Getting You Started

• Free, unlimited everyday transactions*
• No monthly fee; No minimum balance required
• Free, unlimited Interac® e-Transfers® 
• Surcharge-Free access to over 3,300 ATMs in THE EXCHANGE® Network - Canada's 2nd largest ATM network
• Easy access with Online and Mobile Banking, Android and iPhone App
• Deposit cheques using your smartphone or tablet with Deposit Anywhere™
• Eligible for CDIC deposit insurance
• 0.05%* Annual Interest Rate

* Includes: Withdrawals, Transfers, Interac e-Transfers®, Me-to-Me Transfers, Bill Payments, Cheques, Pre-authorized payments, Visa Debit card payments, Alterna and THE EXCHANGE® Network ATM withdrawals and transfers.

* Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. eChequing Accounts and rates are only available for purchase online.

* Maximum balance per customer is $250,000 (plus accrued interest).

Only eligible deposits held in Canadian currency, having a term of five years or less and payable in Canada are insurable under the Canada Deposit Insurance Corporation Act.

• High Interest Rate on every dollar*
• No minimum balance required
• No fees or service charges while you save
• Easy access with Online and Mobile Banking
• Continuous Savings Program
• Eligible for CDIC deposit insurance. 1

To find out your exact RRSP deduction limit or How much can you contribute, check your previous year’s income tax Notice of Assessment or call CRA Tax Information Phone Service at 1-800-267-6999.

*Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. RRSP eSavings Accounts and rates are only available for purchase online. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date. 

Maximum balance per customer is $250,000 (plus accrued interest)

1 Only deposits held in Canadian currency, having a term of five years or less and payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act. 

Click here for our FAQs on Account Limits.

• Tax-free savings
• High Interest Rate on every dollar*
• No minimum balance required
• No fees or service charges while you save
• Easy access with Online and Mobile Banking
• Continuous Savings Program
• Eligible for CDIC deposit insurance. 1

*Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. TFSA eSavings Accounts and rates are only available for purchase online. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date. 

Maximum balance per customer is $250,000 (plus accrued interest)

1 Only deposits held in Canadian currency, having a term of five years or less and payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act. Eligible for CDIC deposit insurance

Click here for our FAQs on Account Limits.