🇪🇺 EU CUSTOMER
🌙 04:07
🇪🇺
EU Customer
Business Owner
→
🤖
AI Agent
Shopping Assistant
Smart Wallet (ERC-4337)
2,000 USDC
Budget: €2,000
🌐
Marketplace
Agent Services
⚡
AsterPay
Smart Router
SETTLEMENT PROVIDERS
🇪🇸 Depa Finance
0.20% + €0.45/tx
EU VASP • SEPA Instant
🇬🇧 Align Labs
0.35% (vol-tiered)
x402-native • AED
🇺🇸 Bridge (Stripe)
0.50% flat
US/Global • SDK
🇮🇸 Monerium
0.10% all-in
EMI • EURe → EUR
🇩🇪
CPU Seller
Wants EUR
🔍 Search
📋 Best Deal
💰 850 USDC
✓ Verified
💶 €795.25 EUR
🔀 Routing...
🔐 AsterPay Verification
Protocol Checks
○x402 — Valid
○MPP — Valid
○ERC-4337 — OK
○ERC-8004 — OK
○Chainalysis — OFAC/EU/UN
🔍 Merchant Payment Endpoint (MPE)
Agent knows the company — AsterPay finds where to pay
○Company — CPU Seller GmbH
○Search — 6 sources queried
○IBAN — DE89 3704 0044 ****
○Bank — Commerzbank AG
○VoP — Name matches ✓ (PSD2)
🔀 Smart Router — Evaluating Providers
Selecting cheapest EUR settlement path
Depa Finance
0.20%
SEPA Instant
—
Align Labs
0.35%
SEPA
—
Bridge (Stripe)
0.50%
SEPA
—
Monerium
0.10%
Base Q2
—
🛡️ Compliance Screening
Real-time sanctions & risk check on every payment
○OFAC/EU/UN — Chainalysis Oracle
○Risk Score — 8/100 (Low)
○Volume — €12.50 cumul. (<€1K)
○Travel Rule — Below threshold
⭐ Agent Trust Score — Know Your Agent (KYA)
Computing trust score from 7 on-chain signals...
○Wallet Age — 245 days (12/15 pts)
○Activity — 87 txns (10/15 pts)
○Sanctions — Clean (20/20 pts)
○ERC-8004 — Registered (20/20 pts)
○Operator KYB — Not verified (0/20 pts)
○Payment History — 3 txns (1/5 pts)
○Trust Bond — None staked (0/5 pts)
🏦 Settlement via Depa Finance
USDC → EUR via SEPA Instant
○USDC — Received
○Rate — 0.935 (best)
○Provider — Depa (0.20%)
○SEPA Instant — Ready
↓
🔧 Technology Stack
📡
x402 Protocol
✓ Coinbase Standard
🔗
MPP Protocol
✓ Stripe + Tempo
💵
USDC
✓ Regulated Stablecoin
🔀
Smart Routing
✓ 4 Providers
🤖
ERC-8004
✓ Agent Identity
🔍
MPE Discovery
✓ Merchant + VoP
🛡️
Compliance
✓ Chainalysis Oracle
⭐
Trust Score
✓ KYA 0-100
🔀 Multi-Provider
No single point of failure
Always cheapest path
🇪🇺
MiCA Compliant
📚 Documentation
Learn x402 + MPP Integration →