Advance requests are processed through your existing payroll system. Repayments are deducted automatically on payday, reducing off-cycle work and manual adjustments. You maintain full visibility and control at all times.

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Replace paper checks with secure electronic pay

AsurePay allows employees to receive wages electronically through a payroll-connected pay card — eliminating paper check handling.

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Why it matters

Paper checks create delays, handling risks, and reissuance work. With electronic delivery, it functions like a standard ACH transaction for employers while giving employees faster, more reliable access to their pay.

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Flexible activation and management

Supports employer-managed and employee-initiated activation models within one solution. No third-party app required.

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Your control

Card controls and deactivation remain aligned with payroll. Choose how employees are activated, how cards are distributed, and how much oversight to retain — all managed through the same system you already use.

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Operational support information

See which option aligns with your pay delivery and workforce model.

Review pricing options or talk through fit, rollout, and operating model.

See which option aligns with your pay delivery and workforce model

Get started

Modernize pay delivery, reduce paper check risk, and compete more effectively for talent — without adding complexity to payroll.

Payroll-connected funding

Funding remains aligned with payroll rather than splitting across separate systems.

Centralized reporting

Reporting stays in one operating model to support cleaner reconciliation and oversight.

Electronic pay delivery

Modern pay delivery reduces the friction and handling exposure that come with paper checks.